# 658 Rivers Terrace Road, Gladwin, MI 48624

> **TL;DR:** 3bd/2ba single family, $259,900 ($186/sqft), 1,400 sqft.
> Waterfront. Est. $1,390/mo. Listed 70 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $259,900 |
| Price/sqft | $186 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,400 |
| Lot Size | 33,977 sqft (0.78 acres) |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 70 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,314 |
| Estimated Insurance | $76 |
| **Total** | **$1,390** |

## Nearby Schools

- **Elementary:** Gladwin
- **High:** Gladwin

## Key Amenities

- Waterfront

## Property Highlights

- 0.78 acre lot
- Waterfront

## Description

### Agent Description
Welcome to your private lakefront retreat on all-sports Smallwood Lake! Boasting an impressive 170 feet of waterfront and situated on three lots totaling 0.78 acres, this property offers exceptional privacy, space, and breathtaking panoramic views. The thoughtfully designed split floor plan features 3 bedrooms and 2 full bathrooms, providing both comfort and functionality. Recent updates, including new flooring and new windows and new septic create a fresh, move-in-ready interior filled with natural light. Step outside to the expansive deck, where you can relax, entertain, or simply take in the incredible lake views. A large pole barn with 220-volt electrical service provides ample space for storage of those lake toys. Whether you're searching for a year-round residence or the perfect waterfront getaway, this rare Smallwood Lake property combines modern updates, generous outdoor space, and outstanding all-sports lakefront living when the water returns. (Estimated to be this summer) Subject to the dam assessment, see the Four Lakes Task Force website for information. Watch the Matterport walk-through tour here:

## Location

- **Address:** 658 Rivers Terrace Road, Gladwin, MI 48624
- **County:** Gladwin
- **Neighborhood:** Rivers Sub
- **Coordinates:** 43.988086, -84.35498
- **Google Maps:** https://www.google.com/maps?q=43.988086,-84.35498

## Virtual Tour & Media

- **Video Tour:** https://my.matterport.com/show/?m=TBQpnJFVkWt

## Listing Agent

- **Name:** Lisa M Welke
- **Brokerage:** Nexus Realty Group LLC
- **Phone:** 9897010929
- **Broker Phone:** 9897010929
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/658-Rivers-Terrace-Rd_Gladwin_MI_48624_M37352-33846?f=listhub&s=WWMLSMI&m=201841420&c=propsimple)

## Photos

![658 Rivers Terrace Road - Photo 1](http://lh.rdcpix.com/5e794be408c55a1d87ec2850d73f974dl-f2312264761r.jpg)

![658 Rivers Terrace Road - Photo 2](http://lh.rdcpix.com/5e794be408c55a1d87ec2850d73f974dl-f2250503882r.jpg)

![658 Rivers Terrace Road - Photo 3](http://lh.rdcpix.com/5e794be408c55a1d87ec2850d73f974dl-f2230715722r.jpg)

![658 Rivers Terrace Road - Photo 4](http://lh.rdcpix.com/5e794be408c55a1d87ec2850d73f974dl-f3755079492r.jpg)

![658 Rivers Terrace Road - Photo 5](http://lh.rdcpix.com/5e794be408c55a1d87ec2850d73f974dl-f1542742254r.jpg)

![658 Rivers Terrace Road - Photo 6](http://lh.rdcpix.com/5e794be408c55a1d87ec2850d73f974dl-f472096035r.jpg)

![658 Rivers Terrace Road - Photo 7](http://lh.rdcpix.com/5e794be408c55a1d87ec2850d73f974dl-f2049174959r.jpg)

![658 Rivers Terrace Road - Photo 8](http://lh.rdcpix.com/5e794be408c55a1d87ec2850d73f974dl-f3746962639r.jpg)

![658 Rivers Terrace Road - Photo 9](http://lh.rdcpix.com/5e794be408c55a1d87ec2850d73f974dl-f1725649895r.jpg)

![658 Rivers Terrace Road - Photo 10](http://lh.rdcpix.com/5e794be408c55a1d87ec2850d73f974dl-f2375797584r.jpg)

![658 Rivers Terrace Road - Photo 11](http://lh.rdcpix.com/5e794be408c55a1d87ec2850d73f974dl-f2032045745r.jpg)

![658 Rivers Terrace Road - Photo 12](http://lh.rdcpix.com/5e794be408c55a1d87ec2850d73f974dl-f2478298063r.jpg)

![658 Rivers Terrace Road - Photo 13](http://lh.rdcpix.com/5e794be408c55a1d87ec2850d73f974dl-f510899908r.jpg)

![658 Rivers Terrace Road - Photo 14](http://lh.rdcpix.com/5e794be408c55a1d87ec2850d73f974dl-f2499535177r.jpg)

![658 Rivers Terrace Road - Photo 15](http://lh.rdcpix.com/5e794be408c55a1d87ec2850d73f974dl-f2609920585r.jpg)

![658 Rivers Terrace Road - Photo 16](http://lh.rdcpix.com/5e794be408c55a1d87ec2850d73f974dl-f1589258872r.jpg)

![658 Rivers Terrace Road - Photo 17](http://lh.rdcpix.com/5e794be408c55a1d87ec2850d73f974dl-f2682781541r.jpg)

![658 Rivers Terrace Road - Photo 18](http://lh.rdcpix.com/5e794be408c55a1d87ec2850d73f974dl-f3322820095r.jpg)

![658 Rivers Terrace Road - Photo 19](http://lh.rdcpix.com/5e794be408c55a1d87ec2850d73f974dl-f2877619900r.jpg)

![658 Rivers Terrace Road - Photo 20](http://lh.rdcpix.com/5e794be408c55a1d87ec2850d73f974dl-f3949526503r.jpg)

![658 Rivers Terrace Road - Photo 21](http://lh.rdcpix.com/5e794be408c55a1d87ec2850d73f974dl-f4010791456r.jpg)

![658 Rivers Terrace Road - Photo 22](http://lh.rdcpix.com/5e794be408c55a1d87ec2850d73f974dl-f3952789301r.jpg)

![658 Rivers Terrace Road - Photo 23](http://lh.rdcpix.com/5e794be408c55a1d87ec2850d73f974dl-f3746289225r.jpg)

![658 Rivers Terrace Road - Photo 24](http://lh.rdcpix.com/5e794be408c55a1d87ec2850d73f974dl-f839972412r.jpg)

![658 Rivers Terrace Road - Photo 25](http://lh.rdcpix.com/5e794be408c55a1d87ec2850d73f974dl-f499113858r.jpg)

![658 Rivers Terrace Road - Photo 26](http://lh.rdcpix.com/5e794be408c55a1d87ec2850d73f974dl-f1269302754r.jpg)

![658 Rivers Terrace Road - Photo 27](http://lh.rdcpix.com/5e794be408c55a1d87ec2850d73f974dl-f1184313935r.jpg)

![658 Rivers Terrace Road - Photo 28](http://lh.rdcpix.com/5e794be408c55a1d87ec2850d73f974dl-f1869482180r.jpg)

![658 Rivers Terrace Road - Photo 29](http://lh.rdcpix.com/5e794be408c55a1d87ec2850d73f974dl-f2487531973r.jpg)

![658 Rivers Terrace Road - Photo 30](http://lh.rdcpix.com/5e794be408c55a1d87ec2850d73f974dl-f864673485r.jpg)

![658 Rivers Terrace Road - Photo 31](http://lh.rdcpix.com/5e794be408c55a1d87ec2850d73f974dl-f3424491602r.jpg)

![658 Rivers Terrace Road - Photo 32](http://lh.rdcpix.com/5e794be408c55a1d87ec2850d73f974dl-f374517300r.jpg)

![658 Rivers Terrace Road - Photo 33](http://lh.rdcpix.com/5e794be408c55a1d87ec2850d73f974dl-f3365479692r.jpg)

![658 Rivers Terrace Road - Photo 34](http://lh.rdcpix.com/5e794be408c55a1d87ec2850d73f974dl-f1165171706r.jpg)

![658 Rivers Terrace Road - Photo 35](http://lh.rdcpix.com/5e794be408c55a1d87ec2850d73f974dl-f113624162r.jpg)

![658 Rivers Terrace Road - Photo 36](http://lh.rdcpix.com/5e794be408c55a1d87ec2850d73f974dl-f678679323r.jpg)

---

**MLS#:** 201841420 | **Updated:** 2026-09-03
**Source:** listhub

*Copyright © 2026 Water Wonderland Board of Realtors®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/658-rivers-terrace-road-gladwin-mi-48624-01841420)

---

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