About This Home

This 3-bedroom, 3-bathroom condo at 6503 MONTALTO XING #J in Frederick, MD is listed for $325,000 ($210 per sqft). Built in 2005, the home offers 1,550 sqft of living space on a N/A lot.

Key Features

  • Built in 2005
  • 2 stories
  • 2 parking spaces

Property Details

2 stories
2 full, 1 half
2 spaces
#J
2005

Amenities

A/C
Listing Description

Welcome to this beautifully updated two-level condo in the desirable Ballenger Creek community of Frederick and NO CITY TAXES. This unit offers a rare combination of modern upgrades, private serene views, and an incredibly rare assumable FHA mortgage at just 2.25% interest rate!

Ask helpful agent how to assume this mortgage and historically low rate! Unlike most units in the complex, this home backs to lush, mature trees with no buildings behind it, creating a peaceful and private backdrop you will truly appreciate every day.

The main level features brand NEW LVP flooring, an open living room and dining area, a kitchen with stainless appliances, freshly painted cabinets, and a convenient half bath. The main level showcases brand new Ashton 2.0 Baystone LVP flooring throughout.

The upper-level hosts three bedrooms and two additional full bedrooms. The primary bedroom is en-suite and the other two bedrooms share a hall bath. The home has been meticulously updated throughout, with a brand-new Maytag washer and dryer on the bedroom level, a new Whirlpool refrigerator, a new Whirlpool gas oven, a new Whirlpool dishwasher, a n

ew GE microwave with overhead vent, and all new light fixtures, truly move-in ready from top to bottom. Two dedicated parking spaces add everyday convenience. Ballenger Creek offers easy access to Ballenger Creek Park, shopping and dining along Buckeystown Pike, and quick connections to I-270 and Rt. 15 for a seamless commute to Downtown Frederick, the D.C. metro area, and beyond. Contact the listing agent for details on the assumable loan--this opportunity is not to be missed!

Monthly Cost Estimate

$2,033/mo

20% down · 6.5% · 30 years

Principal$235
Interest$1,408
Insurance$95
HOA$295

Estimates only. Actual payments may vary.

Location

6503 MONTALTO XING #J

Frederick, MD 21703

BALLENGER CROSSING

Property Details

Construction

Vinyl Siding

Parking

AssignedParking Lot

Heating

Central

Cooling

Central Air

Appliances

DishwasherDisposalDryerMicrowaveRefrigeratorStoveStainless Steel Appliances

Questions & Answers

This 3-bedroom, 3-bathroom condo at 6503 MONTALTO XING is listed at $325,000 ($210/sqft). The estimated monthly payment is $2,033 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $295/month.

Key features include: Built in 2005, 2 stories, 2 parking spaces.

This property is listed by Andrew J Hopley.

AH

Andrew J Hopley

License 645497

Agent at Keller Williams Realty Centre

Listed by Keller Williams Realty Centre · Broker phone: (410) 312-0000 · View on Broker Site

MLS# MDFR2089812· Source: Bright MLS· Added to PropertySimple today

Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

6503 MONTALTO XING #J, Frederick, MD 21703

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