# 764 Lovers Lane, Mathews, VA 23109

> **TL;DR:** 4bd/4ba single family, $549,900 ($291/sqft), built 1973, 1,890 sqft.
> Fireplace, Waterfront, View, A/C. Est. $2,941/mo. Listed 171 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $549,900 |
| Price/sqft | $291 |
| Bedrooms | 4 |
| Bathrooms | 3 full, 1 half |
| Square Feet | 1,890 |
| Year Built | 1973 |
| Lot Size | 204,732 sqft (4.70 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 171 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed
- **Views** - Water

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,781 |
| Estimated Insurance | $160 |
| **Total** | **$2,941** |

## Nearby Schools

- **Elementary:** Mathews
- **Middle:** Thomas Hunter
- **High:** Mathews

## Key Amenities

- Fireplace
- Waterfront
- View
- A/C

## Property Highlights

- Built in 1973
- 4.70 acre lot
- Fireplace
- Waterfront

## Description

### Agent Description
Discover serene waterfront living at its finest in this beautifully maintained 4BR, 3BA ranch home. Nestled along the peaceful Stutts creek with water views from multiple rooms, this single-level gem offers effortless one-level living and an inviting open-concept floor plan perfect for everyday comfort and effortless entertaining. Step inside to expansive living spaces bathed in natural light, where the open layout seamlessly connects the kitchen, dining area, and family room. The sunroom is the highlight-a tranquil oasis overlooking the creek, ideal for morning coffee, quiet reading, or hosting sunset gatherings. With 4 generously sized BR and 3 full bathrooms, there's plenty of room for family, guests, or a home office. Outside, the private pier invites you to cast a line, launch a kayak, or simply relax by the water's edge. Enjoy direct creek access and panoramic views that bring the beauty of nature right to your doorstep. Whether you're sipping your favorite drink on the sunroom or watching wildlife from the pier, every day feels like a vacation. This waterfront ranch combines low-maintenance one-level convenience with the peaceful charm of creek-front living & 5mins back to town.

## Location

- **Address:** 764 Lovers Lane, Mathews, VA 23109
- **County:** Mathews
- **Coordinates:** 37.45217, -76.312055
- **Google Maps:** https://www.google.com/maps?q=37.45217,-76.312055

## Listing Agent

- **Name:** Shannon French · **License:** 0225070141
- **Brokerage:** Southern Trade Realty, Inc.
- **Phone:** 8048151912
- **Broker Phone:** (804) 694-3113
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/764-Lovers-Ln_Mathews_VA_23109_M54969-01361?f=listhub&s=CBRARVA&m=202600541&c=propsimple)

## Photos

![764 Lovers Lane - Photo 1](http://lh.rdcpix.com/d5cc155f9da56be296aea9f285a4e03al-f526784246r.jpg)

![764 Lovers Lane - Photo 2](http://lh.rdcpix.com/d5cc155f9da56be296aea9f285a4e03al-f3248725713r.jpg)

![764 Lovers Lane - Photo 3](http://lh.rdcpix.com/d5cc155f9da56be296aea9f285a4e03al-f858748946r.jpg)

![764 Lovers Lane - Photo 4](http://lh.rdcpix.com/d5cc155f9da56be296aea9f285a4e03al-f2563376940r.jpg)

![764 Lovers Lane - Photo 5](http://lh.rdcpix.com/d5cc155f9da56be296aea9f285a4e03al-f2200401748r.jpg)

![764 Lovers Lane - Photo 6](http://lh.rdcpix.com/d5cc155f9da56be296aea9f285a4e03al-f2680673541r.jpg)

![764 Lovers Lane - Photo 7](http://lh.rdcpix.com/d5cc155f9da56be296aea9f285a4e03al-f3524477981r.jpg)

![764 Lovers Lane - Photo 8](http://lh.rdcpix.com/d5cc155f9da56be296aea9f285a4e03al-f1541613097r.jpg)

![764 Lovers Lane - Photo 9](http://lh.rdcpix.com/d5cc155f9da56be296aea9f285a4e03al-f795874710r.jpg)

![764 Lovers Lane - Photo 10](http://lh.rdcpix.com/d5cc155f9da56be296aea9f285a4e03al-f1453195357r.jpg)

![764 Lovers Lane - Photo 11](http://lh.rdcpix.com/d5cc155f9da56be296aea9f285a4e03al-f2163973720r.jpg)

![764 Lovers Lane - Photo 12](http://lh.rdcpix.com/d5cc155f9da56be296aea9f285a4e03al-f869160722r.jpg)

![764 Lovers Lane - Photo 13](http://lh.rdcpix.com/d5cc155f9da56be296aea9f285a4e03al-f2990148015r.jpg)

![764 Lovers Lane - Photo 14](http://lh.rdcpix.com/d5cc155f9da56be296aea9f285a4e03al-f4110478310r.jpg)

![764 Lovers Lane - Photo 15](http://lh.rdcpix.com/d5cc155f9da56be296aea9f285a4e03al-f2776001744r.jpg)

![764 Lovers Lane - Photo 16](http://lh.rdcpix.com/d5cc155f9da56be296aea9f285a4e03al-f55565802r.jpg)

![764 Lovers Lane - Photo 17](http://lh.rdcpix.com/d5cc155f9da56be296aea9f285a4e03al-f149968107r.jpg)

![764 Lovers Lane - Photo 18](http://lh.rdcpix.com/d5cc155f9da56be296aea9f285a4e03al-f4228363845r.jpg)

![764 Lovers Lane - Photo 19](http://lh.rdcpix.com/d5cc155f9da56be296aea9f285a4e03al-f2659416932r.jpg)

![764 Lovers Lane - Photo 20](http://lh.rdcpix.com/d5cc155f9da56be296aea9f285a4e03al-f1191163897r.jpg)

![764 Lovers Lane - Photo 21](http://lh.rdcpix.com/d5cc155f9da56be296aea9f285a4e03al-f884183706r.jpg)

![764 Lovers Lane - Photo 22](http://lh.rdcpix.com/d5cc155f9da56be296aea9f285a4e03al-f3426994784r.jpg)

![764 Lovers Lane - Photo 23](http://lh.rdcpix.com/d5cc155f9da56be296aea9f285a4e03al-f3403601201r.jpg)

![764 Lovers Lane - Photo 24](http://lh.rdcpix.com/d5cc155f9da56be296aea9f285a4e03al-f179777316r.jpg)

![764 Lovers Lane - Photo 25](http://lh.rdcpix.com/d5cc155f9da56be296aea9f285a4e03al-f4252377234r.jpg)

![764 Lovers Lane - Photo 26](http://lh.rdcpix.com/d5cc155f9da56be296aea9f285a4e03al-f1110156221r.jpg)

![764 Lovers Lane - Photo 27](http://lh.rdcpix.com/d5cc155f9da56be296aea9f285a4e03al-f561618787r.jpg)

![764 Lovers Lane - Photo 28](http://lh.rdcpix.com/d5cc155f9da56be296aea9f285a4e03al-f1245772146r.jpg)

![764 Lovers Lane - Photo 29](http://lh.rdcpix.com/d5cc155f9da56be296aea9f285a4e03al-f4161873626r.jpg)

![764 Lovers Lane - Photo 30](http://lh.rdcpix.com/d5cc155f9da56be296aea9f285a4e03al-f2736606540r.jpg)

![764 Lovers Lane - Photo 31](http://lh.rdcpix.com/d5cc155f9da56be296aea9f285a4e03al-f359241715r.jpg)

![764 Lovers Lane - Photo 32](http://lh.rdcpix.com/d5cc155f9da56be296aea9f285a4e03al-f3580400468r.jpg)

![764 Lovers Lane - Photo 33](http://lh.rdcpix.com/d5cc155f9da56be296aea9f285a4e03al-f275291816r.jpg)

![764 Lovers Lane - Photo 34](http://lh.rdcpix.com/d5cc155f9da56be296aea9f285a4e03al-f15446547r.jpg)

![764 Lovers Lane - Photo 35](http://lh.rdcpix.com/d5cc155f9da56be296aea9f285a4e03al-f1226478632r.jpg)

![764 Lovers Lane - Photo 36](http://lh.rdcpix.com/d5cc155f9da56be296aea9f285a4e03al-f2847884188r.jpg)

![764 Lovers Lane - Photo 37](http://lh.rdcpix.com/d5cc155f9da56be296aea9f285a4e03al-f2285397663r.jpg)

---

**MLS#:** 202600541 | **Updated:** 2026-09-25
**Source:** listhub

*Copyright © 2026 Chesapeake Bay & Rivers Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/764-lovers-lane-mathews-va-23109-02600541)

---

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      "@id": "https://www.propertysimple.ai/listing/764-lovers-lane-mathews-va-23109-02600541#brokerage",
      "name": "Southern Trade Realty, Inc.",
      "telephone": "(804) 694-3113"
    }
  }
}
```