About This Home

This 5-bedroom, 4-bathroom single family at 781 Richwood Avenue in Elgin, IL is listed for $590,000 ($184 per sqft). Built in 2013, the home offers 3,203 sqft of living space on a 0.27 acres lot.

Key Features

  • Built in 2013
  • 0.27 acre lot
  • 3 stories
  • 3 parking spaces
  • Fireplace

Property Details

3 stories
3 full, 1 half
3-car garage
2013

Amenities

FireplaceHardwoodA/C
Listing Description

Welcome to 781 Richwood Avenue, a spacious and beautifully appointed home in Elgin's sought-after Highland Woods subdivision. Built in 2013, this residence combines architectural character, versatile living areas, and exceptional entertainment space with a convenient location near community amenities and District 301 schools!

The inviting covered front porch leads into a dramatic two-story foyer, formal living and dining rooms, and a soaring family room featuring a stone fireplace and custom ceiling details. The kitchen showcases white cabinetry, granite countertops, stainless steel appliances, a large island and walk-in pantry, opening to a bright sunroom with access to an expansive brick patio featuring a built-in grill and firepit!

The main level offers a private den and an additional bedroom, while the upper level features a spacious primary suite, generous secondary bedrooms and an open loft! A standout feature is the expansive finished basement, designed for entertaining with a dedicated theater room, built-in surround sound, separate recreation areas, full bathroom and impressive kitchenette with a large island, cabinetry, wet bar and beverage refrigerator!

The private fenced backyard provides additional space for outdoor gatherings, while the three-car garage offers everyday convenience! Enjoy access to Waterford community amenities, nearby walking paths, and convenient shopping and dining. An outstanding opportunity for buyers seeking multiple flexible living spaces and a fully developed lower-level entertainment area!

Monthly Cost Estimate

$3,532/mo

20% down · 6.5% · 30 years

Principal$427
Interest$2,557
Insurance$172
HOA$377

Estimates only. Actual payments may vary.

Location

781 Richwood Avenue

Elgin, IL 60124

Highland Woods

Features & Amenities

Interior Features

Vaulted Ceiling(s)1st Floor Bedroom

Exterior Features

Outdoor GrillFire Pit

Property Details

Flooring

Hardwood

Construction

Vinyl Siding Cedar Concrete

Outdoor Features

Patio

Parking

GarageOpen

Heating

Forced AirNatural Gas

Cooling

Central Air

Appliances

RangeMicrowaveDishwasherRefrigeratorDisposalStainless Steel Appliance(s)

Questions & Answers

This 5-bedroom, 4-bathroom single family at 781 Richwood Avenue is listed at $590,000 ($184/sqft). The estimated monthly payment is $3,532 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $377/month.

Key features include: Built in 2013, 0.27 acre lot, 3 stories, 3 parking spaces, Fireplace. Interior Features: Vaulted Ceiling(s), 1st Floor Bedroom. Exterior Features: Outdoor Grill, Fire Pit.

This property is listed by Robert Wisdom.

RW

Robert Wisdom

Agent at Patron, Inc (dba RE/MAX Horizon)

Listed by Patron, Inc (dba RE/MAX Horizon) · Broker phone: (630) 215-6600 · View on Broker Site · Broker website

MLS# 12777236· Source: Midwest Real Estate Data, LLC· 27 days on PropertySimple

Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

781 Richwood Avenue, Elgin, IL 60124

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