About This Home

This 2-bedroom, 1-bathroom single family at 70 Windjammer Loop in Hardin, KY is listed for $168,000 ($177 per sqft). Built in 1982, the home offers 950 sqft of living space on a 0.16 acres lot.

Key Features

  • Built in 1982
  • 0.16 acre lot

Property Details

1 story
1 full
1-car garage
1982

Amenities

ViewA/C
Listing Description

Welcome to this move-in-ready 2 bedroom, 1 bathroom lake home situated in the sought-after Pirates Cove community in Hardin, KY. Designed for easy low-maintenance living, this property works exceptionally well as a short-term rental, weekend retreat, or primary residence near the water.

Inside, the home features a clean, cohesive layout highlighted by fresh interior paint, durable wood-look flooring, ceiling fans, and distinctive metal wainscoting detailing throughout the living areas and bedrooms. The open main living space flows directly into a functional kitchen equipped with white cabinetry, butcher block countertops, open shelving, a dishwasher, refrigerator, electric range, and an integrated breakfast bar dining setup.

Both bedrooms offer dedicated closet storage and natural light, while the full bathroom includes a dark vanity with a solid-surface top, updated lighting, and a walk-in shower insert. Outdoor living is highlighted by a great covered back deck, perfect for relaxing or entertaining after a day on the lake.

Key mechanical and exterior updates give peace of mind for years to come. Improvements include an HVAC system installed in 2023, a paved driveway, re-certified septic lines with updated PVC, a graded under-house crawlspace complete with a sump pump, rerouted and wrapped plumbing beneath the home, and underground-plumbed downspouts graded away from the structure.

The yard has also been graded with rip-rap added to the back section for improved drainage and erosion control.Located less than a mile from a community boat ramp and dock, getting on the water for fishing, boating, and swimming is effortless. Homeowners can be added to the waitlist to rent a boat slip as they become available.

Residents and guests can take full advantage of Pirates Cove amenities, including the brand-new community pool, miniature golf, and easy shoreline access (membership details available through the subdivision office).

Monthly Cost Estimate

$1,123/mo

20% down · 6.5% · 30 years

Principal$121
Interest$728
Insurance$49
HOA$225

Estimates only. Actual payments may vary.

Location

70 Windjammer Loop

Hardin, KY 42048

Pirates Cove

Features & Amenities

Interior Features

Breakfast BarEat-in KitchenCeiling Fan(s)

Exterior Features

Awning(s)Storm Door(s)

Property Details

Flooring

Vinyl

Construction

Vinyl Siding

Views

Lake

Parking

DrivewayOff StreetGarageOpenGarage - Attached

Heating

Heat Pump (Heating)

Cooling

Central Air

Appliances

DryerDishwasherRefrigeratorWasherRangeDryerDishwasherRefrigeratorWasherRange

Questions & Answers

This 2-bedroom, 1-bathroom single family at 70 Windjammer Loop is listed at $168,000 ($177/sqft). The estimated monthly payment is $1,123 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $225/month.

Key features include: Built in 1982, 0.16 acre lot. Interior Features: Breakfast Bar, Eat-in Kitchen, Ceiling Fan(s). Exterior Features: Awning(s), Storm Door(s).

This property is listed by Dave Ackley.

DA

Dave Ackley

Agent at Keller Williams Experience Realty

Listed by Keller Williams Experience Realty · Broker phone: (270) 713-9040 · View on Broker Site · Broker website

MLS# 26030817· Source: ImagineMLS· 23 days on PropertySimple

Copyright © 2026 ImagineMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

70 Windjammer Loop, Hardin, KY 42048

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