# 708 Spencer Drive, Fort Walton Beach, FL 32547 > **TL;DR:** 4bd/2ba single family, $399,900 ($205/sqft), built 1965, 1,952 sqft. > Solar, Hardwood, A/C, 2-car garage. Est. $2,139/mo. Listed 170 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $399,900 | | Price/sqft | $205 | | Bedrooms | 4 | | Bathrooms | 2 full | | Square Feet | 1,952 | | Year Built | 1965 | | Lot Size | 9,148 sqft (0.21 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 170 | ## Why This Home Stands Out - **Solar Panels** - Solar panels listed - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,022 | | Estimated Insurance | $117 | | **Total** | **$2,139** | ## Nearby Schools - **Elementary:** Wright - **Middle:** Pryor - **High:** Choctawhatchee ## Key Amenities - Solar - Hardwood - A/C - 2-car garage ## Property Highlights - Built in 1965 - 0.21 acre lot - 8 parking spaces ## Description ### Agent Description No HOA and low electric bill!! Solar panels paid off at closing Beautifully remodeled turnkey home featuring a brand-new HVAC system for total peace of mind. Step inside to discover gorgeous new LVP flooring and a custom built-in shelving unit perfect for decor and display space. The completely remodeled kitchen offers solid surface countertops, updated cabinetry, a new sink, and refrigerator, while a large picturesque window above the sink fills the space with natural light and overlooks the lush, private backyard. Both bathrooms have been tastefully remodeled, and all four bedrooms offer comfortable space and versatility. Enjoy outdoor living on the new deck just off the breakfast nook, surrounded by mature landscaping for added privacy. Additional features include a spacious two-car garage, oversized driveway, and a backyard designed for relaxing or entertaining. Solar panels paid at closing offers a low electric bill. ## Location - **Address:** 708 Spencer Drive, Fort Walton Beach, FL 32547 - **County:** Okaloosa - **Neighborhood:** COLONIAL HEIGHTS - **Coordinates:** 30.438729, -86.621159 - **Google Maps:** https://www.google.com/maps?q=30.438729,-86.621159 ## Listing Agent - **Name:** Kimberly Larson · **License:** 3375510 - **Brokerage:** Lokation Real Estate - **Broker Phone:** (954) 545-5583 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/708-Spencer-Dr_Fort-Walton-Beach_FL_32547_M67716-57885?f=listhub&s=ECARMLSFL&m=1003272&c=propsimple) ## Photos ![708 Spencer Drive - Photo 1](http://lh.rdcpix.com/1b9e7cc1a7692c1b6577f0246f6959a6l-f1575616490r.jpg) ![708 Spencer Drive - Photo 2](http://lh.rdcpix.com/1b9e7cc1a7692c1b6577f0246f6959a6l-f72019219r.jpg) ![708 Spencer Drive - Photo 3](http://lh.rdcpix.com/1b9e7cc1a7692c1b6577f0246f6959a6l-f3785379163r.jpg) ![708 Spencer Drive - Photo 4](http://lh.rdcpix.com/1b9e7cc1a7692c1b6577f0246f6959a6l-f3851642045r.jpg) ![708 Spencer Drive - Photo 5](http://lh.rdcpix.com/1b9e7cc1a7692c1b6577f0246f6959a6l-f555217213r.jpg) ![708 Spencer Drive - Photo 6](http://lh.rdcpix.com/1b9e7cc1a7692c1b6577f0246f6959a6l-f1982691619r.jpg) ![708 Spencer Drive - Photo 7](http://lh.rdcpix.com/1b9e7cc1a7692c1b6577f0246f6959a6l-f2329749487r.jpg) ![708 Spencer Drive - Photo 8](http://lh.rdcpix.com/1b9e7cc1a7692c1b6577f0246f6959a6l-f256741548r.jpg) ![708 Spencer Drive - Photo 9](http://lh.rdcpix.com/1b9e7cc1a7692c1b6577f0246f6959a6l-f1289330920r.jpg) ![708 Spencer Drive - Photo 10](http://lh.rdcpix.com/1b9e7cc1a7692c1b6577f0246f6959a6l-f58254953r.jpg) ![708 Spencer Drive - Photo 11](http://lh.rdcpix.com/1b9e7cc1a7692c1b6577f0246f6959a6l-f1763261407r.jpg) ![708 Spencer Drive - Photo 12](http://lh.rdcpix.com/1b9e7cc1a7692c1b6577f0246f6959a6l-f4157033688r.jpg) ![708 Spencer Drive - Photo 13](http://lh.rdcpix.com/1b9e7cc1a7692c1b6577f0246f6959a6l-f679201513r.jpg) ![708 Spencer Drive - Photo 14](http://lh.rdcpix.com/1b9e7cc1a7692c1b6577f0246f6959a6l-f1111919008r.jpg) ![708 Spencer Drive - Photo 15](http://lh.rdcpix.com/1b9e7cc1a7692c1b6577f0246f6959a6l-f1657141353r.jpg) ![708 Spencer Drive - Photo 16](http://lh.rdcpix.com/1b9e7cc1a7692c1b6577f0246f6959a6l-f707838439r.jpg) ![708 Spencer Drive - Photo 17](http://lh.rdcpix.com/1b9e7cc1a7692c1b6577f0246f6959a6l-f2266667868r.jpg) ![708 Spencer Drive - Photo 18](http://lh.rdcpix.com/1b9e7cc1a7692c1b6577f0246f6959a6l-f2123384882r.jpg) ![708 Spencer Drive - Photo 19](http://lh.rdcpix.com/1b9e7cc1a7692c1b6577f0246f6959a6l-f4183645742r.jpg) ![708 Spencer Drive - Photo 20](http://lh.rdcpix.com/1b9e7cc1a7692c1b6577f0246f6959a6l-f366614582r.jpg) ![708 Spencer Drive - Photo 21](http://lh.rdcpix.com/1b9e7cc1a7692c1b6577f0246f6959a6l-f3007254820r.jpg) ![708 Spencer Drive - Photo 22](http://lh.rdcpix.com/1b9e7cc1a7692c1b6577f0246f6959a6l-f2806092814r.jpg) --- **MLS#:** 1003272 | **Updated:** 2026-11-01 **Source:** listhub *Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/708-spencer-drive-fort-walton-beach-fl-32547-05f23c21c220486e82544ef14cfa300d) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/708-spencer-drive-fort-walton-beach-fl-32547-05f23c21c220486e82544ef14cfa300d#listing", "url": "https://www.propertysimple.ai/listing/708-spencer-drive-fort-walton-beach-fl-32547-05f23c21c220486e82544ef14cfa300d", "name": "708 Spencer Drive, Fort Walton Beach, FL 32547", "description": "No HOA and low electric bill!! Solar panels paid off at closing Beautifully remodeled turnkey home featuring a brand-new HVAC system for total peace of mind. 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