# 74 Oxford Drive, White Lake, NY 12786 > **TL;DR:** 4bd/2ba single family, $1,299,900 ($578/sqft), built 1996, 2,250 sqft. > Fireplace, Waterfront, View, A/C. Est. $7,852/mo. Listed 76 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $1,299,900 | | Price/sqft | $578 | | Bedrooms | 4 | | Bathrooms | 2 full | | Square Feet | 2,250 | | Year Built | 1996 | | Lot Size | 106,722 sqft (2.45 acres) | | Stories | 2 | | Garage | 1-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 76 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Lake, Park, Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $6,573 | | Estimated Insurance | $379 | | HOA | $900 | | **Total** | **$7,852** | ## Nearby Schools - **Elementary:** Kenneth L Rutherford School - **Middle:** Robert J Kaiser Middle School - **High:** Monticello High School ## Key Amenities - Fireplace - Waterfront - View - A/C - 1-car garage ## Property Highlights - Built in 1996 - 2.45 acre lot - 2 stories - Fireplace - Waterfront ## Description ### Agent Description Black Lake Cedar contemporary offers a rare combination of pristine waterfront, complete privacy, and direct access to hundreds of acres of protected New York State land. This meticulously maintained 4-bedroom, 2-bath lakefront home enjoys breathtaking panoramic views and an unmatched natural setting that will remain forever preserved. The warm, inviting interior features rich cedar accents throughout, creating the perfect Adirondack-inspired retreat. A spacious open great room is framed by dramatic floor-to-ceiling windows that fill the home with natural light while showcasing the spectacular lake views. Step outside to the expansive, private deck or relax in the screened porch, where you can enjoy the sights and sounds of nature in every season. The full walk-out basement offers exceptional custom storage, built-in workbenches, and an oversized one-car garage. A paved driveway leads directly to the waterfront, complete with electric lighting for easy evening access. At the shoreline, you'll find a cantilever dock and electricity at the water's edge - perfect for charging your electric watercraft and enjoying effortless days on the lake. Bordering Lake Superior State Park, the property benefits from permanently protected land, ensuring unobstructed views and exceptional privacy for generations to come. Spend your days hiking, picking wild blueberries, swimming, boating, or fishing on one of the area's most beautiful lakes. Lovingly enjoyed by the same owners for 46 years and impeccably maintained since the home was built 30 years ago, this exceptional property is truly move-in ready. Whether you're seeking a year-round residence or a cherished lakeside getaway, this is a place where memories will be made for years to come. Near to Bethel Woods for world-class entertainment, fantastic restaurants, farmers' markets, motorboat lakes and all the wonderful things the Sullivan County Catskills has to offer! ## Location - **Address:** 74 Oxford Drive, White Lake, NY 12786 - **County:** Sullivan County - **Neighborhood:** Oxford Estates - **Coordinates:** 41.651683, -74.863436 - **Google Maps:** https://www.google.com/maps?q=41.651683,-74.863436 ## Listing Agent - **Name:** Carol Malek - **Brokerage:** Malek Properties - **Broker Phone:** (845) 583-6333 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/74-Oxford-Dr_White-Lake_NY_12786_M91110-88614?f=listhub&s=MLSLINY&m=1041178&c=propsimple) ## Photos ![74 Oxford Drive - Photo 1](http://lh.rdcpix.com/5a8dcd5e5fda14d5e7f697316e426cfbl-f3287496863r.jpg) ![74 Oxford Drive - Photo 2](http://lh.rdcpix.com/5a8dcd5e5fda14d5e7f697316e426cfbl-f1648329174r.jpg) ![74 Oxford Drive - Photo 3](http://lh.rdcpix.com/5a8dcd5e5fda14d5e7f697316e426cfbl-f898327738r.jpg) ![74 Oxford Drive - Photo 4](http://lh.rdcpix.com/5a8dcd5e5fda14d5e7f697316e426cfbl-f274507698r.jpg) ![74 Oxford Drive - Photo 5](http://lh.rdcpix.com/5a8dcd5e5fda14d5e7f697316e426cfbl-f2113992672r.jpg) ![74 Oxford Drive - Photo 6](http://lh.rdcpix.com/5a8dcd5e5fda14d5e7f697316e426cfbl-f23448740r.jpg) ![74 Oxford Drive - Photo 7](http://lh.rdcpix.com/5a8dcd5e5fda14d5e7f697316e426cfbl-f2300487509r.jpg) ![74 Oxford Drive - Photo 8](http://lh.rdcpix.com/5a8dcd5e5fda14d5e7f697316e426cfbl-f1921958956r.jpg) ![74 Oxford Drive - Photo 9](http://lh.rdcpix.com/5a8dcd5e5fda14d5e7f697316e426cfbl-f3613607658r.jpg) ![74 Oxford Drive - Photo 10](http://lh.rdcpix.com/5a8dcd5e5fda14d5e7f697316e426cfbl-f4135170049r.jpg) ![74 Oxford Drive - Photo 11](http://lh.rdcpix.com/5a8dcd5e5fda14d5e7f697316e426cfbl-f1149021762r.jpg) ![74 Oxford Drive - Photo 12](http://lh.rdcpix.com/5a8dcd5e5fda14d5e7f697316e426cfbl-f291190398r.jpg) ![74 Oxford Drive - Photo 13](http://lh.rdcpix.com/5a8dcd5e5fda14d5e7f697316e426cfbl-f121322007r.jpg) ![74 Oxford Drive - Photo 14](http://lh.rdcpix.com/5a8dcd5e5fda14d5e7f697316e426cfbl-f1379246826r.jpg) ![74 Oxford Drive - Photo 15](http://lh.rdcpix.com/5a8dcd5e5fda14d5e7f697316e426cfbl-f2656746906r.jpg) ![74 Oxford Drive - Photo 16](http://lh.rdcpix.com/5a8dcd5e5fda14d5e7f697316e426cfbl-f3850250156r.jpg) ![74 Oxford Drive - Photo 17](http://lh.rdcpix.com/5a8dcd5e5fda14d5e7f697316e426cfbl-f1172572841r.jpg) ![74 Oxford Drive - Photo 18](http://lh.rdcpix.com/5a8dcd5e5fda14d5e7f697316e426cfbl-f2565090061r.jpg) ![74 Oxford Drive - Photo 19](http://lh.rdcpix.com/5a8dcd5e5fda14d5e7f697316e426cfbl-f53845541r.jpg) ![74 Oxford Drive - Photo 20](http://lh.rdcpix.com/5a8dcd5e5fda14d5e7f697316e426cfbl-f2184831467r.jpg) ![74 Oxford Drive - Photo 21](http://lh.rdcpix.com/5a8dcd5e5fda14d5e7f697316e426cfbl-f2418975825r.jpg) ![74 Oxford Drive - Photo 22](http://lh.rdcpix.com/5a8dcd5e5fda14d5e7f697316e426cfbl-f4156874013r.jpg) ![74 Oxford Drive - Photo 23](http://lh.rdcpix.com/5a8dcd5e5fda14d5e7f697316e426cfbl-f2120399009r.jpg) ![74 Oxford Drive - Photo 24](http://lh.rdcpix.com/5a8dcd5e5fda14d5e7f697316e426cfbl-f274455692r.jpg) ![74 Oxford Drive - Photo 25](http://lh.rdcpix.com/5a8dcd5e5fda14d5e7f697316e426cfbl-f2049693877r.jpg) ![74 Oxford Drive - Photo 26](http://lh.rdcpix.com/5a8dcd5e5fda14d5e7f697316e426cfbl-f60182227r.jpg) ![74 Oxford Drive - Photo 27](http://lh.rdcpix.com/5a8dcd5e5fda14d5e7f697316e426cfbl-f2179759120r.jpg) ![74 Oxford Drive - Photo 28](http://lh.rdcpix.com/5a8dcd5e5fda14d5e7f697316e426cfbl-f627438130r.jpg) ![74 Oxford Drive - Photo 29](http://lh.rdcpix.com/5a8dcd5e5fda14d5e7f697316e426cfbl-f4237779676r.jpg) ![74 Oxford Drive - Photo 30](http://lh.rdcpix.com/5a8dcd5e5fda14d5e7f697316e426cfbl-f838617265r.jpg) ![74 Oxford Drive - Photo 31](http://lh.rdcpix.com/5a8dcd5e5fda14d5e7f697316e426cfbl-f2646702955r.jpg) ![74 Oxford Drive - Photo 32](http://lh.rdcpix.com/5a8dcd5e5fda14d5e7f697316e426cfbl-f2028978813r.jpg) ![74 Oxford Drive - Photo 33](http://lh.rdcpix.com/5a8dcd5e5fda14d5e7f697316e426cfbl-f1696046830r.jpg) ![74 Oxford Drive - Photo 34](http://lh.rdcpix.com/5a8dcd5e5fda14d5e7f697316e426cfbl-f4041294903r.jpg) ![74 Oxford Drive - Photo 35](http://lh.rdcpix.com/5a8dcd5e5fda14d5e7f697316e426cfbl-f2607941008r.jpg) ![74 Oxford Drive - Photo 36](http://lh.rdcpix.com/5a8dcd5e5fda14d5e7f697316e426cfbl-f1732364930r.jpg) ![74 Oxford Drive - Photo 37](http://lh.rdcpix.com/5a8dcd5e5fda14d5e7f697316e426cfbl-f380335649r.jpg) --- **MLS#:** 1041178 | **Updated:** 2026-10-29 **Source:** listhub *Copyright © 2026 OneKey MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/74-oxford-drive-white-lake-ny-12786-77dc025dd31a4a06b7bb8a8849ad1c5d) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/74-oxford-drive-white-lake-ny-12786-77dc025dd31a4a06b7bb8a8849ad1c5d#listing", "url": "https://www.propertysimple.ai/listing/74-oxford-drive-white-lake-ny-12786-77dc025dd31a4a06b7bb8a8849ad1c5d", "name": "74 Oxford Drive, White Lake, NY 12786", "description": "Black Lake Cedar contemporary offers a rare combination of pristine waterfront, complete privacy, and direct access to hundreds of acres of protected New York State land. 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