About This Home

This 2-bedroom, 2-bathroom single family at 742 S Germantown Circle in Chattanooga, TN is listed for $324,900 ($134 per sqft). Built in 1955, the home offers 2,418 sqft of living space on a 0.42 acres lot.

Key Features

  • Built in 1955
  • 0.42 acre lot
  • 2 stories

Property Details

2 stories
2 full
1-car garage
1955

Amenities

A/C
Listing Description

***NEW PRICE***Now offered at $324,900*** Freshly updated, beautifully distinctive, and impossible to duplicate, this is the kind of home that immediately stands apart. Recent improvements include a brand-new, 400-square-foot deck, new flooring in the two upstairs bedrooms, fresh interior paint in select areas, freshly painted patio, new garage-doo

r lock, and the refrigerator, range, and dishwasher were purchased in 2025 as well as a recently renewed, transferable Choice Home Warranty that doesn't expire until next July 2027. The sun-filled main level feels remarkably open and inviting, pairing sleek mid-century modern influence with inspiring pops of color and architectural personality.

It is a refreshing departure from the ordinary, stylish without sacrificing comfort and perfectly suited for both everyday living and entertaining. Step outside to the expansive new deck overlooking just over 0.4 acres, offering uncommon breathing room in a location celebrated for its exceptional convenience.

Downstairs, a finished studio apartment with its own private entrance and separate driveway adds an entirely different level of flexibility. Create a secluded home office, primary or guest suite, multigenerational living space, creative studio, private retreat, or explore the potential for supplemental rental income.

Homes with this combination of individuality, usable land, versatile living space, recent updates, and everyday accessibility rarely come together in one property. For the buyer unwilling to settle for everyday average, this one is a true original.

Monthly Cost Estimate

$1,738/mo

20% down · 6.5% · 30 years

Principal$235
Interest$1,408
Insurance$95

Estimates only. Actual payments may vary.

Location

742 S Germantown Circle

Chattanooga, TN 37412

Kate Rice Sd

Features & Amenities

Interior Features

BookcasesBuilt-in FeaturesEat-in KitchenOpen FloorplanTub/shower ComboWhirlpool Tub

Property Details

Flooring

VinylTile

Construction

Fiber Cement

Outdoor Features

DeckPorchPatio

Parking

Off StreetOn StreetGarageDriveway

Heating

CentralElectric (Heating)

Cooling

Central AirElectric

Appliances

MicrowaveFree-Standing RefrigeratorFree-Standing Electric RangeDishwasher

Questions & Answers

This 2-bedroom, 2-bathroom single family at 742 S Germantown Circle is listed at $324,900 ($134/sqft). The estimated monthly payment is $1,738 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1955, 0.42 acre lot, 2 stories. Interior Features: Bookcases, Built-in Features, Eat-in Kitchen.

This property is listed by Sherry Lawrence.

SL

Sherry Lawrence

License 289990

Agent at Zach Taylor Real Estate

Listed by Zach Taylor Real Estate · Broker phone: (423) 451-6654 · View on Broker Site · Broker website

MLS# 1539915· Source: Greater Chattanooga Association of REALTORS· 90 days on PropertySimple

Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

742 S Germantown Circle, Chattanooga, TN 37412

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