# 7432 Chipewa Street, Panama City, FL 32404

> **TL;DR:** 4bd/2ba single family, $650,000 ($222/sqft), built 1976, 2,930 sqft.
> Waterfront, A/C. Est. $2,817/mo. Listed 96 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $650,000 |
| Price/sqft | $222 |
| Bedrooms | 4 |
| Bathrooms | 2 full |
| Square Feet | 2,930 |
| Year Built | 1976 |
| Lot Size | 16,117 sqft (0.37 acres) |
| Stories | 1 |
| Property Type | Single Family (Other) |
| Status | For Sale |
| Days on Market | 96 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $2,817 |
| **Total** | **$2,817** |

## Nearby Schools

- **Elementary:** Callaway
- **Middle:** Rutherford ( Middle )
- **High:** Rutherford

## Key Amenities

- Waterfront
- A/C

## Property Highlights

- Built in 1976
- 0.37 acre lot
- Waterfront

## Description

### Agent Description
Welcome to this beautifully renovated 4-bedroom, 2-bath waterfront home offering the perfect blend of modern updates, coastal charm, and true Gulf-access living. With 100 feet of water frontage, a private boat dock, and a boat lift, this property is ideal for anyone who wants to enjoy life on the water. Step inside to find updated flooring, fresh interior paint, and a bright, airy layout filled with coastal vibes. The kitchen has been recently upgraded with modern cabinets, sleek countertops, and newer appliances, delivering both style and function. The spacious master suite features a generous walk-in closet and plenty of natural light, creating a peaceful retreat. Additional highlights include newer lighting throughout, making every space feel refreshed and inviting Outside, enjoy your own backyard oasis with an inground pool installed in 2022, perfect for entertaining, relaxing, or cooling off after a day on the water. Located close to shopping, restaurants, schools, churches, and Tyndall AFB, this home offers incredible convenience while providing the coastal lifestyle buyers are searching for. Move-in ready, updated, and on the water, this one truly has it all!

## Location

- **Address:** 7432 Chipewa Street, Panama City, FL 32404
- **County:** Bay
- **Neighborhood:** Baxter Subdivision
- **Coordinates:** 30.144756, -85.564234
- **Google Maps:** https://www.google.com/maps?q=30.144756,-85.564234

## Listing Agent

- **Name:** Morgan L Benton
- **Brokerage:** EXP Realty LLC
- **Phone:** 8508515508
- **Email:** morganbentonrealtor@outlook.com

## Primary Photo

![7432 Chipewa Street - Primary Photo](http://lh.rdcpix.com/aab4a2344209df29fa8b923c0698a2a3l-f3558348983r.jpg)

*28 total photos available on [listing page](https://www.propertysimple.com/listing/7432-chipewa-street-panama-city-fl-32404-l996244)*

---

**MLS#:** 996244 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/7432-chipewa-street-panama-city-fl-32404-l996244)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "name": "7432 Chipewa Street, Panama City, FL 32404",
  "description": "Welcome to this beautifully renovated 4-bedroom, 2-bath waterfront home offering the perfect blend of modern updates, coastal charm, and true Gulf-access living. With 100 feet of water frontage, a private boat dock, and a boat lift, this property is ideal for anyone who wants to enjoy life on the water. Step inside to find updated flooring, fresh interior paint, and a bright, airy layout filled with coastal vibes. The kitchen has been recently upgraded with modern cabinets, sleek countertops, an",
  "url": "https://www.propertysimple.com/listing/7432-chipewa-street-panama-city-fl-32404-l996244",
  "image": "http://lh.rdcpix.com/aab4a2344209df29fa8b923c0698a2a3l-f3558348983r.jpg",
  "datePosted": "2026-06-18",
  "price": 650000,
  "priceCurrency": "USD",
  "address": {
    "@type": "PostalAddress",
    "streetAddress": "7432 Chipewa Street",
    "addressLocality": "Panama City",
    "addressRegion": "FL",
    "postalCode": "32404",
    "addressCountry": "US"
  },
  "geo": {
    "@type": "GeoCoordinates",
    "latitude": 30.144756,
    "longitude": -85.564234
  },
  "numberOfBedrooms": 4,
  "numberOfBathroomsTotal": 2,
  "numberOfFullBathrooms": 2,
  "floorSize": {
    "@type": "QuantitativeValue",
    "value": 2930,
    "unitCode": "FTK"
  },
  "yearBuilt": 1976
}
```