# 72 Emerald Bay Drive #3C, Lake Ozark, MO 65049

> **TL;DR:** 4bd/4ba condo, $630,000 ($279/sqft), built 1998, 2,261 sqft.
> Fireplace, Waterfront, View, A/C. Est. $4,531/mo. Listed 94 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $630,000 |
| Price/sqft | $279 |
| Bedrooms | 4 |
| Bathrooms | 4 full |
| Square Feet | 2,261 |
| Year Built | 1998 |
| Stories | 1 |
| Property Type | Condo (Condominium) |
| Status | Active |
| Days on Market | 94 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed
- **Views** - Lake

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $3,186 |
| Estimated Insurance | $184 |
| HOA | $1,161 |
| **Total** | **$4,531** |

## Key Amenities

- Fireplace
- Waterfront
- View
- A/C

## Property Highlights

- Built in 1998
- Fireplace
- Waterfront

## Description

### Agent Description
SELLER OFFERING $10K FOR INTEREST RATE BUYDOWN OR $10K TOWARDS CLOSING COSTS OR HOA FEES! Elevated lake living awaits in this furnished 4-bedroom, 4-bath penthouse at the 14 MM on Horseshoe Bend. Panoramic main-channel views take center stage from the expansive 48-foot screened deck. Designed for entertaining and privacy, this premier floor plan features an open kitchen, dining, and living area, while four spacious bedrooms-including three ensuite retreats-are thoughtfully positioned in opposite corners. This exceptional lake package includes two large storage units, an 18' x 52' cruiser slip, which is a rare find and highly sought-after by other Emerald Bay owners, plus an 18' x 12' slip with PWC lift in a protected cove. Resort-style amenities include two pools & tennis/pickleball court. HOA dues cover water, sewer, trash, cable, internet, boat slips, master building insurance, road/grounds maintenance, and reserves. Updates (see complete list) include granite counters, oven, washer/dryer, HVAC, water heater, LVP flooring, deck carpet, water filtration, faucets, and paint. Recent community updates include new roofs, pool resurfacing, new pool furniture and major landscaping.

## Location

- **Address:** 72 Emerald Bay Drive #3C, Lake Ozark, MO 65049
- **County:** Camden
- **Neighborhood:** Emerald Bay Condominium
- **Coordinates:** 38.192113, -92.672812
- **Google Maps:** https://www.google.com/maps?q=38.192113,-92.672812

## Virtual Tour & Media

- **Video Tour:** https://www.propertypanorama.com/instaview/loo/3588870

## Listing Agent

- **Name:** LAURA AND JOHN STRANSKY · **License:** 2014006760
- **Brokerage:** Ozark Lake Homes LLC
- **Broker Phone:** (573) 482-6420
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/72-Emerald-Bay-Dr-3C_Lake-Ozark_MO_65049_M97164-75384?f=listhub&s=BDAORMO&m=3588870&c=propsimple)

## Photos

![72 Emerald Bay Drive #3C - Photo 1](http://lh.rdcpix.com/d349a461bd3c989ac46cd7cd8470634dl-f136556137r.jpg)

![72 Emerald Bay Drive #3C - Photo 2](http://lh.rdcpix.com/d349a461bd3c989ac46cd7cd8470634dl-f2196929031r.jpg)

![72 Emerald Bay Drive #3C - Photo 3](http://lh.rdcpix.com/d349a461bd3c989ac46cd7cd8470634dl-f1511286518r.jpg)

![72 Emerald Bay Drive #3C - Photo 4](http://lh.rdcpix.com/d349a461bd3c989ac46cd7cd8470634dl-f3021217418r.jpg)

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![72 Emerald Bay Drive #3C - Photo 6](http://lh.rdcpix.com/d349a461bd3c989ac46cd7cd8470634dl-f2256671758r.jpg)

![72 Emerald Bay Drive #3C - Photo 7](http://lh.rdcpix.com/d349a461bd3c989ac46cd7cd8470634dl-f3025351412r.jpg)

![72 Emerald Bay Drive #3C - Photo 8](http://lh.rdcpix.com/d349a461bd3c989ac46cd7cd8470634dl-f1602247333r.jpg)

![72 Emerald Bay Drive #3C - Photo 9](http://lh.rdcpix.com/d349a461bd3c989ac46cd7cd8470634dl-f2511937181r.jpg)

![72 Emerald Bay Drive #3C - Photo 10](http://lh.rdcpix.com/d349a461bd3c989ac46cd7cd8470634dl-f2316495982r.jpg)

![72 Emerald Bay Drive #3C - Photo 11](http://lh.rdcpix.com/d349a461bd3c989ac46cd7cd8470634dl-f3633221272r.jpg)

![72 Emerald Bay Drive #3C - Photo 12](http://lh.rdcpix.com/d349a461bd3c989ac46cd7cd8470634dl-f3380787557r.jpg)

![72 Emerald Bay Drive #3C - Photo 13](http://lh.rdcpix.com/d349a461bd3c989ac46cd7cd8470634dl-f4224744534r.jpg)

![72 Emerald Bay Drive #3C - Photo 14](http://lh.rdcpix.com/d349a461bd3c989ac46cd7cd8470634dl-f3898697636r.jpg)

![72 Emerald Bay Drive #3C - Photo 15](http://lh.rdcpix.com/d349a461bd3c989ac46cd7cd8470634dl-f2866428940r.jpg)

![72 Emerald Bay Drive #3C - Photo 16](http://lh.rdcpix.com/d349a461bd3c989ac46cd7cd8470634dl-f4235741809r.jpg)

![72 Emerald Bay Drive #3C - Photo 17](http://lh.rdcpix.com/d349a461bd3c989ac46cd7cd8470634dl-f1692454989r.jpg)

![72 Emerald Bay Drive #3C - Photo 18](http://lh.rdcpix.com/d349a461bd3c989ac46cd7cd8470634dl-f57574815r.jpg)

![72 Emerald Bay Drive #3C - Photo 19](http://lh.rdcpix.com/d349a461bd3c989ac46cd7cd8470634dl-f3419548831r.jpg)

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![72 Emerald Bay Drive #3C - Photo 22](http://lh.rdcpix.com/d349a461bd3c989ac46cd7cd8470634dl-f614323470r.jpg)

![72 Emerald Bay Drive #3C - Photo 23](http://lh.rdcpix.com/d349a461bd3c989ac46cd7cd8470634dl-f2944195973r.jpg)

![72 Emerald Bay Drive #3C - Photo 24](http://lh.rdcpix.com/d349a461bd3c989ac46cd7cd8470634dl-f1306835890r.jpg)

![72 Emerald Bay Drive #3C - Photo 25](http://lh.rdcpix.com/d349a461bd3c989ac46cd7cd8470634dl-f332955730r.jpg)

![72 Emerald Bay Drive #3C - Photo 26](http://lh.rdcpix.com/d349a461bd3c989ac46cd7cd8470634dl-f1395530662r.jpg)

![72 Emerald Bay Drive #3C - Photo 27](http://lh.rdcpix.com/d349a461bd3c989ac46cd7cd8470634dl-f2900097511r.jpg)

![72 Emerald Bay Drive #3C - Photo 28](http://lh.rdcpix.com/d349a461bd3c989ac46cd7cd8470634dl-f1415297414r.jpg)

![72 Emerald Bay Drive #3C - Photo 29](http://lh.rdcpix.com/d349a461bd3c989ac46cd7cd8470634dl-f2629431429r.jpg)

![72 Emerald Bay Drive #3C - Photo 30](http://lh.rdcpix.com/d349a461bd3c989ac46cd7cd8470634dl-f3246678091r.jpg)

![72 Emerald Bay Drive #3C - Photo 31](http://lh.rdcpix.com/d349a461bd3c989ac46cd7cd8470634dl-f1870094059r.jpg)

![72 Emerald Bay Drive #3C - Photo 32](http://lh.rdcpix.com/d349a461bd3c989ac46cd7cd8470634dl-f452647817r.jpg)

![72 Emerald Bay Drive #3C - Photo 33](http://lh.rdcpix.com/d349a461bd3c989ac46cd7cd8470634dl-f732630354r.jpg)

![72 Emerald Bay Drive #3C - Photo 34](http://lh.rdcpix.com/d349a461bd3c989ac46cd7cd8470634dl-f3871543651r.jpg)

![72 Emerald Bay Drive #3C - Photo 35](http://lh.rdcpix.com/d349a461bd3c989ac46cd7cd8470634dl-f2617909417r.jpg)

![72 Emerald Bay Drive #3C - Photo 36](http://lh.rdcpix.com/d349a461bd3c989ac46cd7cd8470634dl-f52848742r.jpg)

![72 Emerald Bay Drive #3C - Photo 37](http://lh.rdcpix.com/d349a461bd3c989ac46cd7cd8470634dl-f612688508r.jpg)

![72 Emerald Bay Drive #3C - Photo 38](http://lh.rdcpix.com/d349a461bd3c989ac46cd7cd8470634dl-f2292674606r.jpg)

![72 Emerald Bay Drive #3C - Photo 39](http://lh.rdcpix.com/d349a461bd3c989ac46cd7cd8470634dl-f3649175003r.jpg)

![72 Emerald Bay Drive #3C - Photo 40](http://lh.rdcpix.com/d349a461bd3c989ac46cd7cd8470634dl-f2249288973r.jpg)

![72 Emerald Bay Drive #3C - Photo 41](http://lh.rdcpix.com/d349a461bd3c989ac46cd7cd8470634dl-f4114295042r.jpg)

![72 Emerald Bay Drive #3C - Photo 42](http://lh.rdcpix.com/d349a461bd3c989ac46cd7cd8470634dl-f4081465101r.jpg)

![72 Emerald Bay Drive #3C - Photo 43](http://lh.rdcpix.com/d349a461bd3c989ac46cd7cd8470634dl-f2039001485r.jpg)

![72 Emerald Bay Drive #3C - Photo 44](http://lh.rdcpix.com/d349a461bd3c989ac46cd7cd8470634dl-f1846655144r.jpg)

![72 Emerald Bay Drive #3C - Photo 45](http://lh.rdcpix.com/d349a461bd3c989ac46cd7cd8470634dl-f2689756319r.jpg)

![72 Emerald Bay Drive #3C - Photo 46](http://lh.rdcpix.com/d349a461bd3c989ac46cd7cd8470634dl-f2403418423r.jpg)

![72 Emerald Bay Drive #3C - Photo 47](http://lh.rdcpix.com/d349a461bd3c989ac46cd7cd8470634dl-f4198444466r.jpg)

---

**MLS#:** 3588870 | **Updated:** 2026-10-28
**Source:** listhub

*Copyright © 2026 Bagnell Dam Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/72-emerald-bay-drive-lake-ozark-mo-65049-46dcafe243a04da99e819bc5c4c79bad)

---

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