# 6505 Thomas Drive #403, Panama City, FL 32408 > **TL;DR:** 2bd/2ba condo, $384,000 ($357/sqft), built 1984, 1,075 sqft. > Waterfront, View, A/C. Est. $3,266/mo. Listed 3 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $384,000 | | Price/sqft | $357 | | Bedrooms | 2 | | Bathrooms | 2 full | | Square Feet | 1,075 | | Year Built | 1984 | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 3 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,942 | | Estimated Insurance | $112 | | HOA | $1,212 | | **Total** | **$3,266** | ## Nearby Schools - **Elementary:** Patronis - **Middle:** Surfside - **High:** Arnold ## Key Amenities - Waterfront - View - A/C ## Property Highlights - Built in 1984 - Waterfront ## Description ### Agent Description 2BR/2BA Gulf-front condo at Summerhouse in Panama City Beach. Furnished, updated, short-term rental eligible with a 120 sq ft balcony. Unit 403 offers 1,015 sq ft of Gulf-front living with direct Gulf views and the flexibility to use the property as a primary residence, second home, or rental property. Built in 1984 and located at 6505 Thomas Drive, this furnished condominium combines beachfront ownership with established community amenities and short-term rental eligibility. Inside, tile flooring provides a practical foundation for beachside living, while large sliding glass doors bring natural light and Gulf views into the living area and open directly to the balcony. The primary bedroom is positioned Gulf-front, offering waterfront views from the bedroom. A split-bedroom layout separates the second bedroom and bath from the primary suite, and a laundry closet with stackable washer and dryer adds everyday convenience. The unit is being sold furnished and has been updated from top to bottom. Summerhouse provides approximately 400 feet of beach frontage along the Gulf of Mexico. Community amenities include two beachfront pools, including one heated seasonally, a kiddie pool, spa/hot tub, tennis courts, game room, community room, Gulf-front gazebo and pavilion areas, grills, elevators, security, and onsite association and rental management. Short-term rentals are allowed, giving buyers flexibility when considering personal use and rental potential. The current owner self-manages the unit and reports more than $50,000 in annual rental income, with an established guest list the owner is willing to share at closing. Past rental performance is not a guarantee of future results, and buyers should independently evaluate rental history, expenses, management options, and applicable association requirements. Monthly HOA dues are $1,212.15 and include accounting, cable TV, association insurance, internet, legal services, grounds maintenance, management, pest control, security, sewer, trash disposal, and water. Positioned on Thomas Drive near St. Andrews State Park and Grand Lagoon, Summerhouse offers direct beach access along with convenient proximity to boating, fishing, dining, and shopping. For buyers comparing furnished, Gulf-front Panama City Beach condos with short-term rental eligibility, Unit 403 brings together direct waterfront placement, an updated furnished interior, established amenities, and documented rental history. SPECIAL NOTE: INTERIOR PHOTOS AND REMARKS WILL BE UPDATED AS SOON AS RENTERS CHECK OUT. THIS UNIT HAS BEEN TOTALLY UPDATED FROM TOP TO BOTTOM. THIS UNIT IS SELF-MANAGED BY THE OWNER AND PRODUCES OVER $50,000 IN RENTAL INCOME EACH YEAR. OWNER IS WILLING TO SHARE HIS ESTABLISHED GUEST LIST AT CLOSING Make this unit ''Your Summerhouse''. ## Location - **Address:** 6505 Thomas Drive #403, Panama City, FL 32408 - **County:** Bay - **Neighborhood:** Summerhouse Of P.C. 1 - **Coordinates:** 30.152054, -85.768198 - **Google Maps:** https://www.google.com/maps?q=30.152054,-85.768198 ## Listing Agent - **Name:** Greg B Taylor · **License:** 202166 - **Brokerage:** Counts Real Estate Group Inc - **Phone:** 8508964173 - **Broker Phone:** (850) 249-3615 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/6505-Thomas-Dr-Unit-403_Panama-City_FL_32408_M54293-65721?f=listhub&s=BCARFL&m=795339&c=propsimple) ## Photos ![6505 Thomas Drive #403 - Photo 1](http://lh.rdcpix.com/78c6cdab08b64308db18657b26c9ea9al-f498991316r.jpg) ![6505 Thomas Drive #403 - Photo 2](http://lh.rdcpix.com/78c6cdab08b64308db18657b26c9ea9al-f1322557252r.jpg) ![6505 Thomas Drive #403 - Photo 3](http://lh.rdcpix.com/78c6cdab08b64308db18657b26c9ea9al-f2515572082r.jpg) ![6505 Thomas Drive #403 - Photo 4](http://lh.rdcpix.com/78c6cdab08b64308db18657b26c9ea9al-f812101296r.jpg) ![6505 Thomas Drive #403 - Photo 5](http://lh.rdcpix.com/78c6cdab08b64308db18657b26c9ea9al-f1607582205r.jpg) ![6505 Thomas Drive #403 - Photo 6](http://lh.rdcpix.com/78c6cdab08b64308db18657b26c9ea9al-f466499822r.jpg) ![6505 Thomas Drive #403 - Photo 7](http://lh.rdcpix.com/78c6cdab08b64308db18657b26c9ea9al-f2802447876r.jpg) ![6505 Thomas Drive #403 - Photo 8](http://lh.rdcpix.com/78c6cdab08b64308db18657b26c9ea9al-f2832265245r.jpg) ![6505 Thomas Drive #403 - Photo 9](http://lh.rdcpix.com/78c6cdab08b64308db18657b26c9ea9al-f8018831r.jpg) ![6505 Thomas Drive #403 - Photo 10](http://lh.rdcpix.com/78c6cdab08b64308db18657b26c9ea9al-f721851016r.jpg) ![6505 Thomas Drive #403 - Photo 11](http://lh.rdcpix.com/78c6cdab08b64308db18657b26c9ea9al-f3233176514r.jpg) ![6505 Thomas Drive #403 - Photo 12](http://lh.rdcpix.com/78c6cdab08b64308db18657b26c9ea9al-f4046404828r.jpg) ![6505 Thomas Drive #403 - Photo 13](http://lh.rdcpix.com/78c6cdab08b64308db18657b26c9ea9al-f3868909891r.jpg) ![6505 Thomas Drive #403 - Photo 14](http://lh.rdcpix.com/78c6cdab08b64308db18657b26c9ea9al-f1913922099r.jpg) ![6505 Thomas Drive #403 - Photo 15](http://lh.rdcpix.com/78c6cdab08b64308db18657b26c9ea9al-f4273376123r.jpg) ![6505 Thomas Drive #403 - Photo 16](http://lh.rdcpix.com/78c6cdab08b64308db18657b26c9ea9al-f2474930482r.jpg) ![6505 Thomas Drive #403 - Photo 17](http://lh.rdcpix.com/78c6cdab08b64308db18657b26c9ea9al-f701725204r.jpg) ![6505 Thomas Drive #403 - Photo 18](http://lh.rdcpix.com/78c6cdab08b64308db18657b26c9ea9al-f3192891542r.jpg) ![6505 Thomas Drive #403 - Photo 19](http://lh.rdcpix.com/78c6cdab08b64308db18657b26c9ea9al-f707969997r.jpg) ![6505 Thomas Drive #403 - Photo 20](http://lh.rdcpix.com/78c6cdab08b64308db18657b26c9ea9al-f1370088340r.jpg) ![6505 Thomas Drive #403 - Photo 21](http://lh.rdcpix.com/78c6cdab08b64308db18657b26c9ea9al-f3016584000r.jpg) ![6505 Thomas Drive #403 - Photo 22](http://lh.rdcpix.com/78c6cdab08b64308db18657b26c9ea9al-f2703784708r.jpg) ![6505 Thomas Drive #403 - Photo 23](http://lh.rdcpix.com/78c6cdab08b64308db18657b26c9ea9al-f345341425r.jpg) ![6505 Thomas Drive #403 - Photo 24](http://lh.rdcpix.com/78c6cdab08b64308db18657b26c9ea9al-f3172285906r.jpg) ![6505 Thomas Drive #403 - Photo 25](http://lh.rdcpix.com/78c6cdab08b64308db18657b26c9ea9al-f4060769486r.jpg) ![6505 Thomas Drive #403 - Photo 26](http://lh.rdcpix.com/78c6cdab08b64308db18657b26c9ea9al-f3810872336r.jpg) ![6505 Thomas Drive #403 - Photo 27](http://lh.rdcpix.com/78c6cdab08b64308db18657b26c9ea9al-f197826518r.jpg) ![6505 Thomas Drive #403 - Photo 28](http://lh.rdcpix.com/78c6cdab08b64308db18657b26c9ea9al-f3806140845r.jpg) ![6505 Thomas Drive #403 - Photo 29](http://lh.rdcpix.com/78c6cdab08b64308db18657b26c9ea9al-f1405490202r.jpg) ![6505 Thomas Drive #403 - Photo 30](http://lh.rdcpix.com/78c6cdab08b64308db18657b26c9ea9al-f585878653r.jpg) ![6505 Thomas Drive #403 - Photo 31](http://lh.rdcpix.com/78c6cdab08b64308db18657b26c9ea9al-f1154535547r.jpg) ![6505 Thomas Drive #403 - Photo 32](http://lh.rdcpix.com/78c6cdab08b64308db18657b26c9ea9al-f2083897945r.jpg) ![6505 Thomas Drive #403 - Photo 33](http://lh.rdcpix.com/78c6cdab08b64308db18657b26c9ea9al-f2978425886r.jpg) ![6505 Thomas Drive #403 - Photo 34](http://lh.rdcpix.com/78c6cdab08b64308db18657b26c9ea9al-f3338574391r.jpg) ![6505 Thomas Drive #403 - Photo 35](http://lh.rdcpix.com/78c6cdab08b64308db18657b26c9ea9al-f3627646286r.jpg) ![6505 Thomas Drive #403 - Photo 36](http://lh.rdcpix.com/78c6cdab08b64308db18657b26c9ea9al-f1528619698r.jpg) ![6505 Thomas Drive #403 - Photo 37](http://lh.rdcpix.com/78c6cdab08b64308db18657b26c9ea9al-f1756619918r.jpg) ![6505 Thomas Drive #403 - Photo 38](http://lh.rdcpix.com/78c6cdab08b64308db18657b26c9ea9al-f4051173708r.jpg) ![6505 Thomas Drive #403 - Photo 39](http://lh.rdcpix.com/78c6cdab08b64308db18657b26c9ea9al-f1986079990r.jpg) --- **MLS#:** 795339 | **Updated:** 2026-09-14 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/6505-thomas-drive-panama-city-fl-32408-l795339) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/6505-thomas-drive-panama-city-fl-32408-l795339#listing", "url": "https://www.propertysimple.ai/listing/6505-thomas-drive-panama-city-fl-32408-l795339", "name": "6505 Thomas Drive #403, Panama City, FL 32408", "description": "2BR/2BA Gulf-front condo at Summerhouse in Panama City Beach. Furnished, updated, short-term rental eligible with a 120 sq ft balcony. Unit 403 offers 1,015 sq ft of Gulf-front living with direct Gulf views and the flexibility to use the property as a primary residence, second home, or rental property. Built in 1984 and located at 6505 Thomas Drive, this furnished condominium combines beachfront ownership with established community amenities and short-term rental eligibility. Inside, tile flooring provides a practical foundation for beachside living, while large sliding glass doors bring natural light and Gulf views into the living area and open directly to the balcony. The primary bedroom is positioned Gulf-front, offering waterfront views from the bedroom. A split-bedroom layout separates the second bedroom and bath from the primary suite, and a laundry closet with stackable washer and dryer adds everyday convenience. The unit is being sold furnished and has been updated from top to bottom. Summerhouse provides approximately 400 feet of beach frontage along the Gulf of Mexico. Community amenities include two beachfront pools, including one heated seasonally, a kiddie pool, spa/hot tub, tennis courts, game room, community room, Gulf-front gazebo and pavilion areas, grills, elevators, security, and onsite association and rental management. Short-term rentals are allowed, giving buyers flexibility when considering personal use and rental potential. The current owner self-manages the unit and reports more than $50,000 in annual rental income, with an established guest list the owner is willing to share at closing. Past rental performance is not a guarantee of future results, and buyers should independently evaluate rental history, expenses, management options, and applicable association requirements. Monthly HOA dues are $1,212.15 and include accounting, cable TV, association insurance, internet, legal services, grounds maintenance, management, pest control, security, sewer, trash disposal, and water. Positioned on Thomas Drive near St. Andrews State Park and Grand Lagoon, Summerhouse offers direct beach access along with convenient proximity to boating, fishing, dining, and shopping. For buyers comparing furnished, Gulf-front Panama City Beach condos with short-term rental eligibility, Unit 403 brings together direct waterfront placement, an updated furnished interior, established amenities, and documented rental history. SPECIAL NOTE: INTERIOR PHOTOS AND REMARKS WILL BE UPDATED AS SOON AS RENTERS CHECK OUT. THIS UNIT HAS BEEN TOTALLY UPDATED FROM TOP TO BOTTOM. THIS UNIT IS SELF-MANAGED BY THE OWNER AND PRODUCES OVER $50,000 IN RENTAL INCOME EACH YEAR. 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