# 656 STATE ROAD 20, Palatka, FL 32177 > **TL;DR:** 3bd/2ba single family, $249,900 ($164/sqft), built 1935, 1,528 sqft. > A/C, 1-car garage. Est. $1,337/mo. Listed 127 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $249,900 | | Price/sqft | $164 | | Bedrooms | 3 | | Bathrooms | 1 full, 1 half | | Square Feet | 1,528 | | Year Built | 1935 | | Lot Size | 57,935 sqft (1.33 acres) | | Stories | 1 | | Garage | 1-car | | Property Type | Single Family (Single Family Residence) | | Status | Pending | | Days on Market | 127 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,264 | | Estimated Insurance | $73 | | **Total** | **$1,337** | ## Key Amenities - A/C - 1-car garage ## Property Highlights - Built in 1935 - 1.33 acre lot ## Description ### Agent Description : Adorable home on 1.33 acres!! This parcel features a 2-bedroom home with a spacious, connected 550 sq ft area, ideal for a master suite or running a home-based business studio, boutique or professional practice. This home has been completely rewired, new metal roof, heat and air, new plumbing, new flooring, water heater and appliances. Detached 694 sq ft garage for more storage, man cave or workshop ## Location - **Address:** 656 STATE ROAD 20, Palatka, FL 32177 - **County:** Putnam - **Neighborhood:** Metes & Bounds - **Coordinates:** 29.628288, -81.804268 - **Google Maps:** https://www.google.com/maps?q=29.628288,-81.804268 ## Listing Agent - **Name:** MEICHELLE BUCK - **Brokerage:** Team Mcclure Realty - **Broker Phone:** (386) 972-5151 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/656-State-Road-20_Palatka_FL_32177_M50908-63788?f=listhub&s=NEFMLS&m=2152289&c=propsimple) ## Photos ![656 STATE ROAD 20 - Photo 1](http://lh.rdcpix.com/31263c61f830349d7365da598c51d75fl-f2450144366r.jpg) ![656 STATE ROAD 20 - Photo 2](http://lh.rdcpix.com/31263c61f830349d7365da598c51d75fl-f744727351r.jpg) ![656 STATE ROAD 20 - Photo 3](http://lh.rdcpix.com/31263c61f830349d7365da598c51d75fl-f1421779319r.jpg) ![656 STATE ROAD 20 - Photo 4](http://lh.rdcpix.com/31263c61f830349d7365da598c51d75fl-f825935977r.jpg) ![656 STATE ROAD 20 - Photo 5](http://lh.rdcpix.com/31263c61f830349d7365da598c51d75fl-f2328679611r.jpg) ![656 STATE ROAD 20 - Photo 6](http://lh.rdcpix.com/31263c61f830349d7365da598c51d75fl-f2542623415r.jpg) ![656 STATE ROAD 20 - Photo 7](http://lh.rdcpix.com/31263c61f830349d7365da598c51d75fl-f3472383106r.jpg) ![656 STATE ROAD 20 - Photo 8](http://lh.rdcpix.com/31263c61f830349d7365da598c51d75fl-f1342288524r.jpg) ![656 STATE ROAD 20 - Photo 9](http://lh.rdcpix.com/31263c61f830349d7365da598c51d75fl-f2908027347r.jpg) ![656 STATE ROAD 20 - Photo 10](http://lh.rdcpix.com/31263c61f830349d7365da598c51d75fl-f66950200r.jpg) ![656 STATE ROAD 20 - Photo 11](http://lh.rdcpix.com/31263c61f830349d7365da598c51d75fl-f3399440691r.jpg) ![656 STATE ROAD 20 - Photo 12](http://lh.rdcpix.com/31263c61f830349d7365da598c51d75fl-f1083213039r.jpg) --- **MLS#:** 2152289 | **Updated:** 2026-10-28 **Source:** listhub *Copyright © 2026 realMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/656-state-road-20-palatka-fl-32177-c1c9d4e67bf84025a852b1051be9b44a) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/656-state-road-20-palatka-fl-32177-c1c9d4e67bf84025a852b1051be9b44a#listing", "url": "https://www.propertysimple.ai/listing/656-state-road-20-palatka-fl-32177-c1c9d4e67bf84025a852b1051be9b44a", "name": "656 STATE ROAD 20, Palatka, FL 32177", "description": ": Adorable home on 1.33 acres!! This parcel features a 2-bedroom home with a spacious, connected 550 sq ft area, ideal for a master suite or running a home-based business studio, boutique or professional practice. 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