# 74560 Overseas Highway, Lower Matecumbe, FL 33036 > **TL;DR:** 3bd/3ba commercial, $3,100,000 ($511/sqft), built 1983, 6,071 sqft. > Waterfront, View. Est. $16,579/mo. Listed 256 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $3,100,000 | | Price/sqft | $511 | | Bedrooms | 3 | | Bathrooms | 3 full | | Square Feet | 6,071 | | Year Built | 1983 | | Lot Size | 15,246 sqft (0.35 acres) | | Stories | 3 | | Property Type | Commercial (Other) | | Status | Active | | Days on Market | 256 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Harbor, Water, Ocean ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $15,675 | | Estimated Insurance | $904 | | **Total** | **$16,579** | ## Key Amenities - Waterfront - View ## Property Highlights - Built in 1983 - 0.35 acre lot - 3 stories - Waterfront ## Description ### Agent Description 74560 Overseas Highway is a dynamic waterfront commercial asset with multiple revenue paths and significant redevelopment potential. Situated on a 15,000 SF parcel with generous on-site parking and 100 feet of seawall capable of accommodating up to 8 slips, the property delivers premier highway exposure and immediate Florida Bay and Atlantic Ocean access. Zoning supports four affordable housing units, one market-rate residence, and 5,640 SF of commercial space, creating a layered income strategy that blends residential density with marine-oriented business activity. The existing structure features expansive wraparound windows framing sweeping Atlantic views, plus a top-floor penthouse suite suited for owner occupancy, executive housing, or premium rental use (subject to approvals). The building configuration can also accommodate a rooftop helipad. Commercial Fishing zoning allows for uses such as a destination restaurant, seafood market, marine outfitter, charter or backcountry fishing headquarters, marina-support retail, or other enterprises aligned with the working waterfront. This is a high-visibility, commercial platform where housing, marine access, and US-1 frontage intersect to create compelling long-term value. ## Location - **Address:** 74560 Overseas Highway, Lower Matecumbe, FL 33036 - **County:** Monroe - **Neighborhood:** Mat Sandy Bch (75.0) - **Coordinates:** 24.857004, -80.728779 - **Google Maps:** https://www.google.com/maps?q=24.857004,-80.728779 ## Listing Agent - **Name:** Alina Davis · **License:** 3216995 - **Brokerage:** Coldwell Banker Schmitt Islamorada - **Broker Phone:** (305) 664-4470 ## Photos ![74560 Overseas Highway - Photo 1](http://lh.rdcpix.com/4bd80f94fd2e9a4ee284add517823137l-f2069140339r.jpg) ![74560 Overseas Highway - Photo 2](http://lh.rdcpix.com/4bd80f94fd2e9a4ee284add517823137l-f3199829612r.jpg) ![74560 Overseas Highway - Photo 3](http://lh.rdcpix.com/4bd80f94fd2e9a4ee284add517823137l-f2426434533r.jpg) ![74560 Overseas Highway - Photo 4](http://lh.rdcpix.com/4bd80f94fd2e9a4ee284add517823137l-f4128746120r.jpg) ![74560 Overseas Highway - Photo 5](http://lh.rdcpix.com/4bd80f94fd2e9a4ee284add517823137l-f1490766886r.jpg) ![74560 Overseas Highway - Photo 6](http://lh.rdcpix.com/4bd80f94fd2e9a4ee284add517823137l-f4084351740r.jpg) ![74560 Overseas Highway - Photo 7](http://lh.rdcpix.com/4bd80f94fd2e9a4ee284add517823137l-f615491009r.jpg) ![74560 Overseas Highway - Photo 8](http://lh.rdcpix.com/4bd80f94fd2e9a4ee284add517823137l-f2773136107r.jpg) ![74560 Overseas Highway - Photo 9](http://lh.rdcpix.com/4bd80f94fd2e9a4ee284add517823137l-f1118309829r.jpg) ![74560 Overseas Highway - Photo 10](http://lh.rdcpix.com/4bd80f94fd2e9a4ee284add517823137l-f78341380r.jpg) ![74560 Overseas Highway - Photo 11](http://lh.rdcpix.com/4bd80f94fd2e9a4ee284add517823137l-f4049300558r.jpg) ![74560 Overseas Highway - Photo 12](http://lh.rdcpix.com/4bd80f94fd2e9a4ee284add517823137l-f174004727r.jpg) ![74560 Overseas Highway - Photo 13](http://lh.rdcpix.com/4bd80f94fd2e9a4ee284add517823137l-f357685618r.jpg) ![74560 Overseas Highway - Photo 14](http://lh.rdcpix.com/4bd80f94fd2e9a4ee284add517823137l-f3119039602r.jpg) ![74560 Overseas Highway - Photo 15](http://lh.rdcpix.com/4bd80f94fd2e9a4ee284add517823137l-f4095895595r.jpg) ![74560 Overseas Highway - Photo 16](http://lh.rdcpix.com/4bd80f94fd2e9a4ee284add517823137l-f1393189351r.jpg) ![74560 Overseas Highway - Photo 17](http://lh.rdcpix.com/4bd80f94fd2e9a4ee284add517823137l-f1922791310r.jpg) ![74560 Overseas Highway - Photo 18](http://lh.rdcpix.com/4bd80f94fd2e9a4ee284add517823137l-f3065410660r.jpg) ![74560 Overseas Highway - Photo 19](http://lh.rdcpix.com/4bd80f94fd2e9a4ee284add517823137l-f3683251912r.jpg) ![74560 Overseas Highway - Photo 20](http://lh.rdcpix.com/4bd80f94fd2e9a4ee284add517823137l-f557301055r.jpg) --- **MLS#:** 618699 | **Updated:** 2026-10-28 **Source:** listhub *Copyright © 2026 Florida Keys Board of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/74560-overseas-highway-lower-matecumbe-fl-33036-e3f8aa3db0144df38f0eec37ebe661e5) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/74560-overseas-highway-lower-matecumbe-fl-33036-e3f8aa3db0144df38f0eec37ebe661e5#listing", "url": "https://www.propertysimple.ai/listing/74560-overseas-highway-lower-matecumbe-fl-33036-e3f8aa3db0144df38f0eec37ebe661e5", "name": "74560 Overseas Highway, Lower Matecumbe, FL 33036", "description": "74560 Overseas Highway is a dynamic waterfront commercial asset with multiple revenue paths and significant redevelopment potential. 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