# 731 Spencer Street, Ferndale, MI 48220

> **TL;DR:** 5bd/3ba single family, $374,900 ($218/sqft), built 1927, 1,722 sqft.
> A/C, 2-car garage. Est. $2,005/mo. Listed 74 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $374,900 |
| Price/sqft | $218 |
| Bedrooms | 5 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 1,722 |
| Year Built | 1927 |
| Lot Size | 8,276 sqft (0.19 acres) |
| Stories | 2 |
| Garage | 2-car |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 74 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,896 |
| Estimated Insurance | $109 |
| **Total** | **$2,005** |

## Key Amenities

- A/C
- 2-car garage

## Property Highlights

- Built in 1927
- 0.19 acre lot
- 2 stories

## Description

### Agent Description
Welcome to 731 Spencer Street in Ferndale, sitting on a rare double lot offering a versatile layout with 5 bedrooms and 2.5 baths. The home features two convenient entry-level bedrooms, providing flexibility for a home office, guest room, or main-floor living. Upstairs, you'll find 3 additional bedrooms, creating plenty of space to spread out. Recent HVAC updates add comfort and peace of mind. With its flexible floor plan and desirable Ferndale location, this home offers a great opportunity to enjoy all that the area has to offer, including easy access to shopping, dining, entertainment, and major thoroughfares.

## Location

- **Address:** 731 Spencer Street, Ferndale, MI 48220
- **County:** Oakland
- **Neighborhood:** Hugo Scherers Sub
- **Coordinates:** 42.45044, -83.1193
- **Google Maps:** https://www.google.com/maps?q=42.45044,-83.1193

## Listing Agent

- **Name:** Katie Wheeler
- **Brokerage:** Real Broker LLC
- **Broker Phone:** (855) 450-0442
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/731-Spencer-St_Ferndale_MI_48220_M38750-09808?f=listhub&s=REALCOMPMI&m=20261065924&c=propsimple)

## Photos

![731 Spencer Street - Photo 1](http://lh.rdcpix.com/a085984bf3a8b8d42b3d4fd3a288b55fl-f712778643r.jpg)

![731 Spencer Street - Photo 2](http://lh.rdcpix.com/a085984bf3a8b8d42b3d4fd3a288b55fl-f715297720r.jpg)

![731 Spencer Street - Photo 3](http://lh.rdcpix.com/a085984bf3a8b8d42b3d4fd3a288b55fl-f534232423r.jpg)

![731 Spencer Street - Photo 4](http://lh.rdcpix.com/a085984bf3a8b8d42b3d4fd3a288b55fl-f3836073726r.jpg)

![731 Spencer Street - Photo 5](http://lh.rdcpix.com/a085984bf3a8b8d42b3d4fd3a288b55fl-f706285318r.jpg)

![731 Spencer Street - Photo 6](http://lh.rdcpix.com/a085984bf3a8b8d42b3d4fd3a288b55fl-f939616771r.jpg)

![731 Spencer Street - Photo 7](http://lh.rdcpix.com/a085984bf3a8b8d42b3d4fd3a288b55fl-f1739825372r.jpg)

![731 Spencer Street - Photo 8](http://lh.rdcpix.com/a085984bf3a8b8d42b3d4fd3a288b55fl-f2854785344r.jpg)

![731 Spencer Street - Photo 9](http://lh.rdcpix.com/a085984bf3a8b8d42b3d4fd3a288b55fl-f661833098r.jpg)

![731 Spencer Street - Photo 10](http://lh.rdcpix.com/a085984bf3a8b8d42b3d4fd3a288b55fl-f473927356r.jpg)

![731 Spencer Street - Photo 11](http://lh.rdcpix.com/a085984bf3a8b8d42b3d4fd3a288b55fl-f2211945634r.jpg)

![731 Spencer Street - Photo 12](http://lh.rdcpix.com/a085984bf3a8b8d42b3d4fd3a288b55fl-f2522299946r.jpg)

![731 Spencer Street - Photo 13](http://lh.rdcpix.com/a085984bf3a8b8d42b3d4fd3a288b55fl-f1543140276r.jpg)

![731 Spencer Street - Photo 14](http://lh.rdcpix.com/a085984bf3a8b8d42b3d4fd3a288b55fl-f1896063497r.jpg)

![731 Spencer Street - Photo 15](http://lh.rdcpix.com/a085984bf3a8b8d42b3d4fd3a288b55fl-f4200701586r.jpg)

![731 Spencer Street - Photo 16](http://lh.rdcpix.com/a085984bf3a8b8d42b3d4fd3a288b55fl-f2808438429r.jpg)

![731 Spencer Street - Photo 17](http://lh.rdcpix.com/a085984bf3a8b8d42b3d4fd3a288b55fl-f3687230374r.jpg)

![731 Spencer Street - Photo 18](http://lh.rdcpix.com/a085984bf3a8b8d42b3d4fd3a288b55fl-f3514096264r.jpg)

![731 Spencer Street - Photo 19](http://lh.rdcpix.com/a085984bf3a8b8d42b3d4fd3a288b55fl-f3597753596r.jpg)

![731 Spencer Street - Photo 20](http://lh.rdcpix.com/a085984bf3a8b8d42b3d4fd3a288b55fl-f151137640r.jpg)

![731 Spencer Street - Photo 21](http://lh.rdcpix.com/a085984bf3a8b8d42b3d4fd3a288b55fl-f2523054795r.jpg)

![731 Spencer Street - Photo 22](http://lh.rdcpix.com/a085984bf3a8b8d42b3d4fd3a288b55fl-f313077709r.jpg)

![731 Spencer Street - Photo 23](http://lh.rdcpix.com/a085984bf3a8b8d42b3d4fd3a288b55fl-f2076644633r.jpg)

![731 Spencer Street - Photo 24](http://lh.rdcpix.com/a085984bf3a8b8d42b3d4fd3a288b55fl-f595586946r.jpg)

![731 Spencer Street - Photo 25](http://lh.rdcpix.com/a085984bf3a8b8d42b3d4fd3a288b55fl-f1544099335r.jpg)

![731 Spencer Street - Photo 26](http://lh.rdcpix.com/a085984bf3a8b8d42b3d4fd3a288b55fl-f362124377r.jpg)

![731 Spencer Street - Photo 27](http://lh.rdcpix.com/a085984bf3a8b8d42b3d4fd3a288b55fl-f2729107765r.jpg)

![731 Spencer Street - Photo 28](http://lh.rdcpix.com/a085984bf3a8b8d42b3d4fd3a288b55fl-f1577200795r.jpg)

![731 Spencer Street - Photo 29](http://lh.rdcpix.com/a085984bf3a8b8d42b3d4fd3a288b55fl-f827169641r.jpg)

![731 Spencer Street - Photo 30](http://lh.rdcpix.com/a085984bf3a8b8d42b3d4fd3a288b55fl-f3135785284r.jpg)

![731 Spencer Street - Photo 31](http://lh.rdcpix.com/a085984bf3a8b8d42b3d4fd3a288b55fl-f2355337906r.jpg)

![731 Spencer Street - Photo 32](http://lh.rdcpix.com/a085984bf3a8b8d42b3d4fd3a288b55fl-f315568745r.jpg)

![731 Spencer Street - Photo 33](http://lh.rdcpix.com/a085984bf3a8b8d42b3d4fd3a288b55fl-f15418370r.jpg)

![731 Spencer Street - Photo 34](http://lh.rdcpix.com/a085984bf3a8b8d42b3d4fd3a288b55fl-f268509843r.jpg)

![731 Spencer Street - Photo 35](http://lh.rdcpix.com/a085984bf3a8b8d42b3d4fd3a288b55fl-f2270067691r.jpg)

![731 Spencer Street - Photo 36](http://lh.rdcpix.com/a085984bf3a8b8d42b3d4fd3a288b55fl-f225770944r.jpg)

---

**MLS#:** 20261065924 | **Updated:** 2026-10-29
**Source:** listhub

*Copyright © 2026 Realcomp Limited II. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/731-spencer-street-ferndale-mi-48220-6bbd9fe2abaa432f8bb7d36e6140cc0c)

---

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