# 76 Universal Trail, Palm Coast, FL 32164

> **TL;DR:** 5bd/3ba single family, $489,900 ($170/sqft), built 2006, 2,880 sqft.
> A/C, 3-car garage. Est. $2,620/mo. Listed 60 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $489,900 |
| Price/sqft | $170 |
| Bedrooms | 5 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 2,880 |
| Year Built | 2006 |
| Lot Size | 10,019 sqft (0.23 acres) |
| Stories | 2 |
| Garage | 3-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 60 |

## Why This Home Stands Out

- **Large Garage** - 3-car garage

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,477 |
| Estimated Insurance | $143 |
| **Total** | **$2,620** |

## Key Amenities

- A/C
- 3-car garage

## Property Highlights

- Built in 2006
- 0.23 acre lot
- 2 stories

## Description

### Agent Description
An opportunity to assume a 2.25 Percent VA loan, subject to lender approval and buyer qualification. This spacious Palm Coast home offers five bedrooms, two full bathrooms, one half bathroom, and approximately 2,880 square feet, along with a three-car garage. Separate living and family rooms provide flexibility for gathering, relaxing, and working from home. The remodeled kitchen features upgraded appliances and generous space for preparing meals, while updated bathrooms add to the home's appeal. Enjoy a fenced backyard with tropical landscaping, fruit plantings, and a butterfly garden. Additional features include a whole-house water softener and filtration system, irrigation, hurricane shutters, and hurricane roof clips. Also this is concrete block construction on the first floor. With substantial living space and thoughtful updates throughout, this home is ready for its next chapter. Schedule a private showing to explore the layout, outdoor space, and financing opportunity.

## Location

- **Address:** 76 Universal Trail, Palm Coast, FL 32164
- **County:** Flagler
- **Neighborhood:** Seminole Woods
- **Coordinates:** 29.447245, -81.177023
- **Google Maps:** https://www.google.com/maps?q=29.447245,-81.177023

## Listing Agent

- **Name:** Takeshia Rhynes
- **Brokerage:** Takeshia Rhynes
- **Phone:** 3862328263
- **Broker Phone:** (386) 232-8263
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/76-Universal-Trl_Palm-Coast_FL_32164_M53086-69069?f=listhub&s=DBAARFL&m=1229330&c=propsimple)

## Photos

![76 Universal Trail - Photo 1](http://lh.rdcpix.com/884a1bde062ddb7846e52b28059fc1b9l-f2795181109r.jpg)

![76 Universal Trail - Photo 2](http://lh.rdcpix.com/884a1bde062ddb7846e52b28059fc1b9l-f1892447274r.jpg)

![76 Universal Trail - Photo 3](http://lh.rdcpix.com/884a1bde062ddb7846e52b28059fc1b9l-f505168428r.jpg)

![76 Universal Trail - Photo 4](http://lh.rdcpix.com/884a1bde062ddb7846e52b28059fc1b9l-f2823272081r.jpg)

![76 Universal Trail - Photo 5](http://lh.rdcpix.com/884a1bde062ddb7846e52b28059fc1b9l-f957202290r.jpg)

![76 Universal Trail - Photo 6](http://lh.rdcpix.com/884a1bde062ddb7846e52b28059fc1b9l-f3646544714r.jpg)

![76 Universal Trail - Photo 7](http://lh.rdcpix.com/884a1bde062ddb7846e52b28059fc1b9l-f3565850381r.jpg)

![76 Universal Trail - Photo 8](http://lh.rdcpix.com/884a1bde062ddb7846e52b28059fc1b9l-f3891070783r.jpg)

![76 Universal Trail - Photo 9](http://lh.rdcpix.com/884a1bde062ddb7846e52b28059fc1b9l-f1530059479r.jpg)

![76 Universal Trail - Photo 10](http://lh.rdcpix.com/884a1bde062ddb7846e52b28059fc1b9l-f1320605800r.jpg)

![76 Universal Trail - Photo 11](http://lh.rdcpix.com/884a1bde062ddb7846e52b28059fc1b9l-f1352221910r.jpg)

![76 Universal Trail - Photo 12](http://lh.rdcpix.com/884a1bde062ddb7846e52b28059fc1b9l-f660690948r.jpg)

![76 Universal Trail - Photo 13](http://lh.rdcpix.com/884a1bde062ddb7846e52b28059fc1b9l-f1515854148r.jpg)

![76 Universal Trail - Photo 14](http://lh.rdcpix.com/884a1bde062ddb7846e52b28059fc1b9l-f4133206852r.jpg)

![76 Universal Trail - Photo 15](http://lh.rdcpix.com/884a1bde062ddb7846e52b28059fc1b9l-f1525369078r.jpg)

![76 Universal Trail - Photo 16](http://lh.rdcpix.com/884a1bde062ddb7846e52b28059fc1b9l-f648578623r.jpg)

![76 Universal Trail - Photo 17](http://lh.rdcpix.com/884a1bde062ddb7846e52b28059fc1b9l-f2608883674r.jpg)

![76 Universal Trail - Photo 18](http://lh.rdcpix.com/884a1bde062ddb7846e52b28059fc1b9l-f2335686990r.jpg)

![76 Universal Trail - Photo 19](http://lh.rdcpix.com/884a1bde062ddb7846e52b28059fc1b9l-f737473165r.jpg)

![76 Universal Trail - Photo 20](http://lh.rdcpix.com/884a1bde062ddb7846e52b28059fc1b9l-f3616211334r.jpg)

![76 Universal Trail - Photo 21](http://lh.rdcpix.com/884a1bde062ddb7846e52b28059fc1b9l-f806594759r.jpg)

![76 Universal Trail - Photo 22](http://lh.rdcpix.com/884a1bde062ddb7846e52b28059fc1b9l-f725910929r.jpg)

![76 Universal Trail - Photo 23](http://lh.rdcpix.com/884a1bde062ddb7846e52b28059fc1b9l-f1867489094r.jpg)

![76 Universal Trail - Photo 24](http://lh.rdcpix.com/884a1bde062ddb7846e52b28059fc1b9l-f2487812291r.jpg)

![76 Universal Trail - Photo 25](http://lh.rdcpix.com/884a1bde062ddb7846e52b28059fc1b9l-f3214999761r.jpg)

![76 Universal Trail - Photo 26](http://lh.rdcpix.com/884a1bde062ddb7846e52b28059fc1b9l-f72359747r.jpg)

![76 Universal Trail - Photo 27](http://lh.rdcpix.com/884a1bde062ddb7846e52b28059fc1b9l-f2215065038r.jpg)

![76 Universal Trail - Photo 28](http://lh.rdcpix.com/884a1bde062ddb7846e52b28059fc1b9l-f3068174368r.jpg)

![76 Universal Trail - Photo 29](http://lh.rdcpix.com/884a1bde062ddb7846e52b28059fc1b9l-f1978831407r.jpg)

![76 Universal Trail - Photo 30](http://lh.rdcpix.com/884a1bde062ddb7846e52b28059fc1b9l-f3554995503r.jpg)

![76 Universal Trail - Photo 31](http://lh.rdcpix.com/884a1bde062ddb7846e52b28059fc1b9l-f3967826009r.jpg)

![76 Universal Trail - Photo 32](http://lh.rdcpix.com/884a1bde062ddb7846e52b28059fc1b9l-f2639250948r.jpg)

![76 Universal Trail - Photo 33](http://lh.rdcpix.com/884a1bde062ddb7846e52b28059fc1b9l-f1536773800r.jpg)

![76 Universal Trail - Photo 34](http://lh.rdcpix.com/884a1bde062ddb7846e52b28059fc1b9l-f3723393265r.jpg)

![76 Universal Trail - Photo 35](http://lh.rdcpix.com/884a1bde062ddb7846e52b28059fc1b9l-f2637738352r.jpg)

![76 Universal Trail - Photo 36](http://lh.rdcpix.com/884a1bde062ddb7846e52b28059fc1b9l-f3299196023r.jpg)

![76 Universal Trail - Photo 37](http://lh.rdcpix.com/884a1bde062ddb7846e52b28059fc1b9l-f1536450204r.jpg)

![76 Universal Trail - Photo 38](http://lh.rdcpix.com/884a1bde062ddb7846e52b28059fc1b9l-f599335176r.jpg)

![76 Universal Trail - Photo 39](http://lh.rdcpix.com/884a1bde062ddb7846e52b28059fc1b9l-f4149625663r.jpg)

![76 Universal Trail - Photo 40](http://lh.rdcpix.com/884a1bde062ddb7846e52b28059fc1b9l-f3534766935r.jpg)

![76 Universal Trail - Photo 41](http://lh.rdcpix.com/884a1bde062ddb7846e52b28059fc1b9l-f2547910868r.jpg)

![76 Universal Trail - Photo 42](http://lh.rdcpix.com/884a1bde062ddb7846e52b28059fc1b9l-f586346758r.jpg)

---

**MLS#:** 1229330 | **Updated:** 2026-09-24
**Source:** listhub

*Copyright © 2026 Daytona Beach Area Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/76-universal-trail-palm-coast-fl-32164-1229330)

---

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    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/InStock",
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    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://www.propertysimple.ai/listing/76-universal-trail-palm-coast-fl-32164-1229330#agent",
    "name": "Takeshia Rhynes",
    "telephone": "3862328263",
    "worksFor": {
      "@type": "Organization",
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      "telephone": "(386) 232-8263"
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  }
}
```