About This Home

This 4-bedroom, 4-bathroom single family at 74049 Overseas Highway in Lower Matecumbe, FL is listed for $3,750,000 ($1,445 per sqft). Built in 1970, the home offers 2,596 sqft of living space on a 0.49 acres lot.

Key Features

  • Built in 1970
  • 0.49 acre lot
  • Private pool
  • Waterfront

Property Details

4 full
1970

Amenities

PoolWaterfrontViewA/C
Listing Description

Rare opportunity to own an ocean side single family home in the heart of Islamorada. Situated on a private corner half acre lot with your own private beach, this property offers the space, privacy, and tropical lifestyle that make the Florida Keys one of the most sought-after destinations in the world.

Currently operating as a successful VRBO vacation rental, this turnkey, income-producing property is being sold fully furnished, allowing the new owner to seamlessly continue operating it as a successful vacation rental from day one or immediately begin enjoying it as a private island retreat.

Designed with flexibility in mind, this two-story home features a total of 4 bedrooms, 4 bathrooms, and two full kitchens. The upper level offers 3 bedrooms, 2 bathrooms, a full kitchen, and a private balcony, while the lower level offers a handicap-friendly layout, with a 1 additional bedroom, 1 bathroom, a cabana bath, and a second full kitchen.

Step outside to your private pool, then take just a few steps to your own private beach, creating the ultimate island experience. A new A/C system and metal roof also adds comfort and peace of mind. Conveniently located just minutes from Robbie's Marina and Theater of the Sea, you'll enjoy world class fishing, boating, snorkeling, waterfront dining, and everything that makes Islamorada one of the premier destinations in the Florida Keys.

Monthly Cost Estimate

$20,056/mo

20% down · 6.5% · 30 years

Principal$2,712
Interest$16,250
Insurance$1,094

Estimates only. Actual payments may vary.

Location

74049 Overseas Highway

Lower Matecumbe, FL 33036

Lower Mat Bch (74.0)

Features & Amenities

Exterior Features

FencingSandy Beach

Property Details

Flooring

Tile

Construction

CBS

Views

Ocean

Pool Features

Pool

Outdoor Features

Porch

Cooling

Central Air

Appliances

WasherDryerDishwasherRefrigeratorRangeMicrowave

Questions & Answers

This 4-bedroom, 4-bathroom single family at 74049 Overseas Highway is listed at $3,750,000 ($1,445/sqft). The estimated monthly payment is $20,056 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1970, 0.49 acre lot, Private pool, Waterfront. Exterior Features: Fencing, Sandy Beach.

This property is listed by Kim Farias.

KF

Kim Farias

License 3477219

Agent at Luxe Properties, LLC.

Listed by Luxe Properties, LLC. · Broker phone: (305) 809-7650 · View on Broker Site

MLS# 620893· Source: Florida Keys Board of REALTORS®· 82 days on PropertySimple

Copyright © 2026 Florida Keys Board of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

74049 Overseas Highway, Lower Matecumbe, FL 33036

Open this listing in: