# 77 TERRACE DR, Hilo, HI 96720

> **TL;DR:** 4bd/4ba single family, $885,000 ($298/sqft), built 1965, 2,966 sqft.
> View, Hardwood. Est. $3,835/mo. Listed 96 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $885,000 |
| Price/sqft | $298 |
| Bedrooms | 4 |
| Bathrooms | 3 full, 1 half |
| Square Feet | 2,966 |
| Year Built | 1965 |
| Lot Size | 11,286 sqft (0.26 acres) |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 96 |

## Why This Home Stands Out

- **Views** - Ocean
- **Hardwood Floors** - Throughout the home

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $3,835 |
| **Total** | **$3,835** |

## Key Amenities

- View
- Hardwood

## Property Highlights

- Built in 1965
- 0.26 acre lot

## Description

### Agent Description
STUNNING MULTI-GENERATIONAL LIVING IN THE HEART OF HILO. Discover the perfect blend of classic Hilo charm and modern convenience in this spacious 4-bedroom, 3.5-bathroom residence on highly sought-after Terrace Drive. Situated within the desirable E.B. DeSilva Elementary School District, this home offers an unparalleled opportunity for families seeking a serene, established neighborhood. Upon entering, you are greeted by the warmth of rich hardwood floors and the airy grandeur of open beam ceilings. The layout maximizes comfort and natural light with an abundance of windows framing the lush surrounding greenery. To the left, the inviting living room serves as a peaceful retreat, extending to a private covered lanai perfect for morning coffee or quiet reflection. The kitchen underwent a thoughtful 2019 renovation, boasting contemporary cabinets, quartz countertops, and stylish flooring. A cozy kitchen nook provides the perfect space for casual meals. Down the main hallway are two comfortable bedrooms, including a primary suite with a convenient half-bath. An updated full bathroom is also nearby. A step off the kitchen is an additional bedroom/studio featuring its own full bath. This versatile space opens onto an open deck overlooking a stunning canopy of tropical vegetation. The surprises continue on the lower level, which features a fully realized private living space perfect for extended family. This level is also currently used as a short-term vacation rental, providing an excellent opportunity for supplemental income. It includes a spacious bedroom, full bath, kitchenette, dining area, and comfortable living room. A separate covered lanai ensures privacy and independence. Pride of ownership shines with a new roof installed in 2019. This property offers the space, the school district, and the flexibility you have been looking for. Property video:

## Location

- **Address:** 77 TERRACE DR, Hilo, HI 96720
- **Neighborhood:** KAUMANA TERRACE
- **Coordinates:** 19.70416383, -155.114445
- **Google Maps:** https://www.google.com/maps?q=19.70416383,-155.114445

## Virtual Tour & Media

- **Video Tour:** https://realestatevideos.vids.io/videos/5a9bd2ba1e16eec9d0/77-terrace-dr

## Listing Agent

- **Name:** Howard Meguro
- **Brokerage:** Coldwell Banker Island Properties - Hilo
- **Phone:** 8088962549
- **Email:** hmeguro@gmail.com

## Primary Photo

![77 TERRACE DR - Primary Photo](http://lh.rdcpix.com/94ea80afa9be986d5590ec28d69cd262l-f1590540325r.jpg)

*30 total photos available on [listing page](https://www.propertysimple.com/listing/77-terrace-dr-hilo-hi-96720-i727793)*

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**MLS#:** 727793 | **Updated:** 2026-06-17
**Source:** listhub

*Copyright © 2026 Hawaii Information Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/77-terrace-dr-hilo-hi-96720-i727793)

---

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