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About This Home

This 3-bedroom, 2-bathroom single family at 657 Main Street in Chipley, FL is listed for $299,999 ($166 per sqft). Built in 1938, the home offers 1,804 sqft of living space on a 0.44 acres lot.

Agent Description

Welcome to a beautifully fully renovated home in the heart of Chipley that blends vintage character with modern comfort. This 3 bedroom, 2 bath residence offers approximately 1,804 square feet of inviting living space on nearly half an acre. The interior has been thoughtfully updated to create a warm and functional layout, perfect for both everyday living and entertaining.

Spacious living areas flow easily from room to room, while the generously sized primary suite provides a relaxing retreat. An oversized utility room offers flexible space that could serve as a home office, hobby room, or additional storage area. The kitchen is designed with both style and functionality in mind, featuring extra counter space for meal prep and entertaining, along with a double door refrigerator for added convenience.

Major improvements add peace of mind, including a brand new roof, new HVAC system, and new energy efficient windows. These upgrades enhance comfort, efficiency, and long term value. The unique lot provides frontage on Main Street with additional access from 7th Street, allowing for convenient rear entry and extra parking options. Located just minutes from local shops, dining, and schools, this property offers charm, updates, and location all in one package. Scedule a private tour today!

Key Features

  • Built in 1938
  • 0.44 acre lot

Property Details

1 story
2 full
1938

Amenities

A/C

Monthly Cost Estimate

$1,604/mo

20% down · 6.5% · 30 years

Principal$217
Interest$1,300
Insurance$87

Estimates only. Actual payments may vary.

Location

657 Main Street

Chipley, FL 32428

No Named Subdivision

Features & Amenities

Interior Features

UtilityRoom

Property Details

Construction

VinylSiding WoodFrame

Pool Features

Porch

Heating

Electric (Heating)

Cooling

Central Air

Appliances

ElectricWaterHeater

Questions & Answers

This 3-bedroom, 2-bathroom single family at 657 Main Street is listed at $299,999 ($166/sqft). The estimated monthly payment is $1,300 based on 20% down at 6.5% interest.

Key features include: Built in 1938, 0.44 acre lot. Interior Features: UtilityRoom.

This property is listed by Jessica N Wilson and can be reached at 8508328881 or jwilson@CountsRealEstate.com.

JW

Jessica N Wilson

Agent at Counts Real Estate Group Inc

(850) 832-8881

Listed by Counts Real Estate Group Inc · View on Broker Site

MLS# 785858· Source: listhub· Updated 99 days ago

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

657 Main Street, Chipley, FL 32428

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