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About This Home

This 2-bedroom, 2-bathroom townhouse at 7 Settler Lane in Galena, IL is listed for $225,000 ($237 per sqft). Built in 1984, the home offers 950 sqft of living space on a N/A lot.

Agent Description

Tucked among the rolling hills and wooded beauty of the Galena Territory, this charming 2-bedroom, 1.5-bathroom Settler-style townhouse at 7 Settler Lane offers the perfect blend of character, comfort, and low-maintenance living with seasonal views of Lake Galena.

Inspired by classic Williamsburg design, these townhouses are thoughtfully arranged in clusters and supported by a monthly maintenance program that covers exterior upkeep and grounds, ideal for an effortless weekend escape or rental investment property (yes, this has a rental license).

This two-story home features a bedroom on each level, providing flexibility and privacy for owners and guests alike. The open-concept main living area is warm and inviting, highlighted by beautiful birch floors, a cozy wood-burning fireplace, and abundant natural light.

The kitchen was tastefully remodeled in 2024, offering modern finishes while maintaining the home's timeless charm. Meticulously maintained and truly move-in ready, recent updates include AC unit, baseboard heat, and thermostats (2022), doors and windows (2014), an added half bath on the lower level (2013), and water heater (2013); over $20,000 of improvements since the current owners purchased it in 2013.

Offered mostly furnished (with a few exclusions) and transferred via a separate bill of sale, this property is ready for immediate enjoyment. Whether you're looking for a peaceful full-time residence or a low-maintenance vacation retreat, this home delivers exceptional value in one of Galena's most sought-after communities. Eagle Ridge Townhouse HOA monthly fee of $375.

Key Features

  • Built in 1984
  • Fireplace

Property Details

1 full, 1 half
1984

Amenities

FireplaceA/C

Monthly Cost Estimate

$1,578/mo

20% down · 6.5% · 30 years

Principal$163
Interest$975
Insurance$66
HOA$375

Estimates only. Actual payments may vary.

Location

7 Settler Lane

Galena, IL 61036

Features & Amenities

Interior Features

Ceiling Fan(s)Window Treatments

Property Details

Heating

BaseboardElectric (Heating)Zoned

Cooling

Central Air

Appliances

DishwasherDryerMicrowaveRefrigeratorStove/CooktopWasher

Questions & Answers

This 2-bedroom, 2-bathroom townhouse at 7 Settler Lane is listed at $225,000 ($237/sqft). The estimated monthly payment is $1,350 based on 20% down at 6.5% interest.

HOA fees are $375/month.

Key features include: Built in 1984, Fireplace. Interior Features: Ceiling Fan(s), Window Treatments.

This property is listed by MARK SUMPTER and can be reached at 7732091987 or msumpter@dcrisere.com.

MS

MARK SUMPTER

Agent at DC Rise Real Estate

(773) 209-1987

Listed by DC Rise Real Estate · View on Broker Site

MLS# 202601567· Source: listhub· Updated 75 days ago

Copyright © 2026 NorthWest Illinois Alliance of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

7 Settler Lane, Galena, IL 61036

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