About This Home

This 2-bedroom, 1-bathroom single family at 655 Mary Gardner in Sparta, TN is listed for $265,000 ($261 per sqft). Built in 1990, the home offers 1,016 sqft of living space on a 2.00 acres lot.

Key Features

  • Built in 1990
  • 2.00 acre lot
  • 2 parking spaces
  • Waterfront

Property Details

1 story
1 full
2 spaces
1990

Amenities

WaterfrontViewA/C
Listing Description

Discover your own waterfront retreat with 440 feet on the Calf Killer River in beautiful Sparta, Tennessee! This charming 2-bedroom, 1-bath with an office/bonus room this property offers a rare opportunity to enjoy peaceful waterfront escape with ample of outdoor living space for entertaining or relaxing while also providing potential as a vacation home or short-term rental investment.

This property has a new AC, windows, and water heater all within the last 2 years. Surrounded by mature trees and natural beauty, the property offers direct access to the water with and an inviting outdoor setting with an abundance of wildlife designed for enjoying the Tennessee lifestyle.

Launch a kayak from your own waterfront paddle to the nearby waterfall, or grab a pole to fish, gather around the fire pit in the evenings, enjoy outdoor dining, or simply relax and take in the peaceful surroundings. Inside, the home features a comfortable and welcoming layout with two bedrooms, a full kitchen, walk-in shower, and inviting living spaces.

Located in the Sparta area with convenient access to some of Middle Tennessee's most beautiful waterfalls, lakes, rivers, hiking trails, and outdoor recreation, this property combines privacy and relaxation with year-round adventure. Whether you're searching for a personal waterfront escape, weekend retreat, or an investment property, this unique Tennessee property is ready for its next chapter.

**Waterfront living, outdoor adventure, and investment potential-all in one special property.** Owner holds an active TN real estate license.

Monthly Cost Estimate

$1,417/mo

20% down · 6.5% · 30 years

Principal$192
Interest$1,148
Insurance$77

Estimates only. Actual payments may vary.

Location

655 Mary Gardner

Sparta, TN 38583

Features & Amenities

Interior Features

New Paint

Property Details

Flooring

Vinyl

Construction

Frame Metal Siding

Views

RiverWater

Outdoor Features

PatioPorchDeck

Parking

GarageCarport

Heating

Central

Cooling

Central Air

Appliances

Electric Water HeaterElectric OvenRefrigeratorMicrowaveWasherDryer

Questions & Answers

This 2-bedroom, 1-bathroom single family at 655 Mary Gardner is listed at $265,000 ($261/sqft). The estimated monthly payment is $1,417 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1990, 2.00 acre lot, 2 parking spaces, Waterfront. Interior Features: New Paint.

This property is listed by Alisha Majercik.

AM

Alisha Majercik

Agent at Dalton Wade, Inc.

Listed by Dalton Wade, Inc. · Broker phone: 8886688283 · View on Broker Site

MLS# 247496· Source: Upper Cumberland Association of Realtors· 5 days on PropertySimple

Copyright © 2026 Upper Cumberland Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

655 Mary Gardner, Sparta, TN 38583

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