# 645 Union Street, Bay Saint Louis, MS 39520

> **TL;DR:** 3bd/3ba single family, $235,000 ($160/sqft), built 1984, 1,469 sqft.
> A/C. Est. $1,257/mo. Listed 1 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $235,000 |
| Price/sqft | $160 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,469 |
| Year Built | 1984 |
| Lot Size | 10,890 sqft (0.25 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 1 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,188 |
| Estimated Insurance | $69 |
| **Total** | **$1,257** |

## Nearby Schools

- **Elementary:** Bay St. Louis
- **Middle:** Bay St. Louis Middle
- **High:** Bay St Louis

## Key Amenities

- A/C

## Property Highlights

- Built in 1984
- 0.25 acre lot

## Description

### Agent Description
Welcome to this charming 3-bedroom, 2-bath brick home located in a quiet Bay St. Louis neighborhood, just a short golf cart ride from downtown! Featuring a spacious combined living and dining area, this home also offers a versatile flex room that can be used as a home office, playroom, second living area, workout room, or whatever best fits your lifestyle. Inside, you'll find ceramic tile and LVP flooring throughout, along with a large laundry room for added convenience. The roof was replaced in 2020, providing peace of mind for years to come. Step outside to enjoy the oversized fenced backyard featuring a large concrete patio that's perfect for entertaining, grilling, or simply relaxing outdoors. The backyard also includes a huge storage shed/workshop and plenty of room for kids, pets, gardening, or future outdoor projects. A circle driveway provides ample parking and added convenience. Whether you're looking for an investment property, a project home to make your own, a first home, or your forever home, this property offers endless possibilities. Previously rented for $1,600 per month, it has proven income potential. Conveniently located just minutes from downtown Bay St. Louis, you'll enjoy easy access to shopping, restaurants, entertainment, the beach, fishing, and everything the Mississippi Gulf Coast has to offer. Also, no flood insurance required! Bring your vision and make this home your own!

## Location

- **Address:** 645 Union Street, Bay Saint Louis, MS 39520
- **County:** Hancock
- **Neighborhood:** Metes And Bounds
- **Coordinates:** 30.312227, -89.34309
- **Google Maps:** https://www.google.com/maps?q=30.312227,-89.34309

## Virtual Tour & Media

- **Video Tour:** https://www.propertypanorama.com/645-Union-Street-Bay-Saint-Louis-MS-39520/unbranded

## Listing Agent

- **Name:** Whitney M Young
- **Brokerage:** Coastal Realty Group
- **Phone:** 2286690423

## Primary Photo

![645 Union Street - Primary Photo](http://lh.rdcpix.com/253bfe442a59f163a56fab174df8be70l-f1719854289r.jpg)

*25 total photos available on [listing page](https://www.propertysimple.ai/listing/645-union-street-bay-saint-louis-ms-39520-4155803)*

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**MLS#:** 4155803 | **Updated:** 2026-08-02
**Source:** listhub

*Copyright © 2026 MLS United. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/645-union-street-bay-saint-louis-ms-39520-4155803)

---

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  "description": "Welcome to this charming 3-bedroom, 2-bath brick home located in a quiet Bay St. Louis neighborhood, just a short golf cart ride from downtown! Featuring a spacious combined living and dining area, this home also offers a versatile flex room that can be used as a home office, playroom, second living area, workout room, or whatever best fits your lifestyle. Inside, you'll find ceramic tile and LVP flooring throughout, along with a large laundry room for added convenience. The roof was replaced in",
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