# 6505 Thomas Drive #202, Panama City, FL 32408 > **TL;DR:** 2bd/2ba condo, $425,000 ($395/sqft), built 1985, 1,075 sqft. > Waterfront, A/C. Est. $3,485/mo. Listed 114 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $425,000 | | Price/sqft | $395 | | Bedrooms | 2 | | Bathrooms | 2 full | | Square Feet | 1,075 | | Year Built | 1985 | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 114 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,149 | | Estimated Insurance | $124 | | HOA | $1,212 | | **Total** | **$3,485** | ## Nearby Schools - **Elementary:** Patronis - **Middle:** Surfside - **High:** Arnold ## Key Amenities - Waterfront - A/C ## Property Highlights - Built in 1985 - Waterfront ## Description ### Agent Description If you've been searching for a beachfront condo that allows you to enjoy the Panama City Beach lifestyle while helping offset ownership expenses, this second-floor Summer House unit deserves a look. A longtime favorite among vacationers, Summer House has a proven rental history and continues to attract guests year after year thanks to its family-friendly atmosphere, spacious floor plans, and unbeatable Gulf-front location. Situated directly on the sugar-white sands of Panama City Beach, this well-maintained resort offers a rare combination of lower-density living and resort-style amenities, including two Gulf-front pools, a hot tub, kiddie pool, tennis and pickleball courts, racquetball, game room, fitness center, owners' lounge, grilling areas, and direct beach access. Whether you're looking for a vacation getaway, investment property, or a blend of both, this condo offers the opportunity to enjoy your time at the beach while leveraging rental income to help cover expenses. Many investors appreciate the ability to utilize financing and allow rental revenue to contribute toward ownership costs while building long-term equity over time. Wake up to Gulf views, spend your days on the beach, and let this established rental performer work for you when you're not using it. Summer House remains one of Panama City Beach's most beloved resortsand opportunities like this don't come along often. ## Location - **Address:** 6505 Thomas Drive #202, Panama City, FL 32408 - **County:** Bay - **Neighborhood:** Summerhouse Of P.C. 1 - **Coordinates:** 30.152126, -85.76806 - **Google Maps:** https://www.google.com/maps?q=30.152126,-85.76806 ## Listing Agent - **Name:** Sandi Smith - **Brokerage:** Dalton Wade - **Phone:** 2293262998 - **Broker Phone:** (727) 888-4175 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/6505-Thomas-Dr-Unit-202_Panama-City-Beach_FL_32408_M54289-18529?f=listhub&s=BCARFL&m=790643&c=propsimple) ## Photos ![6505 Thomas Drive #202 - Photo 1](http://lh.rdcpix.com/b7f211341054e7c3aacd1da3e15eb554l-f2423904312r.jpg) ![6505 Thomas Drive #202 - Photo 2](http://lh.rdcpix.com/b7f211341054e7c3aacd1da3e15eb554l-f1033181179r.jpg) ![6505 Thomas Drive #202 - Photo 3](http://lh.rdcpix.com/b7f211341054e7c3aacd1da3e15eb554l-f3944285115r.jpg) ![6505 Thomas Drive #202 - Photo 4](http://lh.rdcpix.com/b7f211341054e7c3aacd1da3e15eb554l-f3603299530r.jpg) ![6505 Thomas Drive #202 - Photo 5](http://lh.rdcpix.com/b7f211341054e7c3aacd1da3e15eb554l-f1058674568r.jpg) ![6505 Thomas Drive #202 - Photo 6](http://lh.rdcpix.com/b7f211341054e7c3aacd1da3e15eb554l-f2747488183r.jpg) ![6505 Thomas Drive #202 - Photo 7](http://lh.rdcpix.com/b7f211341054e7c3aacd1da3e15eb554l-f2752884751r.jpg) ![6505 Thomas Drive #202 - Photo 8](http://lh.rdcpix.com/b7f211341054e7c3aacd1da3e15eb554l-f271120563r.jpg) ![6505 Thomas Drive #202 - Photo 9](http://lh.rdcpix.com/b7f211341054e7c3aacd1da3e15eb554l-f1836164570r.jpg) ![6505 Thomas Drive #202 - Photo 10](http://lh.rdcpix.com/b7f211341054e7c3aacd1da3e15eb554l-f3471634560r.jpg) ![6505 Thomas Drive #202 - Photo 11](http://lh.rdcpix.com/b7f211341054e7c3aacd1da3e15eb554l-f3099214409r.jpg) ![6505 Thomas Drive #202 - Photo 12](http://lh.rdcpix.com/b7f211341054e7c3aacd1da3e15eb554l-f2442300819r.jpg) ![6505 Thomas Drive #202 - Photo 13](http://lh.rdcpix.com/b7f211341054e7c3aacd1da3e15eb554l-f1710522464r.jpg) ![6505 Thomas Drive #202 - Photo 14](http://lh.rdcpix.com/b7f211341054e7c3aacd1da3e15eb554l-f1560098615r.jpg) ![6505 Thomas Drive #202 - Photo 15](http://lh.rdcpix.com/b7f211341054e7c3aacd1da3e15eb554l-f1531499657r.jpg) ![6505 Thomas Drive #202 - Photo 16](http://lh.rdcpix.com/b7f211341054e7c3aacd1da3e15eb554l-f304844912r.jpg) ![6505 Thomas Drive #202 - Photo 17](http://lh.rdcpix.com/b7f211341054e7c3aacd1da3e15eb554l-f1338664619r.jpg) ![6505 Thomas Drive #202 - Photo 18](http://lh.rdcpix.com/b7f211341054e7c3aacd1da3e15eb554l-f945684733r.jpg) ![6505 Thomas Drive #202 - Photo 19](http://lh.rdcpix.com/b7f211341054e7c3aacd1da3e15eb554l-f1404506298r.jpg) ![6505 Thomas Drive #202 - Photo 20](http://lh.rdcpix.com/b7f211341054e7c3aacd1da3e15eb554l-f1721289961r.jpg) ![6505 Thomas Drive #202 - Photo 21](http://lh.rdcpix.com/b7f211341054e7c3aacd1da3e15eb554l-f3145754461r.jpg) ![6505 Thomas Drive #202 - Photo 22](http://lh.rdcpix.com/b7f211341054e7c3aacd1da3e15eb554l-f3999109826r.jpg) ![6505 Thomas Drive #202 - Photo 23](http://lh.rdcpix.com/b7f211341054e7c3aacd1da3e15eb554l-f2100843500r.jpg) ![6505 Thomas Drive #202 - Photo 24](http://lh.rdcpix.com/b7f211341054e7c3aacd1da3e15eb554l-f2988227084r.jpg) ![6505 Thomas Drive #202 - Photo 25](http://lh.rdcpix.com/b7f211341054e7c3aacd1da3e15eb554l-f2260158147r.jpg) ![6505 Thomas Drive #202 - Photo 26](http://lh.rdcpix.com/b7f211341054e7c3aacd1da3e15eb554l-f2442516210r.jpg) ![6505 Thomas Drive #202 - Photo 27](http://lh.rdcpix.com/b7f211341054e7c3aacd1da3e15eb554l-f2965853468r.jpg) ![6505 Thomas Drive #202 - Photo 28](http://lh.rdcpix.com/b7f211341054e7c3aacd1da3e15eb554l-f1588238945r.jpg) ![6505 Thomas Drive #202 - Photo 29](http://lh.rdcpix.com/b7f211341054e7c3aacd1da3e15eb554l-f3376934838r.jpg) ![6505 Thomas Drive #202 - Photo 30](http://lh.rdcpix.com/b7f211341054e7c3aacd1da3e15eb554l-f3516327944r.jpg) ![6505 Thomas Drive #202 - Photo 31](http://lh.rdcpix.com/b7f211341054e7c3aacd1da3e15eb554l-f140917221r.jpg) --- **MLS#:** 790643 | **Updated:** 2026-09-22 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/6505-thomas-drive-panama-city-fl-32408-l790643) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/6505-thomas-drive-panama-city-fl-32408-l790643#listing", "url": "https://www.propertysimple.ai/listing/6505-thomas-drive-panama-city-fl-32408-l790643", "name": "6505 Thomas Drive #202, Panama City, FL 32408", "description": "If you've been searching for a beachfront condo that allows you to enjoy the Panama City Beach lifestyle while helping offset ownership expenses, this second-floor Summer House unit deserves a look. 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