# 6503 MONTALTO XING #J, Frederick, MD 21703 > **TL;DR:** 3bd/3ba condo, $325,000 ($210/sqft), built 2005, 1,550 sqft. > A/C. Est. $2,033/mo. Listed 1 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $325,000 | | Price/sqft | $210 | | Bedrooms | 3 | | Bathrooms | 2 full, 1 half | | Square Feet | 1,550 | | Year Built | 2005 | | Stories | 2 | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 1 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,643 | | Estimated Insurance | $95 | | HOA | $295 | | **Total** | **$2,033** | ## Key Amenities - A/C ## Property Highlights - Built in 2005 - 2 stories - 2 parking spaces ## Description ### Agent Description Welcome to this beautifully updated two-level condo in the desirable Ballenger Creek community of Frederick and NO CITY TAXES. This unit offers a rare combination of modern upgrades, private serene views, and an incredibly rare assumable FHA mortgage at just 2.25% interest rate! Ask helpful agent how to assume this mortgage and historically low rate! Unlike most units in the complex, this home backs to lush, mature trees with no buildings behind it, creating a peaceful and private backdrop you will truly appreciate every day. The main level features brand NEW LVP flooring, an open living room and dining area, a kitchen with stainless appliances, freshly painted cabinets, and a convenient half bath. The main level showcases brand new Ashton 2.0 Baystone LVP flooring throughout. The upper-level hosts three bedrooms and two additional full bedrooms. The primary bedroom is en-suite and the other two bedrooms share a hall bath. The home has been meticulously updated throughout, with a brand-new Maytag washer and dryer on the bedroom level, a new Whirlpool refrigerator, a new Whirlpool gas oven, a new Whirlpool dishwasher, a new GE microwave with overhead vent, and all new light fixtures, truly move-in ready from top to bottom. Two dedicated parking spaces add everyday convenience. Ballenger Creek offers easy access to Ballenger Creek Park, shopping and dining along Buckeystown Pike, and quick connections to I-270 and Rt. 15 for a seamless commute to Downtown Frederick, the D.C. metro area, and beyond. Contact the listing agent for details on the assumable loan--this opportunity is not to be missed! ## Location - **Address:** 6503 MONTALTO XING #J, Frederick, MD 21703 - **County:** FREDERICK - **Neighborhood:** BALLENGER CROSSING - **Coordinates:** 39.38261, -77.44114 - **Google Maps:** https://www.google.com/maps?q=39.38261,-77.44114 ## Listing Agent - **Name:** Andrew J Hopley · **License:** 645497 - **Brokerage:** Keller Williams Realty Centre - **Broker Phone:** (410) 312-0000 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/6503-Montalto-Xing-Unit-J_Frederick_MD_21703_M62768-30521?f=listhub&s=TRENDPA&m=MDFR2089812&c=propsimple) ## Photos ![6503 MONTALTO XING #J - Photo 1](http://lh.rdcpix.com/d699d722cccd6c26c2a757cba0afc976l-f1940121616r.jpg) ![6503 MONTALTO XING #J - Photo 2](http://lh.rdcpix.com/d699d722cccd6c26c2a757cba0afc976l-f2051367548r.jpg) ![6503 MONTALTO XING #J - Photo 3](http://lh.rdcpix.com/d699d722cccd6c26c2a757cba0afc976l-f1594658375r.jpg) ![6503 MONTALTO XING #J - Photo 4](http://lh.rdcpix.com/d699d722cccd6c26c2a757cba0afc976l-f569052221r.jpg) ![6503 MONTALTO XING #J - Photo 5](http://lh.rdcpix.com/d699d722cccd6c26c2a757cba0afc976l-f1925206910r.jpg) ![6503 MONTALTO XING #J - Photo 6](http://lh.rdcpix.com/d699d722cccd6c26c2a757cba0afc976l-f845074065r.jpg) ![6503 MONTALTO XING #J - Photo 7](http://lh.rdcpix.com/d699d722cccd6c26c2a757cba0afc976l-f939796026r.jpg) ![6503 MONTALTO XING #J - Photo 8](http://lh.rdcpix.com/d699d722cccd6c26c2a757cba0afc976l-f241825426r.jpg) ![6503 MONTALTO XING #J - Photo 9](http://lh.rdcpix.com/d699d722cccd6c26c2a757cba0afc976l-f1610563178r.jpg) ![6503 MONTALTO XING #J - Photo 10](http://lh.rdcpix.com/d699d722cccd6c26c2a757cba0afc976l-f2956329260r.jpg) ![6503 MONTALTO XING #J - Photo 11](http://lh.rdcpix.com/d699d722cccd6c26c2a757cba0afc976l-f659782435r.jpg) ![6503 MONTALTO XING #J - Photo 12](http://lh.rdcpix.com/d699d722cccd6c26c2a757cba0afc976l-f2494450839r.jpg) ![6503 MONTALTO XING #J - Photo 13](http://lh.rdcpix.com/d699d722cccd6c26c2a757cba0afc976l-f3205473553r.jpg) ![6503 MONTALTO XING #J - Photo 14](http://lh.rdcpix.com/d699d722cccd6c26c2a757cba0afc976l-f2526007437r.jpg) ![6503 MONTALTO XING #J - Photo 15](http://lh.rdcpix.com/d699d722cccd6c26c2a757cba0afc976l-f1519429074r.jpg) ![6503 MONTALTO XING #J - Photo 16](http://lh.rdcpix.com/d699d722cccd6c26c2a757cba0afc976l-f3830127974r.jpg) ![6503 MONTALTO XING #J - Photo 17](http://lh.rdcpix.com/d699d722cccd6c26c2a757cba0afc976l-f1676530954r.jpg) ![6503 MONTALTO XING #J - Photo 18](http://lh.rdcpix.com/d699d722cccd6c26c2a757cba0afc976l-f765617124r.jpg) ![6503 MONTALTO XING #J - Photo 19](http://lh.rdcpix.com/d699d722cccd6c26c2a757cba0afc976l-f617787288r.jpg) ![6503 MONTALTO XING #J - Photo 20](http://lh.rdcpix.com/d699d722cccd6c26c2a757cba0afc976l-f1256162097r.jpg) ![6503 MONTALTO XING #J - Photo 21](http://lh.rdcpix.com/d699d722cccd6c26c2a757cba0afc976l-f2656672164r.jpg) ![6503 MONTALTO XING #J - Photo 22](http://lh.rdcpix.com/d699d722cccd6c26c2a757cba0afc976l-f3954046425r.jpg) ![6503 MONTALTO XING #J - Photo 23](http://lh.rdcpix.com/d699d722cccd6c26c2a757cba0afc976l-f2307420031r.jpg) ![6503 MONTALTO XING #J - Photo 24](http://lh.rdcpix.com/d699d722cccd6c26c2a757cba0afc976l-f1966001435r.jpg) ![6503 MONTALTO XING #J - Photo 25](http://lh.rdcpix.com/d699d722cccd6c26c2a757cba0afc976l-f307163105r.jpg) ![6503 MONTALTO XING #J - Photo 26](http://lh.rdcpix.com/d699d722cccd6c26c2a757cba0afc976l-f3932440886r.jpg) ![6503 MONTALTO XING #J - Photo 27](http://lh.rdcpix.com/d699d722cccd6c26c2a757cba0afc976l-f2170228812r.jpg) ![6503 MONTALTO XING #J - Photo 28](http://lh.rdcpix.com/d699d722cccd6c26c2a757cba0afc976l-f3281826916r.jpg) ![6503 MONTALTO XING #J - Photo 29](http://lh.rdcpix.com/d699d722cccd6c26c2a757cba0afc976l-f1689407078r.jpg) ![6503 MONTALTO XING #J - Photo 30](http://lh.rdcpix.com/d699d722cccd6c26c2a757cba0afc976l-f927852406r.jpg) ![6503 MONTALTO XING #J - Photo 31](http://lh.rdcpix.com/d699d722cccd6c26c2a757cba0afc976l-f3897082647r.jpg) ![6503 MONTALTO XING #J - Photo 32](http://lh.rdcpix.com/d699d722cccd6c26c2a757cba0afc976l-f2190897058r.jpg) --- **MLS#:** MDFR2089812 | **Updated:** 2026-10-29 **Source:** listhub *Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/6503-montalto-xing-frederick-md-21703-1c0b4c1a6945461d8e47f8ac6db1d2a3) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/6503-montalto-xing-frederick-md-21703-1c0b4c1a6945461d8e47f8ac6db1d2a3#listing", "url": "https://www.propertysimple.ai/listing/6503-montalto-xing-frederick-md-21703-1c0b4c1a6945461d8e47f8ac6db1d2a3", "name": "6503 MONTALTO XING #J, Frederick, MD 21703", "description": "Welcome to this beautifully updated two-level condo in the desirable Ballenger Creek community of Frederick and NO CITY TAXES. This unit offers a rare combination of modern upgrades, private serene views, and an incredibly rare assumable FHA mortgage at just 2.25% interest rate! 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