# 6505 Thomas Drive #411, Panama City, FL 32408 > **TL;DR:** 2bd/2ba condo, $439,000 ($433/sqft), built 1987, 1,015 sqft. > Waterfront, View, A/C. Est. $3,613/mo. Listed 185 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $439,000 | | Price/sqft | $433 | | Bedrooms | 2 | | Bathrooms | 2 full | | Square Feet | 1,015 | | Year Built | 1987 | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 185 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,220 | | Estimated Insurance | $128 | | HOA | $1,265 | | **Total** | **$3,613** | ## Nearby Schools - **Elementary:** Patronis - **Middle:** Surfside - **High:** Arnold ## Key Amenities - Waterfront - View - A/C ## Property Highlights - Built in 1987 - Waterfront ## Description ### Agent Description 2BR/2BA Gulf-front condo in Summerhouse in Panama City Beach with a private balcony overlooking the Gulf. Approximately 1,015 sq ft, built in 1987, with short-term rentals allowed. Located in the Summerhouse condominium on Thomas Drive in Panama City Beach, this 2 bedroom, 2 bathroom Gulf-front condo offers direct access to the beachfront lifestyle along the Gulf of Mexico. Positioned on the 4th floor of the mid-rise portion of the building, the unit provides Gulf views and convenient access within the building. The property is currently vacant and allows immediate occupancy, making it suitable for personal use, seasonal living, or a short-term rental investment opportunity where permitted by the association. Inside, the condo features tile flooring throughout for easy maintenance in a coastal environment. Natural light fills the living space through wall-to-wall sliding glass doors that open to the Gulf-front balcony. The kitchen has been updated with appliances, counters, hardware, sink, and cabinetry, and includes refrigerator, electric range, microwave, dishwasher, washer, and dryer. The open living and dining area connects directly to the balcony, allowing beach and Gulf views from inside the unit as well as outdoor seating space to enjoy the coastal setting. The primary bedroom includes direct balcony access and an attached bathroom with a shower and tub combination. Central heating and cooling serve the unit, and the building is constructed with concrete and stucco on pilings, typical for Gulf-front condominium construction. Summerhouse was built in 1987 and consists of multiple stories with elevator access. Community amenities include two pools with one heated seasonally, a kiddie pool, hot tub, tennis and pickleball courts, game room, owners lounge, and community gathering spaces. The property also offers approximately 400 feet of beachfront, beach access, and a Gulf-front gazebo. An on-site office and convenience shop provide small essentials and beach items. Recent updates to the property include improvements to the lobby, check-in area, and common spaces. Summerhouse is located near St. Andrews State Park and within convenient distance of grocery stores, restaurants, and local charter operations for fishing, diving, and sightseeing excursions along the Gulf Coast. Open paved parking is available, and the association reports monthly HOA dues of approximately $1,264.69, supporting community operations and maintenance. Showings are available by appointment. ***Patio Furniture does not convey with the sale of unit*** ## Location - **Address:** 6505 Thomas Drive #411, Panama City, FL 32408 - **County:** Bay - **Neighborhood:** Summerhouse Condo. - **Coordinates:** 30.152093, -85.76863 - **Google Maps:** https://www.google.com/maps?q=30.152093,-85.76863 ## Listing Agent - **Name:** Greg B Taylor · **License:** 202166 - **Brokerage:** Counts Real Estate Group Inc - **Phone:** 8508964173 - **Broker Phone:** (850) 249-3615 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/6505-Thomas-Dr-Unit-411_Panama-City_FL_32408_M56712-07749?f=listhub&s=BCARFL&m=786790&c=propsimple) ## Photos ![6505 Thomas Drive #411 - Photo 1](http://lh.rdcpix.com/23007df53fd1375fb43ed24deb630778l-f2138157610r.jpg) ![6505 Thomas Drive #411 - Photo 2](http://lh.rdcpix.com/23007df53fd1375fb43ed24deb630778l-f1015376852r.jpg) ![6505 Thomas Drive #411 - Photo 3](http://lh.rdcpix.com/23007df53fd1375fb43ed24deb630778l-f4108843037r.jpg) ![6505 Thomas Drive #411 - Photo 4](http://lh.rdcpix.com/23007df53fd1375fb43ed24deb630778l-f1554376744r.jpg) ![6505 Thomas Drive #411 - Photo 5](http://lh.rdcpix.com/23007df53fd1375fb43ed24deb630778l-f505799857r.jpg) ![6505 Thomas Drive #411 - Photo 6](http://lh.rdcpix.com/23007df53fd1375fb43ed24deb630778l-f18096083r.jpg) ![6505 Thomas Drive #411 - Photo 7](http://lh.rdcpix.com/23007df53fd1375fb43ed24deb630778l-f2306542633r.jpg) ![6505 Thomas Drive #411 - Photo 8](http://lh.rdcpix.com/23007df53fd1375fb43ed24deb630778l-f2611875896r.jpg) ![6505 Thomas Drive #411 - Photo 9](http://lh.rdcpix.com/23007df53fd1375fb43ed24deb630778l-f2805736355r.jpg) ![6505 Thomas Drive #411 - Photo 10](http://lh.rdcpix.com/23007df53fd1375fb43ed24deb630778l-f2102714159r.jpg) ![6505 Thomas Drive #411 - Photo 11](http://lh.rdcpix.com/23007df53fd1375fb43ed24deb630778l-f1662717300r.jpg) ![6505 Thomas Drive #411 - Photo 12](http://lh.rdcpix.com/23007df53fd1375fb43ed24deb630778l-f2946461588r.jpg) ![6505 Thomas Drive #411 - Photo 13](http://lh.rdcpix.com/23007df53fd1375fb43ed24deb630778l-f1954872776r.jpg) ![6505 Thomas Drive #411 - Photo 14](http://lh.rdcpix.com/23007df53fd1375fb43ed24deb630778l-f3656530753r.jpg) ![6505 Thomas Drive #411 - Photo 15](http://lh.rdcpix.com/23007df53fd1375fb43ed24deb630778l-f3950737377r.jpg) ![6505 Thomas Drive #411 - Photo 16](http://lh.rdcpix.com/23007df53fd1375fb43ed24deb630778l-f2616328556r.jpg) ![6505 Thomas Drive #411 - Photo 17](http://lh.rdcpix.com/23007df53fd1375fb43ed24deb630778l-f1816062451r.jpg) ![6505 Thomas Drive #411 - Photo 18](http://lh.rdcpix.com/23007df53fd1375fb43ed24deb630778l-f1004351113r.jpg) ![6505 Thomas Drive #411 - Photo 19](http://lh.rdcpix.com/23007df53fd1375fb43ed24deb630778l-f3072442089r.jpg) ![6505 Thomas Drive #411 - Photo 20](http://lh.rdcpix.com/23007df53fd1375fb43ed24deb630778l-f3643030398r.jpg) ![6505 Thomas Drive #411 - Photo 21](http://lh.rdcpix.com/23007df53fd1375fb43ed24deb630778l-f1553132026r.jpg) ![6505 Thomas Drive #411 - Photo 22](http://lh.rdcpix.com/23007df53fd1375fb43ed24deb630778l-f3202363047r.jpg) ![6505 Thomas Drive #411 - Photo 23](http://lh.rdcpix.com/23007df53fd1375fb43ed24deb630778l-f3846357047r.jpg) ![6505 Thomas Drive #411 - Photo 24](http://lh.rdcpix.com/23007df53fd1375fb43ed24deb630778l-f1527944130r.jpg) ![6505 Thomas Drive #411 - Photo 25](http://lh.rdcpix.com/23007df53fd1375fb43ed24deb630778l-f2078255569r.jpg) ![6505 Thomas Drive #411 - Photo 26](http://lh.rdcpix.com/23007df53fd1375fb43ed24deb630778l-f2585476249r.jpg) ![6505 Thomas Drive #411 - Photo 27](http://lh.rdcpix.com/23007df53fd1375fb43ed24deb630778l-f1066422504r.jpg) ![6505 Thomas Drive #411 - Photo 28](http://lh.rdcpix.com/23007df53fd1375fb43ed24deb630778l-f1582470382r.jpg) ![6505 Thomas Drive #411 - Photo 29](http://lh.rdcpix.com/23007df53fd1375fb43ed24deb630778l-f1156394857r.jpg) ![6505 Thomas Drive #411 - Photo 30](http://lh.rdcpix.com/23007df53fd1375fb43ed24deb630778l-f628035373r.jpg) ![6505 Thomas Drive #411 - Photo 31](http://lh.rdcpix.com/23007df53fd1375fb43ed24deb630778l-f6394131r.jpg) ![6505 Thomas Drive #411 - Photo 32](http://lh.rdcpix.com/23007df53fd1375fb43ed24deb630778l-f4263854796r.jpg) ![6505 Thomas Drive #411 - Photo 33](http://lh.rdcpix.com/23007df53fd1375fb43ed24deb630778l-f1236906633r.jpg) ![6505 Thomas Drive #411 - Photo 34](http://lh.rdcpix.com/23007df53fd1375fb43ed24deb630778l-f4172803558r.jpg) ![6505 Thomas Drive #411 - Photo 35](http://lh.rdcpix.com/23007df53fd1375fb43ed24deb630778l-f3182322734r.jpg) ![6505 Thomas Drive #411 - Photo 36](http://lh.rdcpix.com/23007df53fd1375fb43ed24deb630778l-f2348508195r.jpg) ![6505 Thomas Drive #411 - Photo 37](http://lh.rdcpix.com/23007df53fd1375fb43ed24deb630778l-f4138749073r.jpg) ![6505 Thomas Drive #411 - Photo 38](http://lh.rdcpix.com/23007df53fd1375fb43ed24deb630778l-f3240945108r.jpg) ![6505 Thomas Drive #411 - Photo 39](http://lh.rdcpix.com/23007df53fd1375fb43ed24deb630778l-f4259239195r.jpg) ![6505 Thomas Drive #411 - Photo 40](http://lh.rdcpix.com/23007df53fd1375fb43ed24deb630778l-f3797953055r.jpg) ![6505 Thomas Drive #411 - Photo 41](http://lh.rdcpix.com/23007df53fd1375fb43ed24deb630778l-f2823287216r.jpg) ![6505 Thomas Drive #411 - Photo 42](http://lh.rdcpix.com/23007df53fd1375fb43ed24deb630778l-f3996598065r.jpg) ![6505 Thomas Drive #411 - Photo 43](http://lh.rdcpix.com/23007df53fd1375fb43ed24deb630778l-f3964694154r.jpg) ![6505 Thomas Drive #411 - Photo 44](http://lh.rdcpix.com/23007df53fd1375fb43ed24deb630778l-f904456430r.jpg) ![6505 Thomas Drive #411 - Photo 45](http://lh.rdcpix.com/23007df53fd1375fb43ed24deb630778l-f3960438265r.jpg) ![6505 Thomas Drive #411 - Photo 46](http://lh.rdcpix.com/23007df53fd1375fb43ed24deb630778l-f1004309699r.jpg) ![6505 Thomas Drive #411 - Photo 47](http://lh.rdcpix.com/23007df53fd1375fb43ed24deb630778l-f3523320627r.jpg) ![6505 Thomas Drive #411 - Photo 48](http://lh.rdcpix.com/23007df53fd1375fb43ed24deb630778l-f4117969331r.jpg) ![6505 Thomas Drive #411 - Photo 49](http://lh.rdcpix.com/23007df53fd1375fb43ed24deb630778l-f1354607421r.jpg) ![6505 Thomas Drive #411 - Photo 50](http://lh.rdcpix.com/23007df53fd1375fb43ed24deb630778l-f3793786205r.jpg) ![6505 Thomas Drive #411 - Photo 51](http://lh.rdcpix.com/23007df53fd1375fb43ed24deb630778l-f3268015536r.jpg) ![6505 Thomas Drive #411 - Photo 52](http://lh.rdcpix.com/23007df53fd1375fb43ed24deb630778l-f4046157072r.jpg) ![6505 Thomas Drive #411 - Photo 53](http://lh.rdcpix.com/23007df53fd1375fb43ed24deb630778l-f3543969013r.jpg) --- **MLS#:** 786790 | **Updated:** 2026-07-02 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/6505-thomas-drive-panama-city-fl-32408-l786790) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/6505-thomas-drive-panama-city-fl-32408-l786790#listing", "url": "https://www.propertysimple.ai/listing/6505-thomas-drive-panama-city-fl-32408-l786790", "name": "6505 Thomas Drive #411, Panama City, FL 32408", "description": "2BR/2BA Gulf-front condo in Summerhouse in Panama City Beach with a private balcony overlooking the Gulf. Approximately 1,015 sq ft, built in 1987, with short-term rentals allowed. Located in the Summerhouse condominium on Thomas Drive in Panama City Beach, this 2 bedroom, 2 bathroom Gulf-front condo offers direct access to the beachfront lifestyle along the Gulf of Mexico. Positioned on the 4th floor of the mid-rise portion of the building, the unit provides Gulf views and convenient access within the building. The property is currently vacant and allows immediate occupancy, making it suitable for personal use, seasonal living, or a short-term rental investment opportunity where permitted by the association. Inside, the condo features tile flooring throughout for easy maintenance in a coastal environment. Natural light fills the living space through wall-to-wall sliding glass doors that open to the Gulf-front balcony. The kitchen has been updated with appliances, counters, hardware, sink, and cabinetry, and includes refrigerator, electric range, microwave, dishwasher, washer, and dryer. The open living and dining area connects directly to the balcony, allowing beach and Gulf views from inside the unit as well as outdoor seating space to enjoy the coastal setting. The primary bedroom includes direct balcony access and an attached bathroom with a shower and tub combination. Central heating and cooling serve the unit, and the building is constructed with concrete and stucco on pilings, typical for Gulf-front condominium construction. Summerhouse was built in 1987 and consists of multiple stories with elevator access. Community amenities include two pools with one heated seasonally, a kiddie pool, hot tub, tennis and pickleball courts, game room, owners lounge, and community gathering spaces. The property also offers approximately 400 feet of beachfront, beach access, and a Gulf-front gazebo. An on-site office and convenience shop provide small essentials and beach items. Recent updates to the property include improvements to the lobby, check-in area, and common spaces. Summerhouse is located near St. Andrews State Park and within convenient distance of grocery stores, restaurants, and local charter operations for fishing, diving, and sightseeing excursions along the Gulf Coast. Open paved parking is available, and the association reports monthly HOA dues of approximately $1,264.69, supporting community operations and maintenance. 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