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About This Home
This 3-bedroom, 3-bathroom commercial at 74560 Overseas Highway in Lower Matecumbe, FL is listed for $3,399,000 ($560 per sqft). Built in 1983, the home offers 6,071 sqft of living space on a 0.35 acres lot.
74560 Overseas Highway is a dynamic waterfront commercial asset with multiple revenue paths and significant redevelopment potential. Situated on a 15,000 SF parcel with generous on-site parking and 100 feet of seawall capable of accommodating up to 8 slips, the property delivers premier highway exposure and immediate Florida Bay and Atlantic Ocean access.
Zoning supports four affordable housing units, one market-rate residence, and 5,640 SF of commercial space, creating a layered income strategy that blends residential density with marine-oriented business activity. The existing structure features expansive wraparound windows framing sweeping Atlantic views, plus a top-floor penthouse suite suited for owner occupancy, executive housing, or premium rental use (subject to approvals).
The building configuration can also accommodate a rooftop helipad. Commercial Fishing zoning allows for uses such as a destination restaurant, seafood market, marine outfitter, charter or backcountry fishing headquarters, marina-support retail, or other enterprises aligned with the working waterfront. This is a high-visibility, commercial platform where housing, marine access, and US-1 frontage intersect to create compelling long-term value.
Key Features
- Built in 1983
- 0.35 acre lot
- 3 stories
- Waterfront
Property Details
Amenities
Monthly Cost Estimate
$18,179/mo
20% down · 6.5% · 30 years
Estimates only. Actual payments may vary.
Location
74560 Overseas Highway
Lower Matecumbe, FL 33036
Mat Sandy Bch (75.0)
Property Details
Construction
Views
Appliances
Questions & Answers
This 3-bedroom, 3-bathroom commercial at 74560 Overseas Highway is listed at $3,399,000 ($560/sqft). The estimated monthly payment is $14,729 based on 20% down at 6.5% interest.
Key features include: Built in 1983, 0.35 acre lot, 3 stories, Waterfront.
This property is listed by Alina Davis and can be reached at 3053930541 or Alina@YourFLKeysAgent.com.








