# 7714 BENT TREE Loop, Saint Cloud, FL 34773 > **TL;DR:** 4bd/2ba single family, $387,900 ($213/sqft), built 2026, 1,820 sqft. > A/C, 2-car garage. Est. $2,074/mo. Listed 13 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $387,900 | | Price/sqft | $213 | | Bedrooms | 4 | | Bathrooms | 2 full | | Square Feet | 1,820 | | Year Built | 2026 | | Lot Size | 6,534 sqft (0.15 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 13 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,961 | | Estimated Insurance | $113 | | **Total** | **$2,074** | ## Nearby Schools - **Elementary:** Harmony Community School (K-5) - **Middle:** Harmony Middle - **High:** Harmony High ## Key Amenities - A/C - 2-car garage ## Property Highlights - Built in 2026 - 0.15 acre lot ## Description ### Agent Description SAVE UP TO APPROXIMATELY $2,401.90 PER YEAR IN CDD ASSESSMENTS + $10,000 FLEX CASH + THOUSANDS IN CLOSING-COST SAVINGS! Imagine unlocking the door to a brand-new home where the layout works for everyday life and the incentives help keep more money in your budget. Welcome to 7714 Bent Tree Loop. Now offered at $387,900, this move-in-ready Adams Home features single-story layout; fourth bedroom can serve as office or flex room. This 4-bedroom, 2-bath 1820B plan gives you room to adapt. Use the additional bedroom for guests, remote work, hobbies or storage without sacrificing the main living areas. The open-concept living area connects naturally to the kitchen, where granite countertops, Whirlpool stainless-steel appliances, generous cabinetry and a large center island create an inviting place for meals and entertaining. The private primary suite provides a comfortable retreat, while the covered lanai extends the living space outdoors. Harmony Central has NO CDD. Compared with the highest published FY2026 annual CDD assessment of approximately $2,401.90 in certain nearby competing new-home communities, that represents savings of approximately $200 per month-or nearly $24,019 over 10 years if the assessment remained unchanged. This home also receives $10,000 IN FLEX CASH that can be used to lower the interest rate and create even more savings on the monthly mortgage payment. When using the builder's preferred lender, the BUILDER PAYS CLOSING COSTS EXCLUDING PREPAIDS-saving buyers thousands more at closing. Secure this home with only a $1,000 deposit. Harmony Central also offers a low HOA, a community pool with cabanas, a dog park and walking trails-all without the additional CDD assessment. NEW PRICE: $387,900 SINGLE-STORY LAYOUT; FOURTH BEDROOM CAN SERVE AS OFFICE OR FLEX ROOM NO CDD $10,000 FLEX CASH BUILDER-PAID CLOSING COSTS ONLY $1,000 DEPOSIT This is an opportunity to enjoy a brand-new home, lower the interest rate and keep more money in your budget every month. Schedule your private showing today before the current incentives change. CDD comparison is based on the highest published FY2026 assessment for certain nearby properties and varies by lot size, bond area and property. The 10-year figure is a simple projection assuming no assessment changes. Builder-paid closing costs exclude prepaids and require the use of a preferred lender. The use of Flex Cash, financing programs and incentives is subject to current lender and program guidelines and availability. ## Location - **Address:** 7714 BENT TREE Loop, Saint Cloud, FL 34773 - **County:** Osceola - **Neighborhood:** HARMONY CENTRAL PH 2 - **Coordinates:** 28.188341, -81.134652 - **Google Maps:** https://www.google.com/maps?q=28.188341,-81.134652 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/stellar/S5158317 ## Listing Agent - **Name:** Juan Torres Gil - **Brokerage:** Adams Homes Realty Inc. - **Phone:** 7868996905 - **Broker Phone:** (407) 523-1030 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/7714-Bent-Tree-Loop_Harmony_FL_34773_M96677-28669?f=listhub&s=MFRMLSFL&m=S5158317&c=propsimple) ## Photos ![7714 BENT TREE Loop - Photo 1](http://lh.rdcpix.com/8a68057e6e68ea8d89aebc12dc6945c4l-f360350783r.jpg) ![7714 BENT TREE Loop - Photo 2](http://lh.rdcpix.com/8a68057e6e68ea8d89aebc12dc6945c4l-f452449114r.jpg) ![7714 BENT TREE Loop - Photo 3](http://lh.rdcpix.com/8a68057e6e68ea8d89aebc12dc6945c4l-f2370631932r.jpg) ![7714 BENT TREE Loop - Photo 4](http://lh.rdcpix.com/8a68057e6e68ea8d89aebc12dc6945c4l-f4094712524r.jpg) ![7714 BENT TREE Loop - Photo 5](http://lh.rdcpix.com/8a68057e6e68ea8d89aebc12dc6945c4l-f2921549506r.jpg) ![7714 BENT TREE Loop - Photo 6](http://lh.rdcpix.com/8a68057e6e68ea8d89aebc12dc6945c4l-f583123429r.jpg) ![7714 BENT TREE Loop - Photo 7](http://lh.rdcpix.com/8a68057e6e68ea8d89aebc12dc6945c4l-f2095607889r.jpg) ![7714 BENT TREE Loop - Photo 8](http://lh.rdcpix.com/8a68057e6e68ea8d89aebc12dc6945c4l-f2598426733r.jpg) ![7714 BENT TREE Loop - Photo 9](http://lh.rdcpix.com/8a68057e6e68ea8d89aebc12dc6945c4l-f2733741596r.jpg) ![7714 BENT TREE Loop - Photo 10](http://lh.rdcpix.com/8a68057e6e68ea8d89aebc12dc6945c4l-f4119142896r.jpg) ![7714 BENT TREE Loop - Photo 11](http://lh.rdcpix.com/8a68057e6e68ea8d89aebc12dc6945c4l-f3400964206r.jpg) ![7714 BENT TREE Loop - Photo 12](http://lh.rdcpix.com/8a68057e6e68ea8d89aebc12dc6945c4l-f940405745r.jpg) ![7714 BENT TREE Loop - Photo 13](http://lh.rdcpix.com/8a68057e6e68ea8d89aebc12dc6945c4l-f4203319474r.jpg) ![7714 BENT TREE Loop - Photo 14](http://lh.rdcpix.com/8a68057e6e68ea8d89aebc12dc6945c4l-f2700956882r.jpg) ![7714 BENT TREE Loop - Photo 15](http://lh.rdcpix.com/8a68057e6e68ea8d89aebc12dc6945c4l-f3168776816r.jpg) ![7714 BENT TREE Loop - Photo 16](http://lh.rdcpix.com/8a68057e6e68ea8d89aebc12dc6945c4l-f3161852622r.jpg) ![7714 BENT TREE Loop - Photo 17](http://lh.rdcpix.com/8a68057e6e68ea8d89aebc12dc6945c4l-f3161852622r.jpg) ![7714 BENT TREE Loop - Photo 18](http://lh.rdcpix.com/8a68057e6e68ea8d89aebc12dc6945c4l-f2519391236r.jpg) ![7714 BENT TREE Loop - Photo 19](http://lh.rdcpix.com/8a68057e6e68ea8d89aebc12dc6945c4l-f1049707616r.jpg) ![7714 BENT TREE Loop - Photo 20](http://lh.rdcpix.com/8a68057e6e68ea8d89aebc12dc6945c4l-f3968397775r.jpg) ![7714 BENT TREE Loop - Photo 21](http://lh.rdcpix.com/8a68057e6e68ea8d89aebc12dc6945c4l-f163637989r.jpg) ![7714 BENT TREE Loop - Photo 22](http://lh.rdcpix.com/8a68057e6e68ea8d89aebc12dc6945c4l-f2735854732r.jpg) --- **MLS#:** S5158317 | **Updated:** 2026-10-07 **Source:** listhub *Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/7714-bent-tree-loop-st-cloud-fl-34773-s5158317) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/7714-bent-tree-loop-st-cloud-fl-34773-s5158317#listing", "url": "https://www.propertysimple.ai/listing/7714-bent-tree-loop-st-cloud-fl-34773-s5158317", "name": "7714 BENT TREE Loop, Saint Cloud, FL 34773", "description": "SAVE UP TO APPROXIMATELY $2,401.90 PER YEAR IN CDD ASSESSMENTS + $10,000 FLEX CASH + THOUSANDS IN CLOSING-COST SAVINGS! Imagine unlocking the door to a brand-new home where the layout works for everyday life and the incentives help keep more money in your budget. Welcome to 7714 Bent Tree Loop. Now offered at $387,900, this move-in-ready Adams Home features single-story layout; fourth bedroom can serve as office or flex room. This 4-bedroom, 2-bath 1820B plan gives you room to adapt. Use the additional bedroom for guests, remote work, hobbies or storage without sacrificing the main living areas. The open-concept living area connects naturally to the kitchen, where granite countertops, Whirlpool stainless-steel appliances, generous cabinetry and a large center island create an inviting place for meals and entertaining. The private primary suite provides a comfortable retreat, while the covered lanai extends the living space outdoors. Harmony Central has NO CDD. Compared with the highest published FY2026 annual CDD assessment of approximately $2,401.90 in certain nearby competing new-home communities, that represents savings of approximately $200 per month-or nearly $24,019 over 10 years if the assessment remained unchanged. This home also receives $10,000 IN FLEX CASH that can be used to lower the interest rate and create even more savings on the monthly mortgage payment. When using the builder's preferred lender, the BUILDER PAYS CLOSING COSTS EXCLUDING PREPAIDS-saving buyers thousands more at closing. Secure this home with only a $1,000 deposit. Harmony Central also offers a low HOA, a community pool with cabanas, a dog park and walking trails-all without the additional CDD assessment. NEW PRICE: $387,900 SINGLE-STORY LAYOUT; FOURTH BEDROOM CAN SERVE AS OFFICE OR FLEX ROOM NO CDD $10,000 FLEX CASH BUILDER-PAID CLOSING COSTS ONLY $1,000 DEPOSIT This is an opportunity to enjoy a brand-new home, lower the interest rate and keep more money in your budget every month. Schedule your private showing today before the current incentives change. CDD comparison is based on the highest published FY2026 assessment for certain nearby properties and varies by lot size, bond area and property. 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