About This Home

This 3-bedroom, 3-bathroom single family at 645 Carter Dr in Tuscumbia, AL is listed for $499,900 ($109 per sqft). Built in 1965, the home offers 4,601 sqft of living space on a 0.31 acres lot.

Key Features

  • Built in 1965
  • 0.31 acre lot
  • 2 stories
  • Fireplace
  • Waterfront

Property Details

2 stories
2 full, 1 half
2-car garage
1965

Amenities

FireplaceWaterfrontViewA/C
Listing Description

Prime Riverfront Opportunity in Locust Shores ? Priced Well Below Market Value! Unlock the incredible potential of waterfront living with this rare investment opportunity along the scenic Tennessee River. Situated in the desirable Locust Shores subdivision, this property features direct water access, stunning views, and unmatched value for buyers looking to build equity or design their dream riverfront retreat.

Breathtaking Views, spacious back deck overlooking the peaceful waters of the Tennessee River. Perfect for morning coffee or evening entertaining. Enjoy seamless access to boating, fishing, and water sports right from your backyard. 4 bedrooms, 2 bathrooms, and a versatile basement offering extra storage or potential expansion space.

Whether you are a seasoned investor, a contractor, or a home buyer ready to create a custom waterfront showcase, this property offers endless possibilities at an unbeatable price point. Schedule your private walkthrough today!

Monthly Cost Estimate

$2,674/mo

20% down · 6.5% · 30 years

Principal$362
Interest$2,166
Insurance$146

Estimates only. Actual payments may vary.

Location

645 Carter Dr

Tuscumbia, AL 35674

Locust Shores

Features & Amenities

Interior Features

Entrance Foyer

Exterior Features

None (ExteriorFeat)

Property Details

Flooring

Tile - CeramicWood (flooring)VinylCarpet

Construction

Brick Vinyl Siding

Views

River

Outdoor Features

Deck

Parking

Off StreetDriveway

Heating

CentralDuctless (Heating)Electric (Heating)Propane (Heating)

Cooling

Window Unit(s)ElectricCeiling Fan(s)Central Air

Appliances

DishwasherElectric Water HeaterGas CooktopGas OvenGas RangeMicrowaveRefrigerator

Questions & Answers

This 3-bedroom, 3-bathroom single family at 645 Carter Dr is listed at $499,900 ($109/sqft). The estimated monthly payment is $2,674 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1965, 0.31 acre lot, 2 stories, Fireplace, Waterfront. Interior Features: Entrance Foyer. Exterior Features: None (ExteriorFeat).

This property is listed by Adam Wimberly.

AW

Adam Wimberly

Agent at MarMac Real Estate Shoals

Listed by MarMac Real Estate Shoals · Broker phone: (256) 349-3638 · View on Broker Site

MLS# 530891· Source: Strategic MLS Alliance, INC.· 61 days on PropertySimple

Copyright © 2026 Strategic MLS Alliance, INC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

645 Carter Dr, Tuscumbia, AL 35674

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