# 7 Loving Terrace, Palmyra, VA 22963

> **TL;DR:** 3bd/3ba single family, $384,999 ($188/sqft), built 1997, 2,047 sqft.
> Fireplace, A/C, 2-car garage. Est. $3,553/mo. Listed 2 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $384,999 |
| Price/sqft | $188 |
| Bedrooms | 3 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 2,047 |
| Year Built | 1997 |
| Lot Size | 17,860 sqft (0.41 acres) |
| Stories | 2 |
| Garage | 2-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 2 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,947 |
| Estimated Insurance | $112 |
| HOA | $1,494 |
| **Total** | **$3,553** |

## Nearby Schools

- **Elementary:** Central
- **Middle:** Fluvanna
- **High:** Fluvanna

## Key Amenities

- Fireplace
- A/C
- 2-car garage

## Property Highlights

- Built in 1997
- 0.41 acre lot
- 2 stories
- Fireplace

## Description

### Agent Description
Don't miss this beautifully maintained home in Lake Monticello! Filled with natural light, the thoughtfully designed main level features an open-concept layout that seamlessly connects the spacious living room with a gas fireplace, the updated kitchen with newly installed granite countertops, and a charming breakfast nook. The first floor also offers a formal dining room, a dedicated home office or play area with elegant French doors, and a generously sized primary suite featuring two walk-in closets with custom built-in shelving. The en-suite bath provides a relaxing retreat with a jetted soaking tub and separate walk-in shower. Upstairs, you'll find two additional spacious bedrooms with newly installed carpet and a full bathroom. Step outside to enjoy the large, fully fenced backyard with newly installed fencing, mature landscaping, and a raised garden bed-perfect for gardening, entertaining, or simply relaxing outdoors. As a resident of Lake Monticello, you'll enjoy access to an array of community amenities while benefiting from a convenient location with easy commuting to both Charlottesville and Richmond. Take a stroll to nearby Bunker Park or to the Lake Monticello Pub.

## Location

- **Address:** 7 Loving Terrace, Palmyra, VA 22963
- **County:** Fluvanna
- **Neighborhood:** Lake Monticello
- **Coordinates:** 37.898855, -78.325251
- **Google Maps:** https://www.google.com/maps?q=37.898855,-78.325251

## Listing Agent

- **Name:** Carrie Jordan · **License:** 0225252579
- **Brokerage:** Great South Realty
- **Phone:** 4344144727
- **Broker Phone:** 804-932-9614
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/7-Loving-Ter_Palmyra_VA_22963_M66503-83318?f=listhub&s=CVRMLS&m=2627069&c=propsimple)

## Photos

![7 Loving Terrace - Photo 1](http://lh.rdcpix.com/a8e77409dd057f5d31a69dfe5dac31cdl-f3027374424r.jpg)

![7 Loving Terrace - Photo 2](http://lh.rdcpix.com/a8e77409dd057f5d31a69dfe5dac31cdl-f3282591831r.jpg)

![7 Loving Terrace - Photo 3](http://lh.rdcpix.com/a8e77409dd057f5d31a69dfe5dac31cdl-f3252153555r.jpg)

![7 Loving Terrace - Photo 4](http://lh.rdcpix.com/a8e77409dd057f5d31a69dfe5dac31cdl-f3373814763r.jpg)

![7 Loving Terrace - Photo 5](http://lh.rdcpix.com/a8e77409dd057f5d31a69dfe5dac31cdl-f237069164r.jpg)

![7 Loving Terrace - Photo 6](http://lh.rdcpix.com/a8e77409dd057f5d31a69dfe5dac31cdl-f1590242886r.jpg)

![7 Loving Terrace - Photo 7](http://lh.rdcpix.com/a8e77409dd057f5d31a69dfe5dac31cdl-f2612893118r.jpg)

![7 Loving Terrace - Photo 8](http://lh.rdcpix.com/a8e77409dd057f5d31a69dfe5dac31cdl-f2032902381r.jpg)

![7 Loving Terrace - Photo 9](http://lh.rdcpix.com/a8e77409dd057f5d31a69dfe5dac31cdl-f3435623872r.jpg)

![7 Loving Terrace - Photo 10](http://lh.rdcpix.com/a8e77409dd057f5d31a69dfe5dac31cdl-f2760681213r.jpg)

![7 Loving Terrace - Photo 11](http://lh.rdcpix.com/a8e77409dd057f5d31a69dfe5dac31cdl-f1744452346r.jpg)

![7 Loving Terrace - Photo 12](http://lh.rdcpix.com/a8e77409dd057f5d31a69dfe5dac31cdl-f398371017r.jpg)

![7 Loving Terrace - Photo 13](http://lh.rdcpix.com/a8e77409dd057f5d31a69dfe5dac31cdl-f3978953217r.jpg)

![7 Loving Terrace - Photo 14](http://lh.rdcpix.com/a8e77409dd057f5d31a69dfe5dac31cdl-f4077122868r.jpg)

![7 Loving Terrace - Photo 15](http://lh.rdcpix.com/a8e77409dd057f5d31a69dfe5dac31cdl-f460986553r.jpg)

![7 Loving Terrace - Photo 16](http://lh.rdcpix.com/a8e77409dd057f5d31a69dfe5dac31cdl-f2188254112r.jpg)

![7 Loving Terrace - Photo 17](http://lh.rdcpix.com/a8e77409dd057f5d31a69dfe5dac31cdl-f4017019076r.jpg)

![7 Loving Terrace - Photo 18](http://lh.rdcpix.com/a8e77409dd057f5d31a69dfe5dac31cdl-f2498063450r.jpg)

![7 Loving Terrace - Photo 19](http://lh.rdcpix.com/a8e77409dd057f5d31a69dfe5dac31cdl-f1691296751r.jpg)

![7 Loving Terrace - Photo 20](http://lh.rdcpix.com/a8e77409dd057f5d31a69dfe5dac31cdl-f157831342r.jpg)

![7 Loving Terrace - Photo 21](http://lh.rdcpix.com/a8e77409dd057f5d31a69dfe5dac31cdl-f2835257899r.jpg)

![7 Loving Terrace - Photo 22](http://lh.rdcpix.com/a8e77409dd057f5d31a69dfe5dac31cdl-f988270493r.jpg)

![7 Loving Terrace - Photo 23](http://lh.rdcpix.com/a8e77409dd057f5d31a69dfe5dac31cdl-f3522326862r.jpg)

![7 Loving Terrace - Photo 24](http://lh.rdcpix.com/a8e77409dd057f5d31a69dfe5dac31cdl-f4011789402r.jpg)

![7 Loving Terrace - Photo 25](http://lh.rdcpix.com/a8e77409dd057f5d31a69dfe5dac31cdl-f2638396209r.jpg)

![7 Loving Terrace - Photo 26](http://lh.rdcpix.com/a8e77409dd057f5d31a69dfe5dac31cdl-f871053890r.jpg)

![7 Loving Terrace - Photo 27](http://lh.rdcpix.com/a8e77409dd057f5d31a69dfe5dac31cdl-f562185990r.jpg)

![7 Loving Terrace - Photo 28](http://lh.rdcpix.com/a8e77409dd057f5d31a69dfe5dac31cdl-f96641391r.jpg)

![7 Loving Terrace - Photo 29](http://lh.rdcpix.com/a8e77409dd057f5d31a69dfe5dac31cdl-f3716102060r.jpg)

![7 Loving Terrace - Photo 30](http://lh.rdcpix.com/a8e77409dd057f5d31a69dfe5dac31cdl-f1952823661r.jpg)

![7 Loving Terrace - Photo 31](http://lh.rdcpix.com/a8e77409dd057f5d31a69dfe5dac31cdl-f711532023r.jpg)

![7 Loving Terrace - Photo 32](http://lh.rdcpix.com/a8e77409dd057f5d31a69dfe5dac31cdl-f3735022073r.jpg)

![7 Loving Terrace - Photo 33](http://lh.rdcpix.com/a8e77409dd057f5d31a69dfe5dac31cdl-f2976164153r.jpg)

---

**MLS#:** 2627069 | **Updated:** 2026-10-03
**Source:** listhub

*Copyright © 2026 Central Virginia Regional Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/7-loving-terrace-palmyra-va-22963-2627069)

---

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