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About This Home

This 3-bedroom, 2-bathroom single family at 703 Ruth Street in Prescott, AZ is listed for $681,516 ($695 per sqft). Built in 1950, the home offers 980 sqft of living space on a 0.19 acres lot.

Agent Description

TWO HOMES, a total of 3 Bedrooms and 2 Bathrooms = 1 incredible opportunity.!! This rare Prescott property offers a main residence plus a private detached cottage--perfect for multi-gen living, Airbnb potential, rental income, or a flexible live/work lifestyle--all in a charming, walkable location......Step into one of Prescott's most enchanting an

d versatile multi-dwelling properties--featuring a beautifully crafted main residence plus a fully independent cottage, offering exceptional flexibility for multi-generational living, short-term rental income, long-term leasing, guest accommodations, or a private work-from-home retreat.

From the moment you arrive, you're welcomed by a white picket fence, lush lawn, and a stunning rose-covered archway that sets the tone for what lies beyond.The main home is rich with warmth and architectural detail, featuring decorative ceiling tiles, high coved ceilings, tall original baseboards, vintage glass doorknobs, stained glass accents, and extensive built-in cabinetry.

A cozy wood-burning fireplace with wraparound mantle anchors the living space, creating an inviting atmosphere year-round--especially during the holidays.Step outside and experience a private garden retreat designed for both relaxation and entertaining.

Multiple seating areas are surrounded by mature pines, jasmine and honeysuckle vines, Japanese maple, weeping cherry, and plum trees. Host unforgettable evenings under cafe lighting strung across a spacious patio with dimmer controls, or gather beneath the pavilion with chandelier lighting overlooking a tranquil water feature--an ideal setting for

dining, entertaining, or simply unwinding.Thoughtful updates throughout the home include new interior and exterior paint, remodeled bathroom, new bedroom carpet, wood flooring in the living room, refreshed kitchen cabinetry, updated tile grout, roof inspection with resealed vents, convection gas range, and timed sprinkler and drip irrigation system

s front and back.Adding exceptional flexibility is the detached cottage--a converted carriage house constructed with cedar framing and dense fire brick for efficiency and comfort. This private retreat offers its own gas fireplace, mini split heating and cooling, separate laundry and storage, French doors, a spacious bedroom suite, fenced yard, and private parking access.

Perfect as a guest house, in-law suite, income-producing rental, home office, or private studio space.Ideally located in the heart of Prescott, this rare opportunity is within walking distance to Courthouse Square, Rodeo Grounds, hospital, YMCA, Prescott High School, Fry's, shopping, dining, and more--offering convenience, charm, and lifestyle all in one extraordinary property.A truly unique offering that blends character, functionality, and income potential--this is not one you want to miss.

Key Features

  • Built in 1950
  • 0.19 acre lot
  • 1 parking spaces
  • Fireplace

Property Details

1 story
2 full
1 space
1950

Amenities

Fireplace

Monthly Cost Estimate

$3,645/mo

20% down · 6.5% · 30 years

Principal$493
Interest$2,953
Insurance$199

Estimates only. Actual payments may vary.

Location

703 Ruth Street

Prescott, AZ 86301

Dameron Tract

Features & Amenities

Interior Features

Formal DiningLiv/Din ComboQuartz Countertops

Exterior Features

Driveway ConcreteDriveway GravelCarriage/Guest HouseLandscaping-FrontLandscaping-RearStorm GuttersWater Feature

Property Details

Flooring

LaminateWoodCarpet

Construction

Brick Frame

Cooling

Ductless

Appliances

DryerGas RangeMicrowaveRefrigeratorWasher

Questions & Answers

This 3-bedroom, 2-bathroom single family at 703 Ruth Street is listed at $681,516 ($695/sqft). The estimated monthly payment is $2,953 based on 20% down at 6.5% interest.

Key features include: Built in 1950, 0.19 acre lot, 1 parking spaces, Fireplace. Interior Features: Formal Dining, Liv/Din Combo, Quartz Countertops. Exterior Features: Driveway Concrete, Driveway Gravel, Carriage/Guest House.

This property is listed by Donald L Pollard and can be reached at 9283166323 or donpollardrealtor@gmail.com.

DP

Donald L Pollard

Agent at eXp Realty

(928) 316-6323

Listed by eXp Realty · View on Broker Site

MLS# 1082387· Source: listhub· Updated 11 days ago

Copyright © 2026 Prescott Area Association of Realtors®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

703 Ruth Street, Prescott, AZ 86301

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