About This Home

This 4-bedroom, 3-bathroom single family at 78 Emerald Place in Monterey, TN is listed for $678,900 ($141 per sqft). Built in 2004, the home offers 4,830 sqft of living space on a 0.80 acres lot.

Key Features

  • Built in 2004
  • 0.80 acre lot
  • 2 stories
  • 2 parking spaces
  • Fireplace
  • Waterfront

Property Details

2 stories
3 full, 1 half
2 spaces
2004

Amenities

FireplaceWaterfrontViewHardwoodA/C
Listing Description

Warm and Inviting LAKE FRONT Jim Barna Log Home equipped with personal floating dock and almost an acre peaceful and private lot with 240+ ft of water frontage . Impressive WOW Entry leads to soaring ceiling great room with exposed beams, huge window system for maximum water view enjoyment & stone gas fireplace.

The primary suite features its own cozy gas fireplace, while the finished basement includes a wood-burning stove, full bath, storm shelter and flex/bonus rooms. Exterior XL front deck is handicap-accessible ramp for added comfort and convenience. Main level kitchen is expansive with loads of cabinets and gas range cook top (includes all appliances & washer/dryer).

Two bedrooms on the main level share a full bath. Additional highlights include: Generac whole-home generator for peace of mind, Infrared and reverse osmosis water system for pure drinking water, Sunroom and/or Grow Room with skylights - ideal for year-round indoor enjoyment, plants or gardening.

Massive main level deck and lower level deck with gazebo PLUS balcony deck overlooks the lake and backyard that's so inviting for family gatherings or personal relaxation. Fenced dog run for pets to roam safely Private cul-de-sac location, Cumberland Lakes neighborhood features many opps for recreation and community perks. Priced under appraisal value. This is a spectacular home. Seller discloses 2 bedroom septic permit.

Monthly Cost Estimate

$3,806/mo

20% down · 6.5% · 30 years

Principal$491
Interest$2,942
Insurance$198
HOA$175

Estimates only. Actual payments may vary.

Location

78 Emerald Place

Monterey, TN 38574

Cumberland Cove

Features & Amenities

Interior Features

Ceiling Fan(s)Vaulted Ceiling(s)Walk-In Closet(s)

Exterior Features

Garden

Property Details

Flooring

HardwoodTileCarpet

Construction

Log Log Siding

Views

WaterLake

Outdoor Features

Deck

Parking

GarageOpen

Heating

Propane (Heating)Electric (Heating)Central

Cooling

Central Air

Appliances

Electric Water HeaterDishwasherGas OvenRefrigeratorGas Range

Questions & Answers

This 4-bedroom, 3-bathroom single family at 78 Emerald Place is listed at $678,900 ($141/sqft). The estimated monthly payment is $3,806 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $175/month.

Key features include: Built in 2004, 0.80 acre lot, 2 stories, 2 parking spaces, Fireplace, Waterfront. Interior Features: Ceiling Fan(s), Vaulted Ceiling(s), Walk-In Closet(s). Exterior Features: Garden.

This property is listed by Dino Cates and can be reached at 9315106233.

DC

Dino Cates

Agent at Exit Rocky Top Realty-LVS

(931) 510-6233

Listed by Exit Rocky Top Realty-LVS · Broker phone: 9318237717 · View on Broker Site · Broker website

MLS# 246949· Source: Upper Cumberland Association of Realtors· 25 days on PropertySimple

Copyright © 2026 Upper Cumberland Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

78 Emerald Place, Monterey, TN 38574

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