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About This Home

This 3-bedroom, 2-bathroom single family at 704 White Oak Road in Monterey, TN is listed for $620,000 ($336 per sqft). Built in 2019, the home offers 1,846 sqft of living space on a 5.43 acres lot.

Agent Description

Charming Log Cabin Retreat in Cumberland Cove Monterey, TN - Spacious, Nature-Filled Living Discover your dream log cabin nestled on 5.43 acres in Cumberland Cove, Monterey, TN. This inviting home features three bedrooms, two baths, an office, and a cozy loft, offering plenty of space for family and guests.

Enjoy modern touches like granite counters and a fenced yard perfect for pets. Relax on the covered screened porch just off the primary bedroom, leading to the backyard and deck with a built-in fire pit-ideal for gatherings. The two-car garage includes a storm shelter for peace of mind.

Monterey's central location means you're only 1.5 hours from Nashville, Knoxville, and Chattanooga. Residents of Cumberland Cove enjoy exclusive access to four private parks with waterfalls, caves, and miles of hiking trails for homeowners and their guests. Come experience the best of mountain living in a friendly community surrounded by natural beauty!

Key Features

  • Built in 2019
  • 5.43 acre lot
  • 2 stories
  • 2 parking spaces
  • Fireplace

Property Details

2 stories
2 full
2 spaces
2019

Amenities

FireplaceViewHardwoodA/C

Monthly Cost Estimate

$3,468/mo

20% down · 6.5% · 30 years

Principal$448
Interest$2,687
Insurance$181
HOA$152

Estimates only. Actual payments may vary.

Location

704 White Oak Road

Monterey, TN 38574

Cumberland Cove

Features & Amenities

Interior Features

Ceiling Fan(s)Vaulted Ceiling(s)Walk-In Closet(s)

Property Details

Flooring

Hardwood

Construction

Log Log Siding

Views

Water

Pool Features

PorchDeck

Parking

Open

Heating

Central

Cooling

Central Air

Appliances

Electric Water HeaterDishwasherGas OvenDisposalRefrigeratorGas RangeMicrowave

Questions & Answers

This 3-bedroom, 2-bathroom single family at 704 White Oak Road is listed at $620,000 ($336/sqft). The estimated monthly payment is $2,839 based on 20% down at 6.5% interest.

HOA fees are $152/month.

Key features include: Built in 2019, 5.43 acre lot, 2 stories, 2 parking spaces, Fireplace. Interior Features: Ceiling Fan(s), Vaulted Ceiling(s), Walk-In Closet(s).

This property is listed by Stacey Pehl and can be reached at 2095076966 or staceypehlsellshomes@gmail.com.

SP

Stacey Pehl

Agent at LPT Realty

(209) 507-6966

Listed by LPT Realty · View on Broker Site

MLS# 244267· Source: listhub· Updated today

Copyright © 2026 Upper Cumberland Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

704 White Oak Road, Monterey, TN 38574

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