About This Home

This 6-bedroom, 2-bathroom residential multi family at 743 Rutger st in Utica, NY is listed for $168,000 ($90 per sqft). Built in 1930, the home offers 1,864 sqft of living space on a N/A lot.

Key Features

  • Built in 1930
  • 2 stories

Property Details

2 stories
2 full
1930

Amenities

Hardwood
Listing Description

Buyers hunting for a property that earns its keep will find much to admire in this handsome two-family residence, where six bedrooms and two bathrooms distribute themselves generously across roughly 1,864 square feet of dependable, income-ready living space.

The arithmetic here speaks softly but persuasively. Two separate units mean two streams of rental revenue, whether you occupy one and let the other underwrite your mortgage or lease both for a portfolio that quietly grows fatter each month. A full basement lends welcome depth to the equation, offering ample room for storage, laundry, mechanicals, and the sort of untapped potential that patient owners eventually reward themselves with.

Parking, that unglamorous yet endlessly appreciated luxury, spares tenants the daily indignity of circling the block. What truly distinguishes this offering, however, is its refreshingly attainable price point-an entry stroke of rare accessibility for those eager to plant a flag in Utica's rental market without the customary sticker shock.

The surrounding neighborhood sweetens the proposition considerably. Quinn Park lies a short distance away for green-minded afternoons, while Al Balad Halal Market handles everyday provisioning with neighborly ease. Thomas R. Proctor High School anchors the area, and both Utica Union Station and the train station stand within convenient reach-a genuine boon for commuters and prospective renters alike.

Opportunities that pair honest returns with such a welcoming setting seldom linger. Arrange your private viewing before this one finds a shrewder owner.

Monthly Cost Estimate

$898/mo

20% down · 6.5% · 30 years

Principal$121
Interest$728
Insurance$49

Estimates only. Actual payments may vary.

Location

743 Rutger st

Utica, NY 13501

Property Details

Flooring

VinylVariesHardwoodLaminate

Construction

SyntheticStucco VinylSiding

Heating

Forced AirNatural Gas

Appliances

ElectricWaterHeaterGasWaterHeater

Questions & Answers

This 6-bedroom, 2-bathroom residential multi family at 743 Rutger st is listed at $168,000 ($90/sqft). The estimated monthly payment is $898 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1930, 2 stories.

This property is listed by Delbert Ball and can be reached at 3158683933.

DB

Delbert Ball

Agent at Keller-Williams Mohawk Valley

(315) 868-3933

Listed by Keller-Williams Mohawk Valley · View on Broker Site

MLS# S1701807· Source: listhub· 1 day on market

Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

743 Rutger st, Utica, NY 13501

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