About This Home

This 2-bedroom, 2-bathroom single family at 716 3rd Avenue in Spencer, IA is listed for $85,000 ($69 per sqft). Built in 1930, the home offers 1,238 sqft of living space on a 0.16 acres lot.

Key Features

  • Built in 1930
  • 0.16 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
1 full, 1 half
1-car garage
1930

Amenities

Fireplace
Listing Description

Opportunity Awaits! This Cape Cod offers a flexible layout with two+ bedrooms upstairs, two baths, and a main-floor office featuring built-in storage. The lower level is a blank slate with laundry, storage, and plenty of space to explore future possibilities.

Outside, you'll find a detached one-car garage, while the location puts you close to parks, schools, and grocery stores. Whether you're looking for a place to build equity, an investment property, or your next renovation project, bring your ideas and see what this home could become. Home being sold AS IS.

Monthly Cost Estimate

$455/mo

20% down · 6.5% · 30 years

Principal$61
Interest$368
Insurance$25

Estimates only. Actual payments may vary.

Location

716 3rd Avenue

Spencer, IA 51301

Features & Amenities

Exterior Features

Driveway-Gravel

Property Details

Construction

Block Vinyl Siding

Heating

Forced Air

Appliances

DishwasherRange/StoveRefrigerator

Questions & Answers

This 2-bedroom, 2-bathroom single family at 716 3rd Avenue is listed at $85,000 ($69/sqft). The estimated monthly payment is $455 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1930, 0.16 acre lot, 2 stories, Fireplace. Exterior Features: Driveway-Gravel.

This property is listed by Kelly Bierl.

KB

Kelly Bierl

Agent at Hometown Realty

Listed by Hometown Realty · Broker phone: (712) 260-5711 · View on Broker Site · Broker website

MLS# 261093· Source: Iowa Great Lakes Board of Realtors· 58 days on PropertySimple

Copyright © 2026 Iowa Great Lakes Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

716 3rd Avenue, Spencer, IA 51301

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