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About This Home

This 2-bedroom, 3-bathroom single family at 651 9th Street in Key Colony, FL is listed for $1,395,000 ($1,186 per sqft). Built in 1989, the home offers 1,176 sqft of living space on a 0.10 acres lot.

Agent Description

This exceptional waterfront residence in Key Colony Beach offers the perfect blend of refined comfort, thoughtful design, and effortless island living. Lovingly owned, gently used, and never rented, the home reflects true pride of ownership throughout.

An elevator, updated kitchen, and custom baths set the stage, while soaring wood ceilings and an open-concept kitchen, dining, and living area create a light-filled space that flows seamlessly through stackable sliders to a spacious screened porch ideal for entertaining or unwinding in the coastal breeze.

The generous primary suite is a private retreat with porch access and a skylit spa-style bath featuring a jetted tub, walk-in tiled shower, and dual vanities. The lower level is designed for true indoor-outdoor living, featuring an custom, inground swimming pool surrounded by elegant marble decking, along with expansive covered and uncovered paved patios.

Mature tropical landscaping enhances privacy, while ample covered and uncovered parking adds everyday convenience. Boaters will love the 37.5 foot dock with 15k boat lift, located on a wide, deep canal with quick, easy access, just minutes to both the open ocean and the Gulf via Vaca Cut.

A permitted third full bathroom on the lower level sits next to a large air-conditioned storage area with sliders directly to the patio and dock, making it ideal as an angler's room for fishing gear and water toys. Key Colony Beach is one of the Florida Keys most desirable island communities, known for its wide, walkable streets, city-maintained infrastructure, and relaxed coastal charm.

Residents enjoy access to marinas, a nine-hole golf course, tennis and pickleball courts, playgrounds, dining, and waterfront Sunset Park all just steps or a short bike ride away. Perfectly positioned in the Middle Keys, Key Colony Beach offers a rare combination of small-town island living, world class boating, and easy access to Marathon's shopping, dining, and local airport.

Key Features

  • Built in 1989
  • 0.10 acre lot
  • Private pool
  • Waterfront

Property Details

3 full
1989

Amenities

PoolWaterfrontA/CRV Parking

Monthly Cost Estimate

$7,461/mo

20% down · 6.5% · 30 years

Principal$1,009
Interest$6,045
Insurance$407

Estimates only. Actual payments may vary.

Location

651 9th Street

Key Colony, FL 33051

Key Colony Bch 1st Addn Amd Plat (53.5)

Features & Amenities

Interior Features

Built-in CabinetsGranite Counter TopDade County PineElevatorStorageWalk-in Closet(s)

Exterior Features

FencingLighting

Property Details

Flooring

Tile

Construction

CBS

Pool Features

Porch

Parking

RV

Heating

Central

Cooling

Central Air

Appliances

WasherDryerDishwasherRefrigeratorRangeMicrowaveDisposalStainless Steel Appliance(s)

Questions & Answers

This 2-bedroom, 3-bathroom single family at 651 9th Street is listed at $1,395,000 ($1,186/sqft). The estimated monthly payment is $6,045 based on 20% down at 6.5% interest.

Key features include: Built in 1989, 0.10 acre lot, Private pool, Waterfront. Interior Features: Built-in Cabinets, Granite Counter Top, Dade County Pine. Exterior Features: Fencing, Lighting.

This property is listed by Karen D Raspe and can be reached at 3053939010 or karenraspe@bellsouth.net.

KR

Karen D Raspe

Agent at Ocean Sotheby's International

(305) 393-9010

Listed by Ocean Sotheby's International · View on Broker Site

MLS# 618394· Source: listhub· Updated 122 days ago

Copyright © 2026 Marathon and Lower Keys Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

651 9th Street, Key Colony, FL 33051

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