About This Home

This 5-bedroom, 3-bathroom single family at 78021 SADDLE ROCK Road in Yulee, FL is listed for $385,000 ($158 per sqft). Built in 2017, the home offers 2,436 sqft of living space on a 0.33 acres lot.

Key Features

  • Built in 2017
  • 0.33 acre lot
  • 2 stories

Property Details

2 stories
2 full, 1 half
2-car garage
2017

Amenities

SpaA/C
Listing Description

Lumber Creek beaut! Perfectly positioned on an oversized waterfront lot, this beautifully maintained 5-bedroom, 2.5-bath home offers the ideal combination of functional living space, modern updates, and incredible backyard views. Step inside to find a dedicated formal office just off the entry, complete with French door, creating the perfect space for working from home, a playroom, or a quiet retreat.

Beyond the entry, the open-concept floor plan showcases brand-new luxury vinyl plank flooring throughout the main living areas and office, abundant natural light, and a spacious family room that flows seamlessly into the kitchen and dining area. Large picture windows frame the peaceful water views, while the covered lanai invites relaxation in the private backyard setting.

The kitchen offers ample cabinetry, plenty of prep space, energy-efficient appliances, and an open design perfect for entertaining or everyday living. The thoughtfully designed layout places the primary suite downstairs for added privacy, complete with a spacious ensuite featuring a walk-in shower and a generous walk-in closet.

Upstairs, you'll find four additional bedrooms centered around a versatile loft, creating the perfect space for a media room, playroom, second family room, or homework zone. Located just a short stroll from the community pool, clubhouse, and playground, Lumber Creek offers a wonderful neighborhood atmosphere with convenient access to shopping, dining, I-95, Kings Bay, Jacksonville, and the beautiful beaches of Amelia Island.

If you've been searching for a spacious move-in-ready home with room to grow and an unbeatable lot size at a great price, this one is ready to welcome you home.

Monthly Cost Estimate

$2,394/mo

20% down · 6.5% · 30 years

Principal$278
Interest$1,668
Insurance$112
HOA$335

Estimates only. Actual payments may vary.

Location

78021 SADDLE ROCK Road

Yulee, FL 32097

Lumber Creek

Features & Amenities

Interior Features

Breakfast BarCeiling Fan(s)Eat-in KitchenEntrance FoyerOpen FloorplanPantryPrimary Bathroom - Shower No TubPrimary DownstairsSplit BedroomsWalk-In Closet(s)

Property Details

Flooring

VinylConcrete

Construction

Fiber Cement

Outdoor Features

Porch

Parking

GarageOpen

Heating

Central

Cooling

Central Air

Appliances

DishwasherDisposalDryerElectric OvenElectric RangeElectric Water HeaterIce MakerMicrowaveRefrigeratorWasher

Questions & Answers

This 5-bedroom, 3-bathroom single family at 78021 SADDLE ROCK Road is listed at $385,000 ($158/sqft). The estimated monthly payment is $2,394 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $335/month.

Key features include: Built in 2017, 0.33 acre lot, 2 stories. Interior Features: Breakfast Bar, Ceiling Fan(s), Eat-in Kitchen.

This property is listed by MELISSA RICKS.

MR

MELISSA RICKS

Agent at Keller Williams Realty, Atlantic Partners

Listed by Keller Williams Realty, Atlantic Partners · Broker phone: (904) 247-0059 · View on Broker Site · Broker website

MLS# 2157713· Source: realMLS· 90 days on PropertySimple

Copyright © 2026 realMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

78021 SADDLE ROCK Road, Yulee, FL 32097

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