About This Home

This 3-bedroom, 3-bathroom single family at 654 Summer Top Circle in Fenton, MO is listed for $420,000 ($204 per sqft). Built in 1995, the home offers 2,057 sqft of living space on a 0.17 acres lot.

Key Features

  • Built in 1995
  • 0.17 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
2 full, 1 half
2-car garage
1995

Amenities

EV ChargerFireplaceA/C
Listing Description

This well maintained home located in the AAA rated Lindbergh School District is move-in ready with many updates. NEW ROOF (2025), HARDWOOD FLOORS installed in the upper level (2023), HVAC (2022) and kitchen appliances including the GAS STOVE and fridge are less than 3 years old.

The open kitchen, with its granite countertops and custom backsplash, is what any chef, professional or not, would want. The bay windows, custom built-in cabinets, vaulted ceiling and fireplace in the great room are perfect for those upcoming cool evenings.

All bedrooms are upstairs including the primary suite and 2 updated bathrooms The walk-out, lower level has a finished area and plenty of storage. Step outside to enjoy the large, fenced in backyard and deck, the perfect space for relaxing or entertaining.

The garage is already set up for an EV charger. Conveniently located less than 5 minutes from shopping, restaurants, parks, and major highways, this home offers easy access to everyday amenities. Make your move more affordable! Seller is willing to provide a credit toward an interest rate buy down, helping reduce your mortgage payment. Credit amount and terms are negotiable with an acceptable offer and subject to lender approval.

Monthly Cost Estimate

$2,596/mo

20% down · 6.5% · 30 years

Principal$304
Interest$1,820
Insurance$123
HOA$350

Estimates only. Actual payments may vary.

Location

654 Summer Top Circle

Fenton, MO 63026

Summit Oaks

Property Details

Construction

Brick Veneer Stone Veneer Vinyl Siding

Heating

Natural Gas

Cooling

Central Air

Appliances

DishwasherDisposalMicrowaveGas OvenRefrigeratorGas Water Heater

Questions & Answers

This 3-bedroom, 3-bathroom single family at 654 Summer Top Circle is listed at $420,000 ($204/sqft). The estimated monthly payment is $2,597 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $350/month.

Key features include: Built in 1995, 0.17 acre lot, 2 stories, Fireplace.

This property is listed by Josie Drury.

JD

Josie Drury

Agent at Coldwell Banker Premier Group

Listed by Coldwell Banker Premier Group · Broker phone: (314) 647-0001 · View on Broker Site · Broker website

MLS# 26050438· Source: Mid America Regional Information Systems, Inc.· 4 days on PropertySimple

Copyright © 2026 Mid America Regional Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

654 Summer Top Circle, Fenton, MO 63026

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