# 650 Jefferson Road, Smithville, TN 37166 > **TL;DR:** 3bd/2ba single family, $444,929 ($219/sqft), built 2026, 2,033 sqft. > A/C. Est. $2,380/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $444,929 | | Price/sqft | $219 | | Bedrooms | 3 | | Bathrooms | 2 full, 1 half | | Square Feet | 2,033 | | Year Built | 2026 | | Lot Size | 46,609 sqft (1.07 acres) | | Stories | 2 | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 0 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,250 | | Estimated Insurance | $130 | | **Total** | **$2,380** | ## Nearby Schools - **Elementary:** Smithville Elementary - **High:** DeKalb County ## Key Amenities - A/C ## Property Highlights - Built in 2026 - 1.07 acre lot - 2 stories - 2 parking spaces ## Description ### Agent Description Welcome home to easy, maintenance-free living in this beautiful new construction, perfectly positioned on over an acre and just 4.5 miles from Pates Ford Marina and the laid-back lifestyle of Center Hill Lake. Whether you're looking for a full-time home or a weekend retreat near the water, this one offers the perfect blend of comfort, style, and space. Step inside to a bright open-concept design that creates an impressive gathering space. The kitchen is designed for both everyday living and entertaining with stainless steel appliances, granite countertops, a spacious pantry, and an easy flow into the dining area. The main-level primary suite offers the convenience everyone loves, complete with a large walk-in closet and plenty of room to unwind. Upstairs the spacious bonus room, with closet, provides incredible flexibility-perfect for a media room, game room, home office, guest space, or potential fourth bedroom. Enjoy peaceful mornings on the covered front porch or spend evenings relaxing and grilling on the covered back patio overlooking your spacious property. An oversized two-car garage provides plenty of room for vehicles, lake toys, and storage, while two central HVAC units add comfort throughout the home. With over an acre to enjoy and Pates Ford Marina just minutes away, you can spend your weekends boating, fishing, and enjoying Center Hill Lake, then come home to the comfort of brand-new construction. This is the kind of home that makes everyday life feel a little more like a getaway. Pates Ford Marina is on the southern end of Center Hill Lake and offers boating access, rentals, slips and dining. 1 year home warranty for peace of mind. ## Location - **Address:** 650 Jefferson Road, Smithville, TN 37166 - **County:** DeKalb - **Coordinates:** 35.8940165, -85.754657 - **Google Maps:** https://www.google.com/maps?q=35.8940165,-85.754657 ## Virtual Tour & Media - **Video Tour:** tour.usamls.net/650-Jefferson-Road-Smithville-TN-37166/unbranded ## Listing Agent - **Name:** Heather Skender-Newton - **Brokerage:** Skender-Newton Realty - **Phone:** 9312619001 - **Broker Phone:** (931) 261-9001 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/650-Jefferson-Rd_Smithville_TN_37166_M99562-18430?f=listhub&s=UCARTN&m=246405&c=propsimple) ## Photos ![650 Jefferson Road - Photo 1](http://lh.rdcpix.com/0288268f77583fb0bd3663bb11381288l-f1729460777r.jpg) ![650 Jefferson Road - Photo 2](http://lh.rdcpix.com/0288268f77583fb0bd3663bb11381288l-f584300234r.jpg) ![650 Jefferson Road - Photo 3](http://lh.rdcpix.com/0288268f77583fb0bd3663bb11381288l-f2577887122r.jpg) ![650 Jefferson Road - Photo 4](http://lh.rdcpix.com/0288268f77583fb0bd3663bb11381288l-f3606724885r.jpg) ![650 Jefferson Road - Photo 5](http://lh.rdcpix.com/0288268f77583fb0bd3663bb11381288l-f2022259652r.jpg) ![650 Jefferson Road - Photo 6](http://lh.rdcpix.com/0288268f77583fb0bd3663bb11381288l-f2429697368r.jpg) ![650 Jefferson Road - Photo 7](http://lh.rdcpix.com/0288268f77583fb0bd3663bb11381288l-f2020651667r.jpg) ![650 Jefferson Road - Photo 8](http://lh.rdcpix.com/0288268f77583fb0bd3663bb11381288l-f2921933836r.jpg) ![650 Jefferson Road - Photo 9](http://lh.rdcpix.com/0288268f77583fb0bd3663bb11381288l-f1543098871r.jpg) ![650 Jefferson Road - Photo 10](http://lh.rdcpix.com/0288268f77583fb0bd3663bb11381288l-f135917160r.jpg) ![650 Jefferson Road - Photo 11](http://lh.rdcpix.com/0288268f77583fb0bd3663bb11381288l-f1307606128r.jpg) ![650 Jefferson Road - Photo 12](http://lh.rdcpix.com/0288268f77583fb0bd3663bb11381288l-f2622494232r.jpg) ![650 Jefferson Road - Photo 13](http://lh.rdcpix.com/0288268f77583fb0bd3663bb11381288l-f1625853403r.jpg) ![650 Jefferson Road - Photo 14](http://lh.rdcpix.com/0288268f77583fb0bd3663bb11381288l-f4148487325r.jpg) ![650 Jefferson Road - Photo 15](http://lh.rdcpix.com/0288268f77583fb0bd3663bb11381288l-f2787716095r.jpg) ![650 Jefferson Road - Photo 16](http://lh.rdcpix.com/0288268f77583fb0bd3663bb11381288l-f2194852531r.jpg) ![650 Jefferson Road - Photo 17](http://lh.rdcpix.com/0288268f77583fb0bd3663bb11381288l-f3730095181r.jpg) ![650 Jefferson Road - Photo 18](http://lh.rdcpix.com/0288268f77583fb0bd3663bb11381288l-f906589880r.jpg) ![650 Jefferson Road - Photo 19](http://lh.rdcpix.com/0288268f77583fb0bd3663bb11381288l-f1726406851r.jpg) ![650 Jefferson Road - Photo 20](http://lh.rdcpix.com/0288268f77583fb0bd3663bb11381288l-f3651169516r.jpg) ![650 Jefferson Road - Photo 21](http://lh.rdcpix.com/0288268f77583fb0bd3663bb11381288l-f4169868526r.jpg) ![650 Jefferson Road - Photo 22](http://lh.rdcpix.com/0288268f77583fb0bd3663bb11381288l-f1780485671r.jpg) ![650 Jefferson Road - Photo 23](http://lh.rdcpix.com/0288268f77583fb0bd3663bb11381288l-f1409443010r.jpg) ![650 Jefferson Road - Photo 24](http://lh.rdcpix.com/0288268f77583fb0bd3663bb11381288l-f401329467r.jpg) ![650 Jefferson Road - Photo 25](http://lh.rdcpix.com/0288268f77583fb0bd3663bb11381288l-f742541058r.jpg) ![650 Jefferson Road - Photo 26](http://lh.rdcpix.com/0288268f77583fb0bd3663bb11381288l-f2293872705r.jpg) ![650 Jefferson Road - Photo 27](http://lh.rdcpix.com/0288268f77583fb0bd3663bb11381288l-f285521575r.jpg) --- **MLS#:** 246405 | **Updated:** 2026-09-08 **Source:** listhub *Copyright © 2026 Upper Cumberland Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/650-jefferson-road-smithville-tn-37166-n246405) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/650-jefferson-road-smithville-tn-37166-n246405#listing", "url": "https://www.propertysimple.ai/listing/650-jefferson-road-smithville-tn-37166-n246405", "name": "650 Jefferson Road, Smithville, TN 37166", "description": "Welcome home to easy, maintenance-free living in this beautiful new construction, perfectly positioned on over an acre and just 4.5 miles from Pates Ford Marina and the laid-back lifestyle of Center Hill Lake. Whether you're looking for a full-time home or a weekend retreat near the water, this one offers the perfect blend of comfort, style, and space. 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