# 6689 State Route 90 N, Cayuga, NY 13034

> **TL;DR:** 6bd/4ba residential multi family, $674,900 ($270/sqft), built 1940, 2,499 sqft.
> Waterfront, View, Hardwood, A/C. Est. $3,610/mo. Listed 6 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $674,900 |
| Price/sqft | $270 |
| Bedrooms | 6 |
| Bathrooms | 4 full |
| Square Feet | 2,499 |
| Year Built | 1940 |
| Lot Size | 52,272 sqft (1.20 acres) |
| Stories | 1 |
| Property Type | Residential Multi Family (Other) |
| Status | Active |
| Days on Market | 6 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed
- **Views** - Water
- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $3,413 |
| Estimated Insurance | $197 |
| **Total** | **$3,610** |

## Nearby Schools

- **Elementary:** Cayuga Elementary
- **High:** Union Springs Middle High

## Key Amenities

- Waterfront
- View
- Hardwood
- A/C

## Property Highlights

- Built in 1940
- 1.20 acre lot
- Waterfront

## Description

### Agent Description
RARE CAYUGA LAKE MULTIFAMILY OPPORTUNITY! Situated on 1.2 acres with 100 feet of prime east side lake frontage, this exceptional waterfront property offers TWO SEPARATE RESIDENCES totaling 6 BEDROOMS and 4 FULL BATHROOMS. An outstanding opportunity for investors, multigenerational living, or owner-occupants seeking supplemental rental income, this property delivers a rare combination of waterfront living, privacy, and versatility. The primary residence is a beautifully renovated 3-bedroom, 2-bath Ranch offering over 1,500 square feet of living space. Recent improvements include a brand new kitchen and bathrooms, vaulted ceilings, oak hardwood floors, and an expansive 650 SF Trex deck overlooking Cayuga Lake. Enjoy breathtaking sunsets and waterfront views from the comfort of your own home. The SECOND RESIDENCE is a fully rebuilt, approximately 1,000 SF accessory dwelling unit (ADU), featuring an additional 3 bedrooms and 2 full bathrooms. Extensively updated with all new plumbing, electrical, HVAC, kitchen, bathrooms, and a private 500 SF Trex deck, this residence provides an exceptional opportunity for rental income, extended family accommodations, or guest occupancy. With TWO INDEPENDENT LIVING SPACES, this property is ideally suited for multigenerational living, allowing families to reside together while maintaining privacy and independence. Alternatively, buyers can occupy one residence while renting the other or explore short-term rental opportunities through Airbnb or Vrbo. Located in the Town of Aurelius, short-term rental applications are $200, with a $500 annual renewal fee. The property's expansive, usable shoreline features an existing 40-foot dock with room for multiple watercraft, while a nearby marina provides convenient access for larger boats. The combination of substantial lake frontage, modern improvements, and dual-residence functionality creates a compelling opportunity for buyers seeking a waterfront property with multiple potential uses. USDA Loan Eligible. Seller Financing for consideration.

## Location

- **Address:** 6689 State Route 90 N, Cayuga, NY 13034
- **County:** Cayuga
- **Coordinates:** 42.941354, -76.731622
- **Google Maps:** https://www.google.com/maps?q=42.941354,-76.731622

## Listing Agent

- **Name:** Evan Schaefer · **License:** 10301220657
- **Brokerage:** NORCHAR
- **Broker Phone:** (585) 333-2906
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/6689-State-Route-90-N_Cayuga_NY_13034_M42890-11073?f=listhub&s=BNARNY&m=R1724941&c=propsimple)

## Photos

![6689 State Route 90 N - Photo 1](http://lh.rdcpix.com/39a5d06894125cc377858aab0684c2f8l-f3877580420r.jpg)

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![6689 State Route 90 N - Photo 34](http://lh.rdcpix.com/39a5d06894125cc377858aab0684c2f8l-f1615975865r.jpg)

![6689 State Route 90 N - Photo 35](http://lh.rdcpix.com/39a5d06894125cc377858aab0684c2f8l-f520302443r.jpg)

![6689 State Route 90 N - Photo 36](http://lh.rdcpix.com/39a5d06894125cc377858aab0684c2f8l-f868398037r.jpg)

![6689 State Route 90 N - Photo 37](http://lh.rdcpix.com/39a5d06894125cc377858aab0684c2f8l-f2967859982r.jpg)

![6689 State Route 90 N - Photo 38](http://lh.rdcpix.com/39a5d06894125cc377858aab0684c2f8l-f1761536740r.jpg)

![6689 State Route 90 N - Photo 39](http://lh.rdcpix.com/39a5d06894125cc377858aab0684c2f8l-f862566991r.jpg)

![6689 State Route 90 N - Photo 40](http://lh.rdcpix.com/39a5d06894125cc377858aab0684c2f8l-f1814443368r.jpg)

![6689 State Route 90 N - Photo 41](http://lh.rdcpix.com/39a5d06894125cc377858aab0684c2f8l-f626225070r.jpg)

![6689 State Route 90 N - Photo 42](http://lh.rdcpix.com/39a5d06894125cc377858aab0684c2f8l-f1873534721r.jpg)

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![6689 State Route 90 N - Photo 44](http://lh.rdcpix.com/39a5d06894125cc377858aab0684c2f8l-f3332415410r.jpg)

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![6689 State Route 90 N - Photo 48](http://lh.rdcpix.com/39a5d06894125cc377858aab0684c2f8l-f2714874706r.jpg)

![6689 State Route 90 N - Photo 49](http://lh.rdcpix.com/39a5d06894125cc377858aab0684c2f8l-f3806757605r.jpg)

![6689 State Route 90 N - Photo 50](http://lh.rdcpix.com/39a5d06894125cc377858aab0684c2f8l-f763207073r.jpg)

---

**MLS#:** R1724941 | **Updated:** 2026-10-30
**Source:** listhub

*Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/6689-state-route-90-n-cayuga-ny-13034-e06b6960aa5c4731b9178160dbec3758)

---

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