About This Home

This 6-bedroom, 4-bathroom residential multi family at 6689 State Route 90 N in Cayuga, NY is listed for $674,900 ($270 per sqft). Built in 1940, the home offers 2,499 sqft of living space on a 1.20 acres lot.

Key Features

  • Built in 1940
  • 1.20 acre lot
  • Waterfront

Property Details

1 story
4 full
1940

Amenities

WaterfrontViewHardwoodA/C
Listing Description

RARE CAYUGA LAKE MULTIFAMILY OPPORTUNITY! Situated on 1.2 acres with 100 feet of prime east side lake frontage, this exceptional waterfront property offers TWO SEPARATE RESIDENCES totaling 6 BEDROOMS and 4 FULL BATHROOMS. An outstanding opportunity for investors, multigenerational living, or owner-occupants seeking supplemental rental income, this property delivers a rare combination of waterfront living, privacy, and versatility.

The primary residence is a beautifully renovated 3-bedroom, 2-bath Ranch offering over 1,500 square feet of living space. Recent improvements include a brand new kitchen and bathrooms, vaulted ceilings, oak hardwood floors, and an expansive 650 SF Trex deck overlooking Cayuga Lake.

Enjoy breathtaking sunsets and waterfront views from the comfort of your own home. The SECOND RESIDENCE is a fully rebuilt, approximately 1,000 SF accessory dwelling unit (ADU), featuring an additional 3 bedrooms and 2 full bathrooms. Extensively updated with all new plumbing, electrical, HVAC, kitchen, bathrooms, and a private 500 SF Trex deck, th

is residence provides an exceptional opportunity for rental income, extended family accommodations, or guest occupancy. With TWO INDEPENDENT LIVING SPACES, this property is ideally suited for multigenerational living, allowing families to reside together while maintaining privacy and independence.

Alternatively, buyers can occupy one residence while renting the other or explore short-term rental opportunities through Airbnb or Vrbo. Located in the Town of Aurelius, short-term rental applications are $200, with a $500 annual renewal fee. The property's expansive, usable shoreline features an existing 40-foot dock with room for multiple watercraft, while a nearby marina provides convenient access for larger boats.

The combination of substantial lake frontage, modern improvements, and dual-residence functionality creates a compelling opportunity for buyers seeking a waterfront property with multiple potential uses. USDA Loan Eligible. Seller Financing for consideration.

Monthly Cost Estimate

$3,610/mo

20% down · 6.5% · 30 years

Principal$488
Interest$2,925
Insurance$197

Estimates only. Actual payments may vary.

Location

6689 State Route 90 N

Cayuga, NY 13034

Features & Amenities

Interior Features

CeilingFansCathedralCeilingsSlidingGlassDoorsProgrammableThermostat

Exterior Features

DeckDock

Property Details

Flooring

TileHardwoodVariesVinyl

Construction

Block FiberCement Concrete VinylSiding PexPlumbing

Views

Water

Outdoor Features

DeckPorch

Heating

Forced AirNatural Gas

Cooling

Central Air

Appliances

ElectricWaterHeaterGasWaterHeater

Questions & Answers

This 6-bedroom, 4-bathroom residential multi family at 6689 State Route 90 N is listed at $674,900 ($270/sqft). The estimated monthly payment is $3,610 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1940, 1.20 acre lot, Waterfront. Interior Features: CeilingFans, CathedralCeilings, SlidingGlassDoors. Exterior Features: Deck, Dock.

This property is listed by Evan Schaefer.

ES

Evan Schaefer

License 10301220657

Agent at NORCHAR

Listed by NORCHAR · Broker phone: (585) 333-2906 · View on Broker Site · Broker website

MLS# R1724941· Source: New York State Alliance of MLSs, LLC· 3 days on PropertySimple

Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

6689 State Route 90 N, Cayuga, NY 13034

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