About This Home

This 4-bedroom, 4-bathroom condo at 72 Emerald Bay Drive #3C in Lake Ozark, MO is listed for $630,000 ($279 per sqft). Built in 1998, the home offers 2,261 sqft of living space on a N/A lot.

Key Features

  • Built in 1998
  • Fireplace
  • Waterfront

Property Details

1 story
4 full
#3C
1998

Amenities

FireplaceWaterfrontViewA/C
Listing Description

SELLER OFFERING $10K FOR INTEREST RATE BUYDOWN OR $10K TOWARDS CLOSING COSTS OR HOA FEES! Elevated lake living awaits in this furnished 4-bedroom, 4-bath penthouse at the 14 MM on Horseshoe Bend. Panoramic main-channel views take center stage from the expansive 48-foot screened deck.

Designed for entertaining and privacy, this premier floor plan features an open kitchen, dining, and living area, while four spacious bedrooms-including three ensuite retreats-are thoughtfully positioned in opposite corners. This exceptional lake package includes two large storage units, an 18' x 52' cruiser slip, which is a rare find and highly sought-after by other Emerald Bay owners, plus an 18' x 12' slip with PWC lift in a protected cove.

Resort-style amenities include two pools & tennis/pickleball court. HOA dues cover water, sewer, trash, cable, internet, boat slips, master building insurance, road/grounds maintenance, and reserves. Updates (see complete list) include granite counters, oven, washer/dryer, HVAC, water heater, LVP flooring, deck carpet, water filtration, faucets, and paint. Recent community updates include new roofs, pool resurfacing, new pool furniture and major landscaping.

Monthly Cost Estimate

$4,530/mo

20% down · 6.5% · 30 years

Principal$456
Interest$2,730
Insurance$184
HOA$1,161

Estimates only. Actual payments may vary.

Location

72 Emerald Bay Drive #3C

Lake Ozark, MO 65049

Emerald Bay Condominium

Features & Amenities

Interior Features

TrayCeilingsCeilingFansCofferedCeilingsFurnishedFireplacePantryCableTvWalkInClosetsWalkInShowerWindowTreatments

Exterior Features

BlacktopDrivewayDeckStorageTennisCourts

Property Details

Flooring

VinylTile

Views

Lake

Outdoor Features

Deck

Parking

GarageOpen

Heating

Electric (Heating)Heat Pump (Heating)

Cooling

Central Air

Appliances

DryerDishwasherDisposalMicrowaveRangeRefrigeratorWaterSoftenerOwnedStoveWasher

Questions & Answers

This 4-bedroom, 4-bathroom condo at 72 Emerald Bay Drive is listed at $630,000 ($279/sqft). The estimated monthly payment is $4,531 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $1161/month.

Key features include: Built in 1998, Fireplace, Waterfront. Interior Features: TrayCeilings, CeilingFans, CofferedCeilings. Exterior Features: BlacktopDriveway, Deck, Storage.

This property is listed by LAURA AND JOHN STRANSKY.

LS

LAURA AND JOHN STRANSKY

License 2014006760

Agent at Ozark Lake Homes LLC

Listed by Ozark Lake Homes LLC · Broker phone: (573) 482-6420 · View on Broker Site · Broker website

MLS# 3588870· Source: Bagnell Dam Association of Realtors· 93 days on PropertySimple

Copyright © 2026 Bagnell Dam Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

72 Emerald Bay Drive #3C, Lake Ozark, MO 65049

Open this listing in: