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About This Home

This 3-bedroom, 3-bathroom condo at 676 Santa Rosa Boulevard in Fort Walton Beach, FL is listed for $998,700 ($613 per sqft). Built in 1974, the home offers 1,629 sqft of living space on a N/A lot.

Agent Description

Welcome to one of the rare opportunities at Island Echos, a beautifully maintained fourth-floor beachfront condominium featuring THREE true full-sized bedrooms, a highly sought-after layout that is rarely available along the Gulf Coast. Perfectly positioned directly on the Gulf, you'll fall asleep to the soothing sound of the waves and wake up just steps away from the sugar-white sands and emerald turquoise waters.

From the moment you walk inside, natural light pours throughout the residence while breathtaking water views immediately capture your attention. The oversized balcony offers the perfect setting for morning coffee, sunset dinners, or simply relaxing while overlooking the Gulf.

Even the spacious primary suite enjoys direct water views, creating a peaceful retreat you'll never want to leave. The kitchen has been meticulously maintained and thoughtfully designed with an abundance of cabinetry, granite countertops, and open sightlines that allow you to enjoy the stunning Gulf views while cooking, entertaining, or spending time with family and friends.

The spacious open-concept layout makes the condo feel welcoming, airy, and ideal for both full-time living and vacation enjoyment. One of the standout features that truly sets this unit apart is the private in-unit washer and dryer conveniently located in the hallway closet area -- and both convey with the purchase.

Many other units within the community rely on shared community laundry facilities, making this a rare and highly desirable convenience for owners and guests alike. Residents and guests of Island Echos enjoy gated access, a community pool, fitness center, elevator access, and one of the most desirable stretches of beach along the Emerald Coast.

Whether you're searching for a primary residence, second home, or income-producing investment property, this condominium offers exceptional flexibility with short-term rentals allowed. Even better, future vacation bookings can transfer to the new owner at closing, allowing you to start generating passive income immediately from day one.

Due to the high demand and strong rental history, showings will be limited as this vacation rental is frequently fully booked. Experience firsthand why this remarkable Gulf-front condo stands out from the rest.

Key Features

  • Built in 1974
  • Fireplace
  • Waterfront

Property Details

3 full
#4No
1974

Amenities

FireplaceWaterfrontA/C

Monthly Cost Estimate

$6,441/mo

20% down · 6.5% · 30 years

Principal$722
Interest$4,328
Insurance$291
HOA$1,100

Estimates only. Actual payments may vary.

Location

676 Santa Rosa Boulevard

Fort Walton Beach, FL 32548

ISLAND ECHO CONDO

Features & Amenities

Interior Features

Fireplace

Exterior Features

BalconyTennis Court

Property Details

Flooring

Tile

Construction

Concrete

Heating

Central

Cooling

Central Air

Appliances

Water Heater - Elect

Questions & Answers

This 3-bedroom, 3-bathroom condo at 676 Santa Rosa Boulevard is listed at $998,700 ($613/sqft). The estimated monthly payment is $5,428 based on 20% down at 6.5% interest.

HOA fees are $1100/month.

Key features include: Built in 1974, Fireplace, Waterfront. Interior Features: Fireplace. Exterior Features: Balcony, Tennis Court.

This property is listed by Jessica N Drew and can be reached at 8507767777 or jessicadrew@kw.com.

JD

Jessica N Drew

Agent at Keller Williams Realty Navarre

(850) 776-7777

Listed by Keller Williams Realty Navarre · View on Broker Site

MLS# 1003651· Source: listhub· Updated 11 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

676 Santa Rosa Boulevard, Fort Walton Beach, FL 32548

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