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About This Home

This 4-bedroom, 2-bathroom single family at 708 Spencer Drive in Fort Walton Beach, FL is listed for $450,000 ($231 per sqft). Built in 1965, the home offers 1,952 sqft of living space on a 0.21 acres lot.

Agent Description

A assumable loan at 3.125% for eligible VA buyers . No HOA Beautifully updated 4-bedroom, 2-bath home features a new HVAC system and stylish upgrades throughout. Step inside to discover gorgeous new LVP flooring and a custom built-in shelving unit perfect for decor and display space.

The completely remodeled kitchen offers solid surface countertops, updated cabinetry, a new sink, and refrigerator, while a large picturesque window above the sink fills the space with natural light and overlooks the lush, private backyard. Both bathrooms have been tastefully remodeled, and all four bedrooms offer comfortable space and versatility.

Enjoy outdoor living on the new deck just off the breakfast nook, surrounded by mature landscaping for added privacy. Additional features include a spacious two-car garage, oversized driveway, and a backyard designed for relaxing or entertaining. Solar panels paid at closing offers a low electric bill.

Key Features

  • Built in 1965
  • 0.21 acre lot
  • 8 parking spaces

Property Details

1 story
2 full
8 spaces
1965

Amenities

SolarHardwoodA/C

Monthly Cost Estimate

$2,407/mo

20% down · 6.5% · 30 years

Principal$325
Interest$1,950
Insurance$131

Estimates only. Actual payments may vary.

Location

708 Spencer Drive

Fort Walton Beach, FL 32547

COLONIAL HEIGHTS

Features & Amenities

Interior Features

Breakfast BarBuilt-In BookcasesLighting TrackShelvingWasher/Dryer Hookup

Property Details

Flooring

CarpetHardwoodTile

Construction

Brick

Parking

GarageOversize

Heating

Central

Cooling

Central Air

Appliances

Auto Garage Door OpnDishwasherDisposalRefrigeratorStove/Oven ElectricWater Heater - Elect

Questions & Answers

This 4-bedroom, 2-bathroom single family at 708 Spencer Drive is listed at $450,000 ($231/sqft). The estimated monthly payment is $1,950 based on 20% down at 6.5% interest.

Key features include: Built in 1965, 0.21 acre lot, 8 parking spaces. Interior Features: Breakfast Bar, Built-In Bookcases, Lighting Track.

This property is listed by Kimberly Larson and can be reached at 8504200472 or kimmielarson@gmail.com.

KL

Kimberly Larson

Agent at Lokation

(850) 420-0472

Listed by Lokation · View on Broker Site

MLS# 1003272· Source: listhub· Updated 15 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

708 Spencer Drive, Fort Walton Beach, FL 32547

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