# 644 Waterfront Road, Troy, MT 59935 > **TL;DR:** 3bd/2ba single family, $550,000 ($344/sqft), built 1980, 1,599 sqft. > Spa, Fireplace, Waterfront, View. Est. $2,941/mo. Listed 377 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $550,000 | | Price/sqft | $344 | | Bedrooms | 3 | | Bathrooms | 1 full, 1 half | | Square Feet | 1,599 | | Year Built | 1980 | | Lot Size | 9,757 sqft (0.22 acres) | | Stories | 1 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 377 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Valley, Mountains ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,781 | | Estimated Insurance | $160 | | **Total** | **$2,941** | ## Key Amenities - Spa - Fireplace - Waterfront - View ## Property Highlights - Built in 1980 - 0.22 acre lot - Fireplace - Waterfront ## Description ### Agent Description This home has Wonderful Outside and Inside Living, with 105 ft of Kootenai River Frontage. Landscaped back has several sitting areas, with great views of the Kootenai River. Wander on the rock paths to set in the shade near the hot tub and rocked area with covered BBQ grill and fire pit and take in all the flowers and flow of the river. Or set on the covered patio and watch the boats and kayas float by. Or if the weather isn't perfect set in the glassed in Sunroom/bedroom and watch the fish jump while the Eagles and Osprey fly by. Interior has many updates with lots of new features. Large open living area with pellet stove insert, and lots of windows to view the river. 3 bedrooms and 1.5 baths with the main bedroom having a glass slider for viewing the river and access to the many setting areas. Two car garage with a bonus/office/guest room. Chicken coop. Two set of steps to access the River, plus a floating dock to tie your boat up to or swimming. Truly one-of-a-kind property. ## Location - **Address:** 644 Waterfront Road, Troy, MT 59935 - **County:** Lincoln - **Coordinates:** 48.510515, -115.941732 - **Google Maps:** https://www.google.com/maps?q=48.510515,-115.941732 ## Virtual Tour & Media - **Video Tour:** https://id.land/maps/f3f98cfe9be115dc81be505d3baf231e/share ## Listing Agent - **Name:** Sharon Denton · **License:** RRE-RBS-LIC-16062 - **Brokerage:** Clearwater Montana Properties, Inc - **Phone:** 4062916719 - **Broker Phone:** (406) 677-3000 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/644-Waterfront-Rd_Troy_MT_59935_M73177-85864?f=listhub&s=MWMTAR&m=30056863&c=propsimple) ## Photos ![644 Waterfront Road - Photo 1](http://lh.rdcpix.com/a5dccecb82b7e20ffff1d7df592045b1l-f548589331r.jpg) ![644 Waterfront Road - Photo 2](http://lh.rdcpix.com/a5dccecb82b7e20ffff1d7df592045b1l-f2457841297r.jpg) ![644 Waterfront Road - Photo 3](http://lh.rdcpix.com/a5dccecb82b7e20ffff1d7df592045b1l-f1159544583r.jpg) ![644 Waterfront Road - Photo 4](http://lh.rdcpix.com/a5dccecb82b7e20ffff1d7df592045b1l-f189672602r.jpg) ![644 Waterfront Road - Photo 5](http://lh.rdcpix.com/a5dccecb82b7e20ffff1d7df592045b1l-f1427982677r.jpg) ![644 Waterfront Road - Photo 6](http://lh.rdcpix.com/a5dccecb82b7e20ffff1d7df592045b1l-f3910653094r.jpg) ![644 Waterfront Road - Photo 7](http://lh.rdcpix.com/a5dccecb82b7e20ffff1d7df592045b1l-f339241431r.jpg) ![644 Waterfront Road - Photo 8](http://lh.rdcpix.com/a5dccecb82b7e20ffff1d7df592045b1l-f3787177231r.jpg) ![644 Waterfront Road - Photo 9](http://lh.rdcpix.com/a5dccecb82b7e20ffff1d7df592045b1l-f3590581323r.jpg) ![644 Waterfront Road - Photo 10](http://lh.rdcpix.com/a5dccecb82b7e20ffff1d7df592045b1l-f2561811259r.jpg) ![644 Waterfront Road - Photo 11](http://lh.rdcpix.com/a5dccecb82b7e20ffff1d7df592045b1l-f2244972387r.jpg) ![644 Waterfront Road - Photo 12](http://lh.rdcpix.com/a5dccecb82b7e20ffff1d7df592045b1l-f4273695139r.jpg) ![644 Waterfront Road - Photo 13](http://lh.rdcpix.com/a5dccecb82b7e20ffff1d7df592045b1l-f750738286r.jpg) ![644 Waterfront Road - 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Photo 34](http://lh.rdcpix.com/a5dccecb82b7e20ffff1d7df592045b1l-f3271263966r.jpg) ![644 Waterfront Road - Photo 35](http://lh.rdcpix.com/a5dccecb82b7e20ffff1d7df592045b1l-f1966684927r.jpg) ![644 Waterfront Road - Photo 36](http://lh.rdcpix.com/a5dccecb82b7e20ffff1d7df592045b1l-f75557222r.jpg) ![644 Waterfront Road - Photo 37](http://lh.rdcpix.com/a5dccecb82b7e20ffff1d7df592045b1l-f3948151653r.jpg) ![644 Waterfront Road - Photo 38](http://lh.rdcpix.com/a5dccecb82b7e20ffff1d7df592045b1l-f236472591r.jpg) ![644 Waterfront Road - Photo 39](http://lh.rdcpix.com/a5dccecb82b7e20ffff1d7df592045b1l-f2556929645r.jpg) ![644 Waterfront Road - Photo 40](http://lh.rdcpix.com/a5dccecb82b7e20ffff1d7df592045b1l-f1748574251r.jpg) ![644 Waterfront Road - Photo 41](http://lh.rdcpix.com/a5dccecb82b7e20ffff1d7df592045b1l-f1074583777r.jpg) ![644 Waterfront Road - Photo 42](http://lh.rdcpix.com/a5dccecb82b7e20ffff1d7df592045b1l-f3095812523r.jpg) ![644 Waterfront Road - Photo 43](http://lh.rdcpix.com/a5dccecb82b7e20ffff1d7df592045b1l-f654331944r.jpg) ![644 Waterfront Road - Photo 44](http://lh.rdcpix.com/a5dccecb82b7e20ffff1d7df592045b1l-f2948350978r.jpg) ![644 Waterfront Road - Photo 45](http://lh.rdcpix.com/a5dccecb82b7e20ffff1d7df592045b1l-f3633053639r.jpg) ![644 Waterfront Road - Photo 46](http://lh.rdcpix.com/a5dccecb82b7e20ffff1d7df592045b1l-f614065585r.jpg) ![644 Waterfront Road - Photo 47](http://lh.rdcpix.com/a5dccecb82b7e20ffff1d7df592045b1l-f3929800031r.jpg) ![644 Waterfront Road - Photo 48](http://lh.rdcpix.com/a5dccecb82b7e20ffff1d7df592045b1l-f2954128050r.jpg) ![644 Waterfront Road - Photo 49](http://lh.rdcpix.com/a5dccecb82b7e20ffff1d7df592045b1l-f3972228948r.jpg) ![644 Waterfront Road - Photo 50](http://lh.rdcpix.com/a5dccecb82b7e20ffff1d7df592045b1l-f417267621r.jpg) ![644 Waterfront Road - Photo 51](http://lh.rdcpix.com/a5dccecb82b7e20ffff1d7df592045b1l-f2034953927r.jpg) ![644 Waterfront Road - Photo 52](http://lh.rdcpix.com/a5dccecb82b7e20ffff1d7df592045b1l-f182269286r.jpg) ![644 Waterfront Road - Photo 53](http://lh.rdcpix.com/a5dccecb82b7e20ffff1d7df592045b1l-f2133940381r.jpg) ![644 Waterfront Road - Photo 54](http://lh.rdcpix.com/a5dccecb82b7e20ffff1d7df592045b1l-f1588572900r.jpg) ![644 Waterfront Road - Photo 55](http://lh.rdcpix.com/a5dccecb82b7e20ffff1d7df592045b1l-f3635091223r.jpg) ![644 Waterfront Road - Photo 56](http://lh.rdcpix.com/a5dccecb82b7e20ffff1d7df592045b1l-f2211148128r.jpg) ![644 Waterfront Road - Photo 57](http://lh.rdcpix.com/a5dccecb82b7e20ffff1d7df592045b1l-f3055404605r.jpg) ![644 Waterfront Road - Photo 58](http://lh.rdcpix.com/a5dccecb82b7e20ffff1d7df592045b1l-f568023675r.jpg) ![644 Waterfront Road - Photo 59](http://lh.rdcpix.com/a5dccecb82b7e20ffff1d7df592045b1l-f1701361037r.jpg) ![644 Waterfront Road - Photo 60](http://lh.rdcpix.com/a5dccecb82b7e20ffff1d7df592045b1l-f2912602696r.jpg) ![644 Waterfront Road - Photo 61](http://lh.rdcpix.com/a5dccecb82b7e20ffff1d7df592045b1l-f2122052661r.jpg) ![644 Waterfront Road - Photo 62](http://lh.rdcpix.com/a5dccecb82b7e20ffff1d7df592045b1l-f2467773073r.jpg) ![644 Waterfront Road - Photo 63](http://lh.rdcpix.com/a5dccecb82b7e20ffff1d7df592045b1l-f2998114050r.jpg) ![644 Waterfront Road - Photo 64](http://lh.rdcpix.com/a5dccecb82b7e20ffff1d7df592045b1l-f3475024046r.jpg) ![644 Waterfront Road - Photo 65](http://lh.rdcpix.com/a5dccecb82b7e20ffff1d7df592045b1l-f2612541654r.jpg) ![644 Waterfront Road - Photo 66](http://lh.rdcpix.com/a5dccecb82b7e20ffff1d7df592045b1l-f3884650886r.jpg) --- **MLS#:** 30056863 | **Updated:** 2026-09-14 **Source:** listhub *Copyright © 2026 Montana Regional MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/644-waterfront-road-troy-mt-59935-30056863) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/644-waterfront-road-troy-mt-59935-30056863#listing", "url": "https://www.propertysimple.ai/listing/644-waterfront-road-troy-mt-59935-30056863", "name": "644 Waterfront Road, Troy, MT 59935", "description": "This home has Wonderful Outside and Inside Living, with 105 ft of Kootenai River Frontage. Landscaped back has several sitting areas, with great views of the Kootenai River. Wander on the rock paths to set in the shade near the hot tub and rocked area with covered BBQ grill and fire pit and take in all the flowers and flow of the river. Or set on the covered patio and watch the boats and kayas float by. Or if the weather isn't perfect set in the glassed in Sunroom/bedroom and watch the fish jump while the Eagles and Osprey fly by. Interior has many updates with lots of new features. Large open living area with pellet stove insert, and lots of windows to view the river. 3 bedrooms and 1.5 baths with the main bedroom having a glass slider for viewing the river and access to the many setting areas. Two car garage with a bonus/office/guest room. Chicken coop. Two set of steps to access the River, plus a floating dock to tie your boat up to or swimming. 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