About This Home

This 3-bedroom, 3-bathroom single family at 7097 7th Street in Surf City, NC is listed for $1,250,000 ($718 per sqft). Built in 1999, the home offers 1,740 sqft of living space on a 0.18 acres lot.

Key Features

  • Built in 1999
  • 0.18 acre lot
  • 2 stories
  • 3 parking spaces
  • Waterfront

Property Details

2 stories
3 full
3-car garage
1999

Amenities

WaterfrontViewA/C
Listing Description

Experience waterfront coastal living in this beautifully maintained four-bedroom, three-bath Surf City home, where a deep-water canal, private boat slip, and backyard boat lift offer easy access to the Intracoastal Waterway--all just a short walk from Topsail's beautiful beach.

The open living and dining areas create an inviting setting for gathering, complemented by a recently updated kitchen featuring leathered granite countertops, updated cabinetry, stainless steel appliances, and a generous island. Just off the kitchen, a light-filled sunroom offers a peaceful retreat or inspiring home office, with beautiful water views to enjoy from sunrise to sunset.

A recently updated primary bath adds a fresh, refined touch. Outdoor living unfolds across multiple spaces designed for entertaining and unwinding. A deck connects the living room and sunroom to the coastal surroundings, inviting you to linger over morning coffee and watch the wildlife along the canal.

Below, a covered patio with a bed swing, and hammock provides a relaxing escape, complemented by a spacious outdoor shower and separate paver patio. Expansive waterfront decking--including covered areas with fans, lighting, and wireless speakers--creates a welcoming setting for afternoons by the water.

Cast a line from the dock, launch a paddleboard or kayak, or enjoy a swim, with a ladder providing convenient water access. For boating enthusiasts, the private boat slip features a Tide Tamer lift accommodating a boat up to 25 feet in length and weighing up to 10,000 pounds, complete with a GEM remote and limit switch.

A recently added jet ski lift makes spontaneous outings even easier. Generous garage and driveway parking, dedicated storage, and a full bathroom at garage level add convenience. The garage also offers room for recreation and storage for for all your toys.

Monthly Cost Estimate

$6,685/mo

20% down · 6.5% · 30 years

Principal$904
Interest$5,417
Insurance$365

Estimates only. Actual payments may vary.

Location

7097 7th Street

Surf City, NC 28445

Old Settlers Beach

Features & Amenities

Interior Features

Walk-in Closet(s)High CeilingsSolid SurfaceKitchen IslandCeiling Fan(s)FurnishedReverse Floor PlanWalk-in ShowerBlinds/ShadesWalk-In Closet(s)WiFi Thermostat

Exterior Features

Outdoor ShowerIrrigation SystemGas GrillThermal Doors

Property Details

Flooring

Tile

Construction

Vinyl Siding Wood Frame

Views

Ocean

Outdoor Features

DeckPatio

Parking

TandemOpenGarage

Heating

ZonedElectric (Heating)Heat Pump (Heating)Forced Air

Cooling

ZonedHeat PumpCeiling Fan(s)

Appliances

Electric OvenBuilt-In MicrowaveRefrigeratorDishwasher

Questions & Answers

This 3-bedroom, 3-bathroom single family at 7097 7th Street is listed at $1,250,000 ($718/sqft). The estimated monthly payment is $6,686 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1999, 0.18 acre lot, 2 stories, 3 parking spaces, Waterfront. Interior Features: Walk-in Closet(s), High Ceilings, Solid Surface. Exterior Features: Outdoor Shower, Irrigation System, Gas Grill.

This property is listed by Savannah L Holman.

SH

Savannah L Holman

License 290726

Agent at SERHANT

Listed by SERHANT · Broker phone: 7047632477 · View on Broker Site

MLS# 100610782· Source: Hive MLS· 12 days on PropertySimple

Copyright © 2026 Hive MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

7097 7th Street, Surf City, NC 28445

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