About This Home

This 6-bedroom, 4-bathroom single family at 705 Ruth Street in Prescott, AZ is listed for $1,375,000 ($1,413 per sqft). Built in 2024, the home offers 973 sqft of living space on a 0.16 acres lot.

Key Features

  • Built in 2024
  • 0.16 acre lot
  • 2 parking spaces
  • Fireplace

Property Details

1 story
4 full
2 spaces
2024

Amenities

FireplaceA/C
Listing Description

RARE PRESCOTT FOUR-RESIDENCE PORTFOLIO -- TWO ADJACENT PARCELS OFFERED TOGETHER. Offered at $1,375,000, this unique Ruth Street opportunity includes the Yellow House and detached Yellow Cottage at 703 Ruth Street, plus the newly built Green House and Green Cottage at 705 Ruth Street.

Together, the properties create a rare multi-residence investment package with historic charm, new-construction comfort, existing rental history, and long-term flexibility.The Yellow House and Yellow Cottage are believed to date to circa 1912, offering classic Prescott character, vintage details, garden charm, outdoor living areas, and a detached cottage with private access, laundry, fenced yard, and dedicated parking.

The Green House, built in 2025, captures a timeless cottage/bungalow feel while offering modern finishes, warm living spaces, arched openings, designer lighting, updated kitchen finishes, and thoughtful vintage-inspired style.Across the portfolio are four separate residences, city utilities, no HOA, multiple parking areas, and approximately 3,248 sq.

ft. of combined improvements. Both cottages have a rental history of approximately $1,700 per month each, creating strong income flexibility while preserving future options. Ideal for investors, multi-generational living, house-hacking, furnished rentals, long-term rentals, or a legacy Prescott hold.Opportunities to acquire four existing residences on two adjacent parcels in Prescott are increasingly difficult to find.

Offered as one portfolio only. Buyer to verify zoning, permitted uses, leases, rental history, square footage, and any redevelopment or expansion potential.

Monthly Cost Estimate

$7,354/mo

20% down · 6.5% · 30 years

Principal$994
Interest$5,958
Insurance$401

Estimates only. Actual payments may vary.

Location

705 Ruth Street

Prescott, AZ 86301

Dameron Tract

Features & Amenities

Interior Features

Ceiling Fan(s)Eat-in KitchenGranite CountersLiv/Din ComboHigh CeilingsWalk-In Closet(s)Wash/Dry Connection

Exterior Features

Driveway ConcreteDriveway GravelCarriage/Guest HouseLandscaping-FrontLandscaping-RearShed(s)Storm GuttersWater Feature

Property Details

Flooring

CarpetVinylTile

Construction

Block Brick Frame

Heating

Natural Gas

Cooling

DuctlessCeiling Fan(s)Central Air

Appliances

Convection OvenDishwasherDisposalDryerGas RangeMicrowaveRefrigeratorWasher

Questions & Answers

This 6-bedroom, 4-bathroom single family at 705 Ruth Street is listed at $1,375,000 ($1,413/sqft). The estimated monthly payment is $7,354 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2024, 0.16 acre lot, 2 parking spaces, Fireplace. Interior Features: Ceiling Fan(s), Eat-in Kitchen, Granite Counters. Exterior Features: Driveway Concrete, Driveway Gravel, Carriage/Guest House.

This property is listed by Donald L Pollard and can be reached at 9283166323.

DP

Donald L Pollard

Agent at eXp Realty

(928) 316-6323

Listed by eXp Realty · View on Broker Site

MLS# 1083612· Source: listhub· 13 days on market

Copyright © 2026 Prescott Area Association of Realtors®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

705 Ruth Street, Prescott, AZ 86301

Open this listing in: