# 74520 Overseas Highway, Lower Matecumbe, FL 33036

> **TL;DR:** land, $995,000.
> Waterfront, View. Est. $5,321/mo. Listed 189 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $995,000 |
| Lot Size | 13,504 sqft (0.31 acres) |
| Property Type | Land (Other) |
| Status | Active Under Contract |
| Days on Market | 189 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed
- **Views** - Ocean, Harbor

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $5,031 |
| Estimated Insurance | $290 |
| **Total** | **$5,321** |

## Key Amenities

- Waterfront
- View

## Property Highlights

- 0.31 acre lot
- Waterfront

## Description

### Agent Description
Potential Short sale!!!Waterfront commercial investment opportunity with 100 feet of dockage on a 13,500 sq ft lot, offering both canal frontage and open ocean views--an increasingly scarce combination in the Upper Keys. Ideally located just outside Port Antigua and White Marlin Beach, the property benefits from strong visibility and proximity to established boating and residential communities. The site features convenient eastbound ingress and egress, supporting efficient operations and customer access. Zoned Commercial Fishing, it allows for a diverse range of income-producing uses, including charter services, boat rentals, marine repair, seafood distribution, restaurant or other waterfront commercial ventures. With direct water access, substantial dockage, and flexible zoning, this parcel is well-positioned for long-term appreciation and immediate revenue potential in a supply-constrained coastal market.

## Location

- **Address:** 74520 Overseas Highway, Lower Matecumbe, FL 33036
- **County:** Monroe
- **Neighborhood:** Mat Sandy Bch (75.0)
- **Coordinates:** 24.856401, -80.729788
- **Google Maps:** https://www.google.com/maps?q=24.856401,-80.729788

## Listing Agent

- **Name:** Eddy Chamizo · **License:** 3286866
- **Brokerage:** Coldwell Banker Schmitt Islamorada
- **Broker Phone:** (305) 664-4470
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/74520-Overseas-Hwy_Islamorada_FL_33036_M62325-95875?f=listhub&s=FLKEYSMLSFL&m=619655&c=propsimple)

## Photos

![74520 Overseas Highway - Photo 1](http://lh.rdcpix.com/a79956c74ad991675511b7b02e2ae9f5l-f2123341976r.jpg)

![74520 Overseas Highway - Photo 2](http://lh.rdcpix.com/a79956c74ad991675511b7b02e2ae9f5l-f3535384595r.jpg)

![74520 Overseas Highway - Photo 3](http://lh.rdcpix.com/a79956c74ad991675511b7b02e2ae9f5l-f3879782638r.jpg)

![74520 Overseas Highway - Photo 4](http://lh.rdcpix.com/a79956c74ad991675511b7b02e2ae9f5l-f1945625809r.jpg)

![74520 Overseas Highway - Photo 5](http://lh.rdcpix.com/a79956c74ad991675511b7b02e2ae9f5l-f597536371r.jpg)

![74520 Overseas Highway - Photo 6](http://lh.rdcpix.com/a79956c74ad991675511b7b02e2ae9f5l-f2463524663r.jpg)

![74520 Overseas Highway - Photo 7](http://lh.rdcpix.com/a79956c74ad991675511b7b02e2ae9f5l-f149590747r.jpg)

![74520 Overseas Highway - Photo 8](http://lh.rdcpix.com/a79956c74ad991675511b7b02e2ae9f5l-f2708647965r.jpg)

![74520 Overseas Highway - Photo 9](http://lh.rdcpix.com/a79956c74ad991675511b7b02e2ae9f5l-f280142002r.jpg)

![74520 Overseas Highway - Photo 10](http://lh.rdcpix.com/a79956c74ad991675511b7b02e2ae9f5l-f3232029794r.jpg)

![74520 Overseas Highway - Photo 11](http://lh.rdcpix.com/a79956c74ad991675511b7b02e2ae9f5l-f669633098r.jpg)

![74520 Overseas Highway - Photo 12](http://lh.rdcpix.com/a79956c74ad991675511b7b02e2ae9f5l-f2859786544r.jpg)

![74520 Overseas Highway - Photo 13](http://lh.rdcpix.com/a79956c74ad991675511b7b02e2ae9f5l-f528753035r.jpg)

![74520 Overseas Highway - Photo 14](http://lh.rdcpix.com/a79956c74ad991675511b7b02e2ae9f5l-f1624773279r.jpg)

![74520 Overseas Highway - Photo 15](http://lh.rdcpix.com/a79956c74ad991675511b7b02e2ae9f5l-f2777501548r.jpg)

![74520 Overseas Highway - Photo 16](http://lh.rdcpix.com/a79956c74ad991675511b7b02e2ae9f5l-f223613594r.jpg)

![74520 Overseas Highway - Photo 17](http://lh.rdcpix.com/a79956c74ad991675511b7b02e2ae9f5l-f4042492537r.jpg)

![74520 Overseas Highway - Photo 18](http://lh.rdcpix.com/a79956c74ad991675511b7b02e2ae9f5l-f3499604609r.jpg)

![74520 Overseas Highway - Photo 19](http://lh.rdcpix.com/a79956c74ad991675511b7b02e2ae9f5l-f140915428r.jpg)

![74520 Overseas Highway - Photo 20](http://lh.rdcpix.com/a79956c74ad991675511b7b02e2ae9f5l-f542136897r.jpg)

![74520 Overseas Highway - Photo 21](http://lh.rdcpix.com/a79956c74ad991675511b7b02e2ae9f5l-f1098275113r.jpg)

![74520 Overseas Highway - Photo 22](http://lh.rdcpix.com/a79956c74ad991675511b7b02e2ae9f5l-f141527360r.jpg)

![74520 Overseas Highway - Photo 23](http://lh.rdcpix.com/a79956c74ad991675511b7b02e2ae9f5l-f4001424176r.jpg)

![74520 Overseas Highway - Photo 24](http://lh.rdcpix.com/a79956c74ad991675511b7b02e2ae9f5l-f667613017r.jpg)

![74520 Overseas Highway - Photo 25](http://lh.rdcpix.com/a79956c74ad991675511b7b02e2ae9f5l-f2810549264r.jpg)

![74520 Overseas Highway - Photo 26](http://lh.rdcpix.com/a79956c74ad991675511b7b02e2ae9f5l-f982499541r.jpg)

---

**MLS#:** 619655 | **Updated:** 2026-10-28
**Source:** listhub

*Copyright © 2026 Florida Keys Board of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/74520-overseas-highway-lower-matecumbe-fl-33036-786fed6ff2134de29fa2e833b695ac6a)

---

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