About This Home

This 3-bedroom, 3-bathroom single family at 7 Loving Terrace in Palmyra, VA is listed for $385,000 ($188 per sqft). Built in 1997, the home offers 2,047 sqft of living space on a 0.41 acres lot.

Key Features

  • Built in 1997
  • 0.41 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
2 full, 1 half
2-car garage
1997

Amenities

FireplaceA/C
Listing Description

Don't miss this beautifully maintained home in Lake Monticello! Filled with natural light, the thoughtfully designed main level features an open-concept layout that seamlessly connects the spacious living room with a gas fireplace, the updated kitchen with newly installed granite countertops, and a charming breakfast nook.

The first floor also offers a formal dining room, a dedicated home office with elegant French doors, and a generously sized primary suite featuring two walk-in closets with custom built-in shelving. The en-suite bath provides a relaxing retreat with a jetted soaking tub and separate walk-in shower.

Upstairs, you'll find two additional spacious bedrooms with newly installed carpet and a full bathroom. Step outside to enjoy the large, fully fenced backyard with newly installed fencing, mature landscaping, and a raised garden bed-perfect for gardening, entertaining, or simply relaxing outdoors.

As a resident of Lake Monticello, you'll enjoy access to an array of community amenities while benefiting from a convenient location with easy commuting to both Charlottesville and Richmond. Take a stroll to nearby Bunker Park or to the Lake Monticello Pub.

Monthly Cost Estimate

$3,553/mo

20% down · 6.5% · 30 years

Principal$278
Interest$1,668
Insurance$112
HOA$1,494

Estimates only. Actual payments may vary.

Location

7 Loving Terrace

Palmyra, VA 22963

Lake Monticello

Features & Amenities

Interior Features

BedroomOnMainLevelBreakfastAreaSeparateFormalDiningRoomEnSuiteBathroomFrenchDoorsAtriumDoorsFullBathOnMainLevelGraniteCountersHighCeilingsJettedTubBathInPrimaryBedroomMainLevelPrimaryWalkInClosets

Property Details

Construction

Block VinylSiding

Parking

GarageOpen

Heating

Electric (Heating)Heat Pump (Heating)

Cooling

ElectricHeat Pump

Appliances

ElectricWaterHeater

Questions & Answers

This 3-bedroom, 3-bathroom single family at 7 Loving Terrace is listed at $385,000 ($188/sqft). The estimated monthly payment is $3,553 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $1494/month.

Key features include: Built in 1997, 0.41 acre lot, 2 stories, Fireplace. Interior Features: BedroomOnMainLevel, BreakfastArea, SeparateFormalDiningRoom.

This property is listed by Carrie Jordan and can be reached at 4344144727.

CJ

Carrie Jordan

License 0225252579

Agent at Great South Realty

(434) 414-4727
Agent website

Listed by Great South Realty · Broker phone: 804-932-9614 · View on Broker Site · Broker website

MLS# 2616100· Source: Central Virginia Regional Multiple Listing Service· 82 days on PropertySimple

Copyright © 2026 Central Virginia Regional Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

7 Loving Terrace, Palmyra, VA 22963

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