# 706 Kern, Waterloo, IA 50703 > **TL;DR:** 3bd/2ba single family, $99,999 ($81/sqft), built 1951, 1,240 sqft. > Hardwood, A/C. Est. $535/mo. Listed 169 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $99,999 | | Price/sqft | $81 | | Bedrooms | 3 | | Bathrooms | 1 full, 1 half | | Square Feet | 1,240 | | Year Built | 1951 | | Lot Size | 6,970 sqft (0.16 acres) | | Property Type | Single Family (Single Family Residence) | | Status | Pending | | Days on Market | 169 | ## Why This Home Stands Out - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $506 | | Estimated Insurance | $29 | | **Total** | **$535** | ## Nearby Schools - **Elementary:** Lincoln Elementary Waterloo - **Middle:** George Washington Carver Academy - **High:** East High ## Key Amenities - Hardwood - A/C ## Property Highlights - Built in 1951 - 0.16 acre lot ## Description ### Agent Description Come on over and check out this 3 bedroom, 1.5 bath home offering comfortable living space and endless possibilities. The main level features 2 decent-sized bedrooms along with a full bath, while upstairs you will find a spacious third bedroom with plenty of closet space and its own convenient half bath. The unfinished basement offers great potential for additional living space, storage, hobby area, or workshop. You will also love the oversized double garage featuring an added 8x24 extension, giving you even more room for vehicles, tools, toys, or extra storage. This home offers great space, functionality, and opportunity to make it your own. ## Location - **Address:** 706 Kern, Waterloo, IA 50703 - **County:** Black Hawk - **Coordinates:** 42.515158, -92.350685 - **Google Maps:** https://www.google.com/maps?q=42.515158,-92.350685 ## Listing Agent - **Name:** Karmen Schwake - **Brokerage:** Oakridge Real Estate - **Broker Phone:** (319) 277-5005 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/706-Kern-St_Waterloo_IA_50703_M85459-35563?f=listhub&s=WCFBORIA&m=20262055&c=propsimple) ## Photos ![706 Kern - Photo 1](http://lh.rdcpix.com/4be075ca3ce703e13ae6dbea1db05290l-f2298777772r.jpg) ![706 Kern - Photo 2](http://lh.rdcpix.com/4be075ca3ce703e13ae6dbea1db05290l-f1901427685r.jpg) ![706 Kern - Photo 3](http://lh.rdcpix.com/4be075ca3ce703e13ae6dbea1db05290l-f553666136r.jpg) ![706 Kern - Photo 4](http://lh.rdcpix.com/4be075ca3ce703e13ae6dbea1db05290l-f50384997r.jpg) ![706 Kern - Photo 5](http://lh.rdcpix.com/4be075ca3ce703e13ae6dbea1db05290l-f2284566082r.jpg) ![706 Kern - Photo 6](http://lh.rdcpix.com/4be075ca3ce703e13ae6dbea1db05290l-f166811078r.jpg) ![706 Kern - Photo 7](http://lh.rdcpix.com/4be075ca3ce703e13ae6dbea1db05290l-f2349540578r.jpg) ![706 Kern - Photo 8](http://lh.rdcpix.com/4be075ca3ce703e13ae6dbea1db05290l-f2461473199r.jpg) ![706 Kern - Photo 9](http://lh.rdcpix.com/4be075ca3ce703e13ae6dbea1db05290l-f1509832867r.jpg) ![706 Kern - Photo 10](http://lh.rdcpix.com/4be075ca3ce703e13ae6dbea1db05290l-f3876198231r.jpg) ![706 Kern - Photo 11](http://lh.rdcpix.com/4be075ca3ce703e13ae6dbea1db05290l-f347127092r.jpg) ![706 Kern - Photo 12](http://lh.rdcpix.com/4be075ca3ce703e13ae6dbea1db05290l-f46975643r.jpg) ![706 Kern - Photo 13](http://lh.rdcpix.com/4be075ca3ce703e13ae6dbea1db05290l-f300702200r.jpg) ![706 Kern - Photo 14](http://lh.rdcpix.com/4be075ca3ce703e13ae6dbea1db05290l-f3001816041r.jpg) ![706 Kern - Photo 15](http://lh.rdcpix.com/4be075ca3ce703e13ae6dbea1db05290l-f3737410292r.jpg) ![706 Kern - Photo 16](http://lh.rdcpix.com/4be075ca3ce703e13ae6dbea1db05290l-f173328789r.jpg) ![706 Kern - Photo 17](http://lh.rdcpix.com/4be075ca3ce703e13ae6dbea1db05290l-f597501492r.jpg) ![706 Kern - Photo 18](http://lh.rdcpix.com/4be075ca3ce703e13ae6dbea1db05290l-f4038253585r.jpg) ![706 Kern - Photo 19](http://lh.rdcpix.com/4be075ca3ce703e13ae6dbea1db05290l-f2264335780r.jpg) ![706 Kern - Photo 20](http://lh.rdcpix.com/4be075ca3ce703e13ae6dbea1db05290l-f2061406350r.jpg) ![706 Kern - Photo 21](http://lh.rdcpix.com/4be075ca3ce703e13ae6dbea1db05290l-f122871806r.jpg) ![706 Kern - Photo 22](http://lh.rdcpix.com/4be075ca3ce703e13ae6dbea1db05290l-f36003563r.jpg) ![706 Kern - Photo 23](http://lh.rdcpix.com/4be075ca3ce703e13ae6dbea1db05290l-f2619087850r.jpg) ![706 Kern - Photo 24](http://lh.rdcpix.com/4be075ca3ce703e13ae6dbea1db05290l-f1988170480r.jpg) ![706 Kern - Photo 25](http://lh.rdcpix.com/4be075ca3ce703e13ae6dbea1db05290l-f2767078440r.jpg) ![706 Kern - Photo 26](http://lh.rdcpix.com/4be075ca3ce703e13ae6dbea1db05290l-f4131995490r.jpg) ![706 Kern - Photo 27](http://lh.rdcpix.com/4be075ca3ce703e13ae6dbea1db05290l-f2264335780r.jpg) --- **MLS#:** 20262055 | **Updated:** 2026-10-25 **Source:** listhub *Copyright © 2026 Northeast Iowa Regional Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/706-kern-waterloo-ia-50703-fe3f19828b9640ed953439bba155e4c3) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/706-kern-waterloo-ia-50703-fe3f19828b9640ed953439bba155e4c3#listing", "url": "https://www.propertysimple.ai/listing/706-kern-waterloo-ia-50703-fe3f19828b9640ed953439bba155e4c3", "name": "706 Kern, Waterloo, IA 50703", "description": "Come on over and check out this 3 bedroom, 1.5 bath home offering comfortable living space and endless possibilities. The main level features 2 decent-sized bedrooms along with a full bath, while upstairs you will find a spacious third bedroom with plenty of closet space and its own convenient half bath. 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