# 77340 Overseas Highway, Lower Matecumbe, FL 33036

> **TL;DR:** 2bd/2ba single family, $3,999,999 ($4310/sqft), built 1963, 928 sqft.
> Pool, Waterfront, A/C. Est. $17,333/mo. Listed 80 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $3,999,999 |
| Price/sqft | $4310 |
| Bedrooms | 2 |
| Bathrooms | 2 full |
| Square Feet | 928 |
| Year Built | 1963 |
| Lot Size | 34,412 sqft (0.79 acres) |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 80 |

## Why This Home Stands Out

- **Pool** - Porch
- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $17,333 |
| **Total** | **$17,333** |

## Key Amenities

- Pool
- Waterfront
- A/C

## Property Highlights

- Built in 1963
- 0.79 acre lot
- Private pool
- Waterfront

## Description

### Agent Description
Estate Opportunity Spanning 34,409 SF, this exceptional parcel offers a scale uncommon in Islamorada, providing the foundation for a spectacular Florida Keys residential estate. The exceptional lot size allows a discerning buyer to imagine the best. The site easily accommodates the vision of an estate property with pool, tennis or pickleball court, expansive outdoor living, caretaker's cottage, and generous waterfront dockage--all while maintaining privacy rarely achieved in the Keys. Positioned on a deep basin, the property provides protected dockage while being only seconds from Florida Bay and minutes under the bridge to the Atlantic Ocean, placing world-class backcountry and offshore fishing within immediate reach. An existing legal nonconforming home with a waterfront swimming pool currently sits on the property and may be used as a residence or rental while architectural plans and permits are finalized, offering flexibility during the planning process. For buyers who understand the value of land in the Florida Keys, this offering represents something increasingly difficult to find: the opportunity to create a custom waterfront estate tailored entirely to your vision, rather than inheriting someone else's. A remarkable parcel for a remarkable build.

## Location

- **Address:** 77340 Overseas Highway, Lower Matecumbe, FL 33036
- **County:** Monroe
- **Neighborhood:** Matecumbe Ocean Bay (75.0)
- **Coordinates:** 24.882048, -80.693063
- **Google Maps:** https://www.google.com/maps?q=24.882048,-80.693063

## Virtual Tour & Media

- **Video Tour:** http://tours.keyspropertyvisuals.com/vtnb/362195

## Listing Agent

- **Name:** Elizabeth Jolin
- **Brokerage:** Coldwell Banker Schmitt Islamorada
- **Phone:** 3053930994
- **Email:** ejolin@elizabethjolin.com

## Primary Photo

![77340 Overseas Highway - Primary Photo](http://lh.rdcpix.com/137543a7caef0601754b70fb94912f3bl-f476021456r.jpg)

*24 total photos available on [listing page](https://www.propertysimple.com/listing/77340-overseas-highway-lower-matecumbe-fl-33036-l619064)*

---

**MLS#:** 619064 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Florida Keys Board of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/77340-overseas-highway-lower-matecumbe-fl-33036-l619064)

---

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