# 6577 Cottage Trail, Gaylord, MI 49735

> **TL;DR:** 5bd/4ba single family, $1,559,000 ($388/sqft), built 1998, 4,022 sqft.
> Fireplace, Waterfront. Est. $8,338/mo. Listed 7 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,559,000 |
| Price/sqft | $388 |
| Bedrooms | 5 |
| Bathrooms | 3 full, 1 half |
| Square Feet | 4,022 |
| Year Built | 1998 |
| Lot Size | 74,052 sqft (1.70 acres) |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 7 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $7,883 |
| Estimated Insurance | $455 |
| **Total** | **$8,338** |

## Key Amenities

- Fireplace
- Waterfront

## Property Highlights

- Built in 1998
- 1.70 acre lot
- Fireplace
- Waterfront

## Description

### Agent Description
OTSEGO LAKE FRONT - 179 FEET OF private water front! We welcome you to the home through the covered porch with beautiful custom glass door, field stone fireplace reaching to the vaulted ceiling and panoramic lake views. The living area opens onto the 3 season sun porch with access to decks and sandy waterfront. The main floor continues with 3 bedrooms, including primary suite, 1 full bath,1 half bath & laundry room. Enter the walkout lower level with daylight windows, family room with second gas fireplace, kitchenette, 2 bedrooms, full bath,storage, second laundry area and entrance from lakeside. The home was built with attention to detail, energy efficient with low E glass,2 x 6 construction, attached 3 car garage, irrigation, paved drive, shed, pole barn and more ALL nestled on 1.7 acres

## Location

- **Address:** 6577 Cottage Trail, Gaylord, MI 49735
- **County:** Otsego
- **Neighborhood:** T29N, R3W
- **Coordinates:** 44.936817, -84.703634
- **Google Maps:** https://www.google.com/maps?q=44.936817,-84.703634

## Listing Agent

- **Name:** Cindy Clark
- **Brokerage:** COLDWELL BANKER SCHMIDT GAYLORD
- **Phone:** 9893505520

## Primary Photo

![6577 Cottage Trail - Primary Photo](http://lh.rdcpix.com/56eb9ff66d581a404d6e084fae475a9el-f812575789r.jpg)

*47 total photos available on [listing page](https://www.propertysimple.ai/listing/6577-cottage-trail-gaylord-mi-49735-01841574)*

---

**MLS#:** 201841574 | **Updated:** 2026-08-01
**Source:** listhub

*Copyright © 2026 Water Wonderland Board of Realtors®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/6577-cottage-trail-gaylord-mi-49735-01841574)

---

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  "description": "OTSEGO LAKE FRONT - 179 FEET OF private water front! We welcome you to the home through the covered porch with beautiful custom glass door, field stone fireplace reaching to the vaulted ceiling and panoramic lake views. The living area opens onto the 3 season sun porch with access to decks and sandy waterfront. The main floor continues with 3 bedrooms, including primary suite, 1 full bath,1 half bath & laundry room. Enter the walkout lower level with daylight windows, family room with second gas",
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